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[]
[{"$nulls":7},"Key"]
[{"$nulls":8},"Data field will be relocated to another template"]
[{"$nulls":8},"Data field will be deleted from final version of template"]
[{"$nulls":8},"New data field or relocated from another template"]
[null,"DRAFT REPORTING TEMPLATE SPECIFICATION FOR REPO-ELIGIBLE SECURITIES"]
[]
[null,"Residential Mortgage Backed Securities"]
[null,"Transaction Level Data"]
[]
[null,"Version 0.4 (October 2012)"]
[]
[null,"GUIDANCE NOTES"]
[null,"•  All data fields are mandatory."]
[null,"•  Entries should comply with the data formats specified for the relevant field."]
[null,"•  For fields containing multiple entries, the entries should be separated with a semi-colon (;)."]
[null,"•  When data are not available for a particular field, the field should be left blank. Issuers are expected to explain the reasons for any data omissions."]
[null,"•  For fields with an 'ongoing' reporting frequency, related data should be as at the most recent report date."]
[null,"•  For fields with an 'upfront' reporting frequency, related data should be as at origination. However, if updated information for these fields is available, these data should be recorded."]
[null,"•  Issuers are expected to adhere to the definitions and guidance notes provided in the data template. Where this is not possible, an explanation is required."]
[]
[null,"Field Code","Category","Field Name","Reporting\nFrequency","Description","Data Type","Data Format","Guidance Notes","Selected comments from Submissions","RBA response"]
[null,"RT001","General","Report Date","Upfront","As at date of the data. Should correspond with the last day of the collection period for post-issuance reporting. For RMBS with monthly distribution dates, the collection period is the previous month determination date to the most current determination date. For RMBS with quarterly reset, the collection period is the previous quarter determination date to the most current determination date.  The distribution dates are those disclosed in the individual prospectus for each trust. ","Date","dd-mm-yyyy","Refer to taxonomy in Pool Summary Data Template for definitions of collections period.","Some respondents have noted that the collection period does not correspond to previous determination date to the most current determination date. Rather it refers to the first day of a calendar month and either ends on the last day of the calendar month or the last calendar day of the quarter (depending on the payment cycle).\n\nMost respondents have suggested that this field should be \"ongoing\" not \"upfront\".","RBA has decided to delete references to the determination date. It has also agreed to change the Reporting Frequency to 'Ongoing'."]
[null,"RT002","Transaction Parties","Transaction ID","Upfront","Unique numeric identifier of the transaction assigned by the Trust Manager.","Numeric",12345,null,"Some respondents have requested that the Transaction name be included too.","RBA has decided to include an extra field to capture the Series Name (also known as the Transaction Name). This data field will be consistent across all templates."]
[null,"RT003","Transaction Parties","Master Trust Name","Upfront","Full name of the master trust for the transaction.","Text","N/A","Leave blank if this is not applicable to the transaction."]
[null,"RT004","Transaction Parties","Series Trust Name","Upfront","Full name of the series trust for the transaction","Text","N/A"]
[null,"RT005","Transaction Parties","Data Template Publisher","Ongoing","Full legal name of the entity publishing this data template.","Text","N/A","If template is being disclosed directly by the sponsor or other related party, use their legal name.","Some participants have requested that templates be published from their own website.","RBA welcomes respondents to publish templates on their websites."]
[null,"RT006","Transaction Parties","ABN of Data Template Publisher","Ongoing","Australian Business Number (ABN) of the entity publishing this data template.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction","Some participants have requested that templates be published from their own website.","RBA welcomes respondents to publish templates on their websites."]
[null,"RT007","Transaction Parties","Contact Name","Ongoing","Name of the person or department responsible for the data template.","Text","N/A"]
[null,"RT008","Transaction Parties","Contact Phone Number","Ongoing","Full telephone number of the contact responsible for the data template.","Numeric",61295518111,"Include country and area codes."]
[null,"RT009","Transaction Parties","Contact email address","Ongoing","Email address of the contact responsible for the data template.","Text","N/A"]
[null,"RT010","Transaction Parties","Data Template Location","Upfront","Publically available internet address of the completed data templates.","Text","N/A","Must be the full URL for each individual data template. If data submitted to a recognised data repository system, list the url of this system ","Some participants have requested that templates be published from their own website.","RBA welcomes respondents to publish templates on their websites."]
[null,"RT011","Transaction Parties","Name of Responsible Party","Upfront","Full legal name of the entity responsible for the information contained in the information memorandum, prospectus or offering circular (\"Offer Document\").","Text","N/A"]
[null,"RT012","Transaction Parties","ABN of Responsible Party","Upfront","ABN of the entity responsible for the information contained in the information memorandum, prospectus or offering circular (\"Offer Document\").","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction"]
[null,"RT013","Transaction Parties","Trustee","Ongoing","Full legal name of the trustee to the transaction.","Text","N/A"]
[null,"RT014","Transaction Parties","ABN of Trustee","Ongoing","ABN of the trustee to the transaction.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction"]
[null,"RT015","Transaction Parties","Security Trustee","Ongoing","Full legal name of the security trustee to the transaction.","Text","N/A","The entity that has a charge over the trust assets (the residential mortgage loans and property securing those mortgage loans) on behalf of security holders."]
