Financial Stability Snapshot 13 April 2017

 

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Global Economic outlook

Asset prices high

China Debt

rising

Euro area banks

still weak

Housing credit growth

  • Investor 6.7 %
  • Owner-occupier 6.2 %

New housing loan approvals

  • High loan to valuation % decreasing sharply
  • Interest-only % increasing sharply

Inner-city apartments

  • New supply increasing
  • Ease of finance decreasing sharply

Commercial property

  • Yields decreasing sharply
  • Risks no change

Australia loan stress

After a period of decline and a short rise, the curve has flatlined.

Australian banks

  • Capital increasing steadily
  • Return on equity steady with one decrease half-way