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RBA Glossary definition for BNPL

BNPL – Buy now, pay later

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Reforms to the Payment Systems (Regulation) Act 1998

1 Dec 2023 Submissions PDF 446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf

Payments: The Future?

8 Dec 2021 Speech PDF 299KB
and buy now, pay later (BNPL) services. Some of these companies already play a material role infacilitating payments and I expect that we will see further innovation in these areas.
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-12-09.pdf

Payments: The Future? - Presentation Slides

10 Dec 2021 Speech PDF 871KB
Online payments. Point-of-sale acceptance technology. Cross-border retail payments. Buy now, pay later (BNPL) services.
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-12-09-presentation-slides.pdf

Payments System Regulation and Policy Issues

28 Sep 2022 PSB Annual Report – September 2022
past few years and there has been a significant expansion in the market for BNPL services. ... To better understand these developments, the Bank initiated a new data collection from large BNPL providers last year.
https://www.rba.gov.au/publications/annual-reports/psb/2022/payments-system-regulation-and-policy-issues.html

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
Mobile payment applications offer convenience and security to cardholders. ‘Buy now, pay later’ (BNPL) services, which enable customers to purchase goods or services but defer payment via low- or zero-interest ... any potential policy issues
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

Read me file for The Role of Collateral in Borrowing

17 Jan 2021 RDP PDF 467KB
RDP 2021-01 supplementary information
https://www.rba.gov.au/publications/rdp/2021/2021-01/rdp-2021-01-read-me.pdf

Read me

20 Jan 2021 RDP 2021-01
Nicholas Garvin, David W Hughes and José-Luis Peydró
summary(lm(Bnpl ˜ Bsz Blev Bdom Bw1btr, data=bank_data)). See below for a description of the process for formatting the raw data sources into the regression dataset read by
https://www.rba.gov.au/publications/rdp/2021/2021-01/read-me.html

Abbreviations

21 Oct 2021 PSB Annual Report - 2021 PDF 76KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/abbreviations.pdf

Governor's Foreword

27 Sep 2022 PSB Annual Report - 2022 PDF 59KB
https://www.rba.gov.au/publications/annual-reports/psb/2022/pdf/governors-foreword.pdf

Abbreviations

28 Sep 2022 PSB Annual Report – 2022
BETF. Black Economy Taskforce. BNPL. Buy now, pay later. CAC Act.
https://www.rba.gov.au/publications/annual-reports/psb/2022/abbreviations.html