[null,"RT016","Transaction Parties","ABN of Security Trustee","Ongoing","ABN of the security trustee to the transaction.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction"]
[null,"RT017","Transaction Parties","Sponsor","Upfront","Full legal name of the entity that organises the transaction by selling or transferring residential mortgage loans that it originated or acquired. ","Text","N/A","The Sponsor is the party that sells or transfers loans to the Issuer. "]
[null,"RT018","Transaction Parties","ABN of Sponsor","Upfront","ABN of the entity that organises the transaction by selling or transferring residential mortgage loans that it originated or acquired. ","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction"]
[null,"RT019","Transaction Parties","Arranger","Upfront","Full legal name of the entity that structures and arranges the transaction on behalf of the Sponsor. ","Text","N/A"]
[null,"RT020","Transaction Parties","ABN of Arranger","Upfront","ABN of the entity that structures and arranges the transaction on behalf of the Sponsor. ","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction"]
[null,"RT021","Transaction Parties","Underwriter/Dealer","Upfront","Full legal name that agrees to purchase the RMBS if required, at issue, at a specified price.","Text","N/A",null,"Some respondents would like to know how they are expected to treat parties which make a 'soft' (i.e. not firm) commitment to buy a certain amount of securities at no predetermined price? Some have also noted that the beginning of the description should read \"Full legal name of the entity\" as per the other descriptions.","RBA has changed the description of this field to accommodate these suggestions."]
[null,"RT022","Transaction Parties","ABN of Underwriter/Dealer","Upfront","ABN of the entity that agrees to purchase the RMBS if required, at issue, at a specified price.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction","Some respondents would like to know how they are expected to treat parties which make a 'soft' (i.e. not firm) commitment to buy a certain amount of securities at no predetermined price? Some have also noted that the beginning of the description should read \"Full legal name of the entity\" as per the other descriptions. Other respondents have asked what to report in this field if there is no underwriter.","RBA has changed the description of this field to accommodate these suggestions."]
[null,"RT023","Transaction Parties","Manager","Ongoing","Full legal name of the entity that is responsible for the day-to-day operations of the transaction.","Text","N/A","Tasks performed by the manager include determining the cash flows generated from the mortgage loans and the calculation of payments and fees due to the relevant counterparties of the transaction. "]
[null,"RT024","Transaction Parties","ABN of Manager","Ongoing","ABN of the entity that is responsible for the day-to-day operations of the transaction.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction"]
[null,"RT025","Transaction Parties","Originator/Seller","Upfront","Full legal name of any entity that creates the residential mortgage loans that will be included in the pool of mortgage loans for the transaction.","Text","N/A","If there are multiple entities, list the names separated by a semi-colon ';'.",null,"RBA will relocate this data field to the loan level template"]
[null,"RT026","Transaction Parties","ABN of Originator/Seller","Upfront","ABN of any entity that created the residential mortgage loans that will be included in the pool of mortgage loans for the transaction.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction",null,"RBA will relocate this data field to the loan level template"]
[null,"RT027","Transaction Parties","Servicer","Ongoing","Full legal name of the entity responsible for the collection of principal and interest on the mortgage loans, and distributing those funds to the Trustee.","Text","N/A","The Servicer is responsible for carrying out the functions involved in administering the assets (including arrears and default management). ",null,"RBA will relocate this data field to the loan level template"]
[null,"RT028","Transaction Parties","ABN of Servicer","Ongoing","ABN of the entity responsible for the collection of principal and interest on the mortgage loans, and distributing those funds to the Trustee.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction",null,"RBA will relocate this data field to the loan level template"]
[null,"RT029","Transaction Parties","Back-up Servicer","Ongoing","Full legal name of the entity responsible for taking on the role of Servicer in the case of the Servicer requiring replacement. ","Text","N/A"]
[null,"RT030","Transaction Parties","ABN of Back-up Servicer","Ongoing","ABN of the entity responsible for taking on the role of Servicer in the case of the Servicer requiring replacement. ","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction"]
[null,"RT031","Transaction Parties","Liquidity Provider","Ongoing","Full legal name of any entity that is providing a liquidity facility to the transaction.","Text","N/A","If there are multiple entities, list the names separated by a semi-colon ';'."]
[null,"RT032","Transaction Parties","ABN of Liquidity Provider","Ongoing","ABN of any entity that is providing a liquidity facility to the transaction.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction"]
[null,"RT033","Transaction Parties","Mortgage Insurer(s)","Upfront","Full legal name of mortgage insurer(s) in the transaction.","Text","N/A","If there are multiple entities, list the names separated by a semi-colon ';'."]
[null,"RT034","Transaction Parties","ABN of mortgage insurer(s)","Upfront","ABN  of the mortgage insurer(s) in the transaction.","Numeric",12345678901,"If there are multiple entities, list the ABNs separated by a semi-colon ';'."]
