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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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The Evolution of Payment Costs in Australia

11 Apr 2019 RDP PDF 1298KB
Similarly, some merchants were unable to distinguish between the costs of different types of card payments in the information provided to them by their acquirers.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf

Appendix A: Additional Detailed Results

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
Interchange fees (issuers to acquirers). 0.49. 0.04. Memo item: average withdrawal value. ... Card acquirer. 0.11. 0.10. Merchants. na. 0.30. Of which: tender time.
https://www.rba.gov.au/publications/rdp/2014/2014-14/appendix-a.html
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The Shift to Electronic Payments – Some Policy Issues

12 Apr 2023 Speech PDF 615KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-03-28.pdf

RBAFOI-232437 - documents for release

21 Feb 2024 PDF 479KB
statistics on market concentration card issuers
https://www.rba.gov.au/information/foi/disclosure-log/pdf/232437.pdf

Payments System Board Update: May 2018 Meeting

18 May 2018 Media Releases
At its meeting today, the Payments System Board reviewed industry progress on providing merchants with the ability to route contactless debit card transactions to their lowest-cost processing network. Least-cost routing (LCR), or merchant routing,
https://www.rba.gov.au/media-releases/2018/mr-18-12.html

List of tables

12 Sep 2014 PSB Annual Report – 2014
a) Fees are paid by the acquirer to the issuer, except for transactions involving a cash-out component. ... appointed by the Reserve Bank from ‘retail acquirers’ group. First Data.
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html

List of tables

14 Sep 2017 PSB Annual Report – 2017
15.0 or 0.2%. (a) Fees are paid by the acquirer to the issuer, except for transactions involving a cash-out component. ... Ceiling. –. 0.80. –. 0.80. (a) Fees are paid by the acquirer to the issuer.
https://www.rba.gov.au/publications/annual-reports/psb/2017/tables.html

The Personal Credit Card Market in Australia: Pricing over the Past Decade

10 Mar 2012 Bulletin – March 2012
Iris Chan, Sophia Chong and Stephen Mitchell
sole acquirer for transactions on its cards, and typically also the sole issuer. ... and Visa cards, and have been able to use the threat of surcharging in their negotiations with acquirers.
https://www.rba.gov.au/publications/bulletin/2012/mar/7.html

Update on Payments System Issues

13 Sep 2006 Media Releases
Update on Payments System Issues
https://www.rba.gov.au/media-releases/2006/mr-06-06.html

Payments System Board Update: November 2023 Meeting

23 Nov 2023 Media Releases
At its meeting today, the Payments System Board discussed new technology in the clearing and settlement of securities and its implications for supervision, developments in the ATM industry and review of the ATM access framework, the annual review of
https://www.rba.gov.au/media-releases/2023/mr-23-33.html