Financial Stability Snapshot 13 October 2017


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Global Economic outlook

  • Low global interest rates
  • Improving global economy

Economy balance

High asset prices and Low volatility pose Risks

China Debt


Housing credit growth

  • Investor falling
  • Owner-occupier rising

Riskier home lending

  • High loan to valuation % decreasing sharply
  • Interest-only % decreasing sharply

High household debt levels

Commercial property

  • Yields decreasing sharply
  • Risks no change

Loan stress

After a period of decline, the curve is rising.

Australian banks

  • Capital increasing steadily