[null,"RT035","Transaction Parties","Paying Agent","Ongoing","Full legal name of any entity that is responsible for making the payment of interest and principal to note holders on behalf of the note issuer.","Text","N/A"]
[null,"RT036","Transaction Parties","ABN of Paying Agent","Ongoing","ABN of any entity that is responsible for making the payment of interest and principal to note holders on behalf of the note issuer.","Numeric/Text",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction"]
[null,"RT037","Transaction Parties","Interest Rate Swap Provider","Ongoing","Full legal name of any entity that has entered into a contract with the Trustee to hedge any interest rate risk in the transaction.","Text","N/A","If there are multiple entities, list the names separated by a semi-colon ';'."]
[null,"RT038","Transaction Parties","ABN of Interest Rate Swap Provider","Ongoing","ABN of any entity that has entered into a contract with the Trustee to hedge any interest rate risk in the transaction.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction"]
[null,"RT039","Transaction Parties","Basis Swap Provider","Ongoing","Full legal name of any entity that has entered into a contract with the Trustee to hedge any basis risk in the transaction.","Text","N/A","If there are multiple entities, list the names separated by a semi-colon ';'."]
[null,"RT040","Transaction Parties","ABN of Basis Swap Provider","Ongoing","ABN of any entity that has entered into a contract with the Trustee to hedge any basis risk in the transaction.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction"]
[null,"RT041","Transaction Parties","Currency Swap Provider","Ongoing","Full legal name of any entity that has entered into a contract with the Trustee to hedge any basis risk in the transaction.","Text","N/A","If there are multiple entities, list the names separated by a semi-colon ';'.","Some respondents have asked what to report in this field if there is no such entity in the transaction.","RBA has provided guidance on what to report when there is no such party to the transaction."]
[null,"RT042","Transaction Parties","ABN of Currency Swap Provider","Ongoing","ABN of any entity that has entered into a contract with the Trustee to hedge any basis risk in the transaction.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction","Some respondents have asked what to report in this field if there is no such entity in the transaction.","RBA has provided guidance on what to report when there is no such party to the transaction."]
[null,"RT043","Transaction Parties","ABN of Guaranteed Investment Contract Provider","Ongoing","Full legal name of any entity that has entered into a contract with the Trustee to hold funds in a GIC account to redeem notes.","Text","N/A","If there are multiple entities, list the names separated by a semi-colon ';'.","Some respondents have asked what to report in this field if there is no such entity in the transaction.","RBA has provided guidance on what to report when there is no such party to the transaction."]
[null,"RT044","Transaction Parties","ABN of Guaranteed Investment Contract Provider","Ongoing","The ABN of any entity that has entered into a contract with the Trustee to hold funds in a GIC account to redeem notes.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction","Some respondents have asked what to report in this field if there is no such entity in the transaction.","RBA has provided guidance on what to report when there is no such party to the transaction."]
[null,"RT045","Transaction Parties","Other Hedge Provider","Ongoing","Full legal name of any entity that has entered into a contract with the Trustee to hedge any other market or credit risk in the transaction.","Text","N/A","If there are multiple entities, list the names separated by a semi-colon ';'.","Some respondents have asked what to report in this field if there is no such entity in the transaction.","RBA has provided guidance on what to report when there is no such party to the transaction."]
[null,"RT046","Transaction Parties","ABN of Other Hedge Provider","Ongoing","ABN of any entity that has entered into a contract with the Trustee to hedge any other market or credit risk in the transaction.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction","Some respondents have asked what to report in this field if there is no such entity in the transaction.","RBA has provided guidance on what to report when there is no such party to the transaction."]
[null,"RT047","Transaction Parties","Type of Other Hedge","Ongoing","Description of the derivatives product provided by the Other Hedge Provider to the Trustee.","Text","N/A",null,"Some respondents have asked what to report in this field if there is no such entity in the transaction.","RBA has provided guidance on what to report when there is no such party to the transaction."]
[null,"RT048","Transaction Parties","Clearing system","Upfront","Name of any clearing / settlement systems that each class of note will be lodged onto.","Text","Austraclear; Clearstream; Euroclear","If there are multiple entities, list the names separated by a semi-colon ';'.","Many respondents have noted that this field should be moved to the Security Level Template.","RBA has agreed to move this data field to the security level template"]
[null,"RT049","Governing Laws/Regulations","Governing Law of Mortgages","Upfront","Jurisdictions whose laws and regulations govern the mortgage loan pool.","Text","NSW; VIC; New Zealand; Canada","If there are multiple entities, list the names separated by a semi-colon ';'. For Australian mortgages please specify states &/or territories, using the approved abbreviated form of Australia Post."]
[null,"RT050","Governing Laws/Regulations","Other legal/regulatory mortgage provisions","Upfront","Any relevant legal or regulatory provision which applies to the mortgages.","Text","N/A","Provisions which may govern any claim on the mortgage assets, such as the Consumer Credit Code and Bankruptcy legislation.",null,"RBA has decided to delete this field."]
[null,"RT051","Mortgage Pool Claimants","Name of Potential Mortgage Pool Claimants","Upfront","Full legal name of any entity other than a note holder that has a direct or contingent claim on any pool assets.","Text","N/A","These claims may include cross-collateralisation or cross-default provisions, such as second ranking mortgages or split loans that are securitised into different pools. If there are multiple entities, list the names separated by a semi-colon ';'. ","Respondents have suggested that the RBA make the description clearer by specifying entities 'other than those listed above'.","RBA has agreed to change the description of this data field as requested."]
[null,"RT052","Mortgage Pool Claimants","ABN of Potential Mortgage Pool Claimants","Upfront","ABN of any entity other than a note holder that has a direct or contingent claim on any pool assets.","Text","N/A","These claims may include cross-collateralisation or cross-default provisions, such as second ranking mortgages or split loans that are securitised into different pools. If there are multiple entities, list the names separated by a semi-colon ';'. ","Respondents have suggested that the RBA make the description clearer by specifying entities 'other than those listed above'.","RBA has agreed to change the description of this data field as requested."]
[null,"RT053","Revolving Period","Revolving period term","Ongoing","Remaining term (in years) of any revolving period during which cash flows from the residential mortgage loans may be used to acquire additional residential mortgage loans.","Numeric",12.34,"Revolving period - Is a period of time in which principal receipts can be used to purchase new loans (subject to underwriting criteria) from the originator or seller. Revolving periods (also know as top-ups) are generally used to maintain the value of the collateral pool at or around the original invested amount.\n\nSubstitution Period - A substitution period is where loans may be removed from the collateral pool (due to no longer satisfying eligibility criteria or if it is discovered that any warranties or representations in respect to any of the loans were deemed to be in breach at the time of underwriting) and replaced by other loans (which satisfy eligibility criteria). Substitution periods, generally have little impact on the balance of the collateral pool as the loans released from the mortgage pool are replaced with loans of similar value. ","Many respondents have requested that the RBA just request the end date of any revolving period instead of the remaining term.","RBA has agreed to change the description of this data field as requested and has also defined revolving and substitution periods in the description."]
[null,"RT054","Revolving Period","Revolving account balance","Ongoing","The current balance of the revolving account.","Numeric",{"v":123456789.12,"d":"$123,456,789.12"},null,"Many respondents have said that they are not familiar with this account and for the RBA to clarify the difference between revolving and substitution periods.","RBA has decided to delete this field. RBA will provide guidance on revolving and substitution periods."]
[null,"RT055","Revolving Period","Revolving account triggers","Ongoing","Any triggers that would limit or terminate the revolving period.","Text","N/A",null,"Some respondents would like the RBA to clarify the difference between revolving and substitution periods.","RBA has provide guidance on revolving and substitution periods in the guidance notes to RT053."]
[null,"RT056","Revolving Period","Pre-funding period term","Ongoing","Remaining term (in years) of any pre-funding period during which funds from investors are accumulated for future acquisitions of residential mortgage loans.","Numeric",12.34,null,"Many respondents have requested that the RBA just request the end date of any pre-funding period instead of the remaining term and that the Category Name be changed to 'Pre-funding' from 'Revolving'.","RBA has agreed to make the suggested changes to this data field."]
[null,"RT057","Revolving Period","Pre-funding account balance","Ongoing","The current balance of the pre-funding account.","Numeric",{"v":123456789.12,"d":"$123,456,789.12"},null,"Many respondents have request that the Category Name be changed to 'Pre-funding' from 'Revolving'.","RBA has agreed to make the suggested changes to this data field."]
[null,"RT058","Revolving Period","Revolving account triggers","Ongoing","Any triggers that would limit or terminate the pre-funding period.","Text","N/A",null,"Many respondents have request that the Category Name be changed to 'Pre-funding' from 'Revolving'.","RBA has agreed to make the suggested changes to this data field."]
[null,"RT059","Asset Substitutions","Asset substitutions","Upfront","Specify, if applicable, the time period during which any asset substitutions may occur. Specify the time period in months.","Numeric",10,null,"Some respondents would like the RBA to clarify the difference between revolving and substitution periods. Some have also suggested 'term' be added to the field name.","RBA has agreed to make the suggested changes to this data field."]
[null,"RT060","Asset Substitutions","Asset substitutions","Upfront","Specify, if applicable, the parties which determine whether asset substitutions will occur.","Text","N/A",null,"Some respondents would like the RBA to clarify the difference between revolving and substitution periods. Some have also suggested 'parties' be added to the field name.","RBA has agreed to make the suggested changes to this data field."]
[null,"RT061","Asset Substitutions","Asset substitutions","Upfront","Describe any circumstances (qualitative/quantitative) which trigger asset substitutions.","Text/Numeric","N/A",null,"Some respondents would like the RBA to clarify the difference between revolving and substitution periods. Some would also like the RBA to provide some examples/further clarification in the field description.","RBA has agreed to make the suggested changes to this data field. RBA has provide guidance on revolving and substitution periods in the guidance notes to RT053."]
[null,"RT062","Asset Substitutions","Asset substitutions","Upfront","Describe the process for asset substitutions, including eligibility criteria.","Text","N/A",null,"Some respondents would like the RBA to clarify the difference between revolving and substitution periods. Some have asked whether the dollar amount of  assets being substituted would need to be reported here.","RBA has provide guidance on revolving and substitution periods in the guidance notes to RT053."]
[null,"RT063","Cash Flow Waterfall","Income payment waterfall","Upfront","Priority of distributions of total available income on payment date. List each party in the rows below using the letter assigned to that party in the Guidance Notes (right).","Text","A","Use a separate row for each party and, for parties which rate pari passu, list them on the same row separated by a semi colon (;).\nA - Income/Participation Unit holder\nB - Trust taxes payable\nC - Reimbursements payable in relation to the Transaction Documents\nD - Penalty Payments the Trustee is liable for\nE - Any other charges incurred by the Trustee in respect to the Trust\nF - Trustee fee\nG - Security trustee fee\nH - Note trustee fee\nI - Agent fee\nJ - Management fee\nK - Servicing fee\nL - Custodian fee\nM - Interest rate swap provider\nN - Coupon payable to note holders (class of note holder)\nO - Liquidity provider fee\nP - Unreimbursed liquidity facility draws\nQ - Unreimbursed principal draws\nR - Currency swap provider\nS - Basis swap provider\nT - Redemption Facility provider \nU - Unpaid charge-offs paid to note holders (class of note holder)\nV - Note holders (class of note holder)\nW - Capital note holder\nX - Seller note holder\nY - Unreimbursed defaulted amounts to Note holder (class of note holder)\nZ - Other (Specify)","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT064","Cash Flow Waterfall","Income payment waterfall - Priority 1","Upfront","The first party entitled to income payments under the income payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT065","Cash Flow Waterfall","Income payment waterfall - Priority 2","Upfront","The second party entitled to income payments under the income payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT066","Cash Flow Waterfall","Income payment waterfall - Priority 3","Upfront","The third party entitled to income payments under the income payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT067","Cash Flow Waterfall","Income payment waterfall - Priority 4","Upfront","The fourth party entitled to income payments under the income payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT068","Cash Flow Waterfall","Income payment waterfall - Priority 5","Upfront","The fifth party entitled to income payments under the income payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT069","Cash Flow Waterfall","Income payment waterfall - Priority 6","Upfront","The sixth party entitled to income payments under the income payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT070","Cash Flow Waterfall","Income payment waterfall - Priority 7","Upfront","The seventh party entitled to income payments under the income payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT071","Cash Flow Waterfall","Income payment waterfall - Priority 8","Upfront","The eighth party entitled to income payments under the income payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT072","Cash Flow Waterfall","Income payment waterfall - Priority 9","Upfront","The ninth party entitled to income payments under the income payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT073","Cash Flow Waterfall","Income payment waterfall - Priority 10","Upfront","The tenth party entitled to income payments under the income payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT074 - RT103","Cash Flow Waterfall","Income payment waterfall - other","Upfront","Other parties entitled to income payments under the income payment waterfall, in order of descending seniority.","Text","A; V(A1); V(AB)","Include data in fields RT074 to RT103 as required to report the income payment waterfall of the transaction, with parties listed in order of descending seniority. Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;).  In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses. Leave any unused fields blank.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT104","Cash Flow Waterfall","Principal Payment Waterfall (prior to any principal pay down event)","Upfront","Priority of distributions of total available principal on payment date prior to the occurrence of a default event or activation of any principal pay down test. ","Text","A; V(A1); V(AB)","List each party in the rows below using the letter assigned to that party in the Guidance Notes to RT063 (above). Use a separate row for each party and for parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT105","Cash Flow Waterfall","Principal payment waterfall - Priority 1","Upfront","The first party entitled to principal payments under the principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT106","Cash Flow Waterfall","Principal payment waterfall - Priority 2","Upfront","The second party entitled to principal payments under the principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT107","Cash Flow Waterfall","Principal payment waterfall - Priority 3","Upfront","The third party entitled to principal payments under the principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT108","Cash Flow Waterfall","Principal payment waterfall - Priority 4","Upfront","The fourth party entitled to principal payments under the principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT109","Cash Flow Waterfall","Principal payment waterfall - Priority 5","Upfront","The fifth party entitled to principal payments under the principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT110","Cash Flow Waterfall","Principal payment waterfall - Priority 6","Upfront","The sixth party entitled to principal payments under the principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT111","Cash Flow Waterfall","Principal payment waterfall - Priority 7","Upfront","The seventh party entitled to principal payments under the principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT112","Cash Flow Waterfall","Principal payment waterfall - Priority 8","Upfront","The eighth party entitled to principal payments under the principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT113","Cash Flow Waterfall","Principal payment waterfall - Priority 9","Upfront","The ninth party entitled to principal payments under the principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT114","Cash Flow Waterfall","Principal payment waterfall - Priority 10","Upfront","The tenth party entitled to principal payments under the principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT115 - RT144","Cash Flow Waterfall","Principal payment waterfall - other","Upfront","Other parties entitled to principal payments under the principal payment waterfall, in order of descending seniority.","Text","A; V(A1); V(AB)","Include data in fields RT115 to RT144 as required to report the principal payment waterfall of the transaction, with parties listed in order of descending seniority. Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses. Leave any unused fields blank.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT145","Cash Flow Waterfall","Principal Payment Waterfall (after any principal pay down event)","Upfront","Priority of distributions of total available principal on payment date prior to the occurrence of a default event but after the satisfaction of any principal pay down test.","Text","A; V(A1); V(AB)","List each party in the rows below using the letter assigned to that party in the Guidance Notes to RT063 (above). Use a separate row for each party and for parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses. ","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT146","Cash Flow Waterfall","Post-trigger principal payment waterfall - Priority 1","Upfront","The first party entitled to principal payments under the post-trigger event principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT147","Cash Flow Waterfall","Post-trigger principal payment waterfall - Priority 2","Upfront","The second party entitled to principal payments under the post-trigger event principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT148","Cash Flow Waterfall","Post-trigger principal payment waterfall - Priority 3","Upfront","The third party entitled to principal payments under the post-trigger event principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT149","Cash Flow Waterfall","Post-trigger principal payment waterfall - Priority 4","Upfront","The fourth party entitled to principal payments under the post-trigger event principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT150","Cash Flow Waterfall","Post-trigger principal payment waterfall - Priority 5","Upfront","The fifth party entitled to principal payments under the post-trigger event principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT151","Cash Flow Waterfall","Post-trigger principal payment waterfall - Priority 6","Upfront","The sixth party entitled to principal payments under the post-trigger event principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT152","Cash Flow Waterfall","Post-trigger principal payment waterfall - Priority 7","Upfront","The seventh party entitled to principal payments under the post-trigger event principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT153","Cash Flow Waterfall","Post-trigger principal payment waterfall - Priority 8","Upfront","The eighth party entitled to principal payments under the post-trigger event principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT154","Cash Flow Waterfall","Post-trigger principal payment waterfall - Priority 9","Upfront","The ninth party entitled to principal payments under the post-trigger event principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT155","Cash Flow Waterfall","Post-trigger principal payment waterfall - Priority 10","Upfront","The tenth party entitled to principal payments under the post-trigger event principal payment waterfall.","Text","A; V(A1); V(AB)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT156 - RT185","Cash Flow Waterfall","Post-trigger principal payment waterfall - other","Upfront","Other parties entitled to principal payments under the post-trigger event principal payment waterfall, in order of descending seniority.","Text","A; V(A1); V(AB)","Include data in fields RT156 to RT185 as required to report the principal payment waterfall of the transaction, with parties listed in order of descending seniority. Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses. Leave any unused fields blank.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT186","Principal Waterfall","Principal Payment Waterfall (other trigger events)","Upfront","Describe any other default (or trigger) events that may change the structure of the Principal Waterfall and their impact on the Principal Waterfall Structure.","Text","N/A",null,"Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT187","Principal Draw","Principal Draw","Ongoing","Principal collections used to pay required trust expenses such as fees and note coupons, due to insufficient income collections.","Numeric",{"v":1234567.89,"d":"$1,234,567.89"},null,"Some respondents have requested that the field name for this data field be changed to \"Principal Draws during the period\" from \"Principal Draws\". Some respondents have suggested the description for this field be changed to make reference to principal collections used to pay required trust expenses such as fees and note coupons or for other liquidity purposes.","RBA has made some changes to this field to capture the balance of the principal draw account as at report date."]
[null,"RT188","Residual Income Unit","Residual Income Unit","Upfront","List each class of instrument that is entitled to any cash flow from the mortgage loans that remains after the obligations to all the other classes of securities have been met.","Text","N/A",null,"Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT189","Cash Receipts Pending Distribution","Cash Receipts Pending Distribution - Frequency","Upfront","The frequency with which cash is remitted by the Servicer to the Trust Collections Account:\n1 - Daily\n2 - Weekly\n3 - Fortnightly\n4 - Monthly\n5 - Quarterly\n6 - Semi-annually\n7 - Annually\n8 - Bullet\n9 - Other","Numeric",1,null,"Some respondents have request the RBA to include an extra category (every second business day) to match their internal processes.","RBA has agreed to make this change to the categories for this data field."]
[null,"RT190","Cash Receipts Pending Distribution","Cash Receipts Pending Distribution - Access","Upfront","Full legal name of any party which has access to the Trust Collections Account.","Text","N/A","If there are multiple entities, list the names separated by a semi-colon ';'.","Many respondents have asked the RBA to clarify what type of access to the Trust Collections Account? Signatory?","RBA has changed the description to make reference to signatory access."]
[null,"RT191","Cash Receipts Pending Distribution","Cash Receipts Pending Distribution - Access","Upfront","ABN of any entity that has access to the Trust Collections Account.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction.","Many respondents have asked the RBA to clarify what type of access to the Trust Collections Account? Signatory?","RBA has changed the description to make reference to signatory access."]
[null,"RT192","Cash Receipts Pending Distribution","Cash Receipts Pending Distribution - Authority","Upfront","Full legal name of any entity which has authority to make decisions regarding the use of funds in the Trust Collections Account.","Text","N/A","If there are multiple entities, list the names separated by a semi-colon ';'."]
[null,"RT193","Cash Receipts Pending Distribution","Cash Receipts Pending Distribution - Authority","Upfront","ABN of any entity which has authority to make decisions regarding the use of funds in the Trust Collections Account.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction."]
[null,"RT194","Cash Receipts Pending Distribution","Cash Receipts Pending Distribution - Liabilities","Upfront","Full legal name of any entity which holds cash distributions on its balance sheet as a liability.","Text","N/A","If there are multiple entities, list the names separated by a semi-colon ';'.","Many respondents have asked whether the RBA is referring to the transaction bank which holds the Collections Account? If so, it is suggested the RBA reword the description to make it clear that it relates to the transaction bank which holds the Collections Account.","RBA has provided more guidance in the description to make it clear that it is referencing the Collections Account."]
[null,"RT195","Cash Receipts Pending Distribution","Cash Receipts Pending Distribution - Liabilities","Upfront","ABN of any entity which holds cash distributions on its balance sheet as a liability.","Numeric",12345678901,"If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction.","Many respondents have asked whether the RBA is referring to the transaction bank which holds the Collections Account? If so, it is suggested the RBA reword the description to make it clear that it relates to the transaction bank which holds the Collections Account.","RBA has provided more guidance in the description to make it clear that it is referencing the Collections Account."]
[null,"RT196","Reserve Accounts and Cash Collateral Accounts","Operator of Reserve/Cash Collateral Accounts","Upfront","Full legal name of the operator of any reserve or cash collateral accounts in the transaction.","Text","N/A","Cash may be set aside in a reserve or cash collateral account, rather than paid to note holders. If there are multiple entities, list the names separated by a semi-colon ';'.","Many respondents have suggested that the RBA change \"operator\" to \"signatory\" in the description for this data field.","RBA has changed the description to make reference to signatory access."]
[null,"RT197","Reserve Accounts and Cash Collateral Accounts","ABN of Operator of Reserve/Cash Collateral Accounts","Upfront","ABN of the operator of any reserve or cash collateral accounts in the transaction.","Numeric",12345678901,"If there are multiple entities, list the ABNs separated by a semi-colon ';'.","Many respondents have suggested that the RBA change \"operator\" to \"signatory\" in the description for this data field.","RBA has changed the description to make reference to signatory access."]
[null,"RT198","Reserve Accounts and Cash Collateral Accounts","Drawdown Events on Reserve/Cash Collateral Accounts","Upfront","List all trigger events which would permit the reserve or cash collateral account to be drawn down.","Text","N/A",null,"Some respondents have asked how this field should be reported for internal securitisations, while others have asked for further clarification.","RBA has amended the description and guidance notes to this data field."]
[null,"RT199","Cash Maintenance","Cash Maintenance","Upfront","Frequency of collection periods for the transaction.\n1 -  Daily\n2 - Weekly\n3 - Fortnightly\n4 - Monthly\n5 - Quarterly\n6 - Semi-annually\n7 - Annually","Numeric",1]
[null,"RT200","Fees and Expenses","Senior Fees and Expenses in basis points","Ongoing","A consolidated figure of senior fees and expenses (excluding note holder payments) that cannot be deferred, expressed in basis points for each accrual period.","Numeric",123.45,null,"Respondents have expressed difficulties determining these fees and noted sensitivities in disclosing them, especially for self securitisations.","RBA has agreed to delete this field."]
[null,"RT201","Fees and Expenses","Senior Fees and Expenses in total dollars","Ongoing","A consolidated figure of senior fees and expenses (excluding note holder payments) that cannot be deferred, expressed in total dollars (for recurring fixed or minimum fees) for each accrual period.","Numeric",{"v":123456.78,"d":"$123,456.78"},null,"Respondents have expressed difficulties determining these fees and noted sensitivities in disclosing them, especially for self securitisations.","RBA has changed this data field so that data for private placements and internal (self) securitisations is only reported to the RBA."]
[null,"RT202","Fees and Expenses","Senior Fees and Expenses description","Ongoing","A description of the senior fees and expenses (excluding note holder payments), including the name of the entity receiving the payment and their role within the transaction.","Text","N/A",null,"Respondents have noted that disclosing this data would be very detailed and onerous.","RBA has agreed to delete this field."]
[null,"RT203","Fees and Expenses","Deferrable Fees and Expenses in basis points","Ongoing","A consolidated figure of fees and expenses (excluding note holder payments) that can be deferred, expressed in basis points for each accrual period.","Numeric",123.45,null,"Respondents have expressed difficulties determining these fees and noted sensitivities in disclosing them, especially for self securitisations.","RBA has agreed to delete this field."]
[null,"RT204","Fees and Expenses","Deferrable Fees and Expenses in total dollars","Ongoing","A consolidated figure of fees and expenses (excluding note holder payments) that can be deferred, expressed and total dollars (for recurring fixed fees or minimum fees) for each accrual period.","Numeric",{"v":123456.78,"d":"$123,456.78"},null,"Respondents have expressed difficulties determining these fees and noted sensitivities in disclosing them, especially for self securitisations.","RBA has agreed to delete this field."]
[null,"RT205","Fees and Expenses","Deferrable Fees and Expenses description","Ongoing","A description of the deferrable fees and expenses (excluding note holder payments), including the name of the entity receiving the payment and their role within the transaction.","Text","N/A",null,"Respondents have noted that disclosing this data would be very detail and onerous.","RBA has agreed to delete this field."]
[null,"RT206","Excess Cash Flow","Name of Recipients of Excess Cash Flows","Upfront","Full legal name of parties (apart from investors) who have the right to receive any excess cash flows and is affiliated with any material transaction party.","Text","N/A","Excess cash flow is the net amount of interest payments from the underlying assets after note holders and expenses are paid and before losses are covered. It is commonly referred to as excess spread. Excess spread may be paid into a reserve account and used as a partial credit enhancement or it may be released to another party. If there are multiple entities, list the names separated by a semi-colon ';'.","Respondents have expressed commercial sensitivity concerns around disclosing this data.","RBA has agreed to delete this field."]
[null,"RT207","Excess Cash Flow","ABN of Recipients of Excess Cash Flows","Upfront","ABN of parties (apart from investors) who have the right to receive any excess cash flows and is affiliated with any material transaction party.","Text","N/A","If there are multiple entities, list the names separated by a semi-colon ';'. If non resident entity, list name of entity and applicable business serial number in foreign jurisdiction.","Respondents have expressed commercial sensitivity concerns around disclosing this data.","RBA has agreed to delete this field."]
[null,"RT208","Excess Cash Flow","Minimum Excess Cash Flow","Upfront","The minimum amount of excess cash flow to be captured from the transaction;","Numeric",{"v":123456.78,"d":"$123,456.78"},null,"Respondents have expressed commercial sensitivity concerns around disclosing this data.","RBA is pleased with the current format of this data field."]
[null,"RT209","Excess Cash Flow","Consequences of Failing to meet Minimum Excess Cash Flow","Upfront","The consequences if the minimum requirements are not met;","Text","N/A",null,"Respondents have expressed commercial sensitivity concerns around disclosing this data.","RBA is pleased with the current format of this data field."]
[null,"RT210","Excess Cash Flow","Securitisation of Excess Cash Flows","Upfront","Details if the excess cash flow can be securitised; and","Text","N/A","If excess cash flows can not be securitised, leave blank.","Respondents have expressed commercial sensitivity concerns around disclosing this data.","RBA has decided to delete this field."]
[null,"RT211","Excess Cash Flow","Events Permitting Distribution of Excess Cash Flows","Upfront","Any conditions on the payment of excess cash flows, e.g. priority in payment to certain classes of notes.","Text","N/A",null,"Respondents have expressed commercial sensitivity concerns around disclosing this data.","RBA has decided to delete this field."]
[null,"RT212","Note Redemptions","Note Redemption or Termination","Upfront","Redemption occurs when the securities can be redeemed (effectively bought back by the Issuer/Trustee) prior to the maturity date. This may often be at the option of one of the transaction parties, upon certain events being triggered. The Offer Document must disclose any redemption or termination triggers and procedures (including any notices to RMBS note holders), and list the obligations of the Trustee if the securities are not redeemed. Examples include Call Options and Clean Ups.","Text","N/A",null,"Respondents suggest to move the first part of the description to the guidance notes.","RBA has agreed to make this change to the data field."]
[null,"RT213","Note Redemptions","Redemption Pricing","Upfront","The price at which the Issuer is required to repurchase each security from the investor, expressed as a percentage of the Stated Amount or Investment Amount.","Numeric",12.34]
[null,"RT214","Offer Particulars","Offer Period","Upfront","Total start and end date that the securities will be available for sale.","Date","dd-mm-yyyy",null,"Some respondents have sought clarification on this data field.  Specifically, depending on the situation, the Offer Period may be shorter or longer than what was intended at launch of the deal and Offer Amount may change as deal is upsized at pricing so that the amount of notes offered and the amount of notes issued are different.","RBA has decided to delete this data field."]
[null,"RT215","Offer Particulars","Offer Amount","Upfront","Total dollar amount of each class of securities to be issued.","Numeric",{"v":123456789.12,"d":"$123,456,789.12"},null,"Some respondents have sought clarification on this data field.  Specifically, depending on the situation, the Offer Period may be shorter or longer than what was intended at launch of the deal and Offer Amount may change as deal is upsized at pricing so that the amount of notes offered and the amount of notes issued are different.","RBA has decided to move this data field to the security level template"]
[null,"RT216","Offer Particulars","Offer Type","Upfront","A description of the manner in which the offering is obliged to be made, relevant to the jurisdictions involved. It is dependent on the rules governing the location of investors, and the type of investors to which the offer of securities is made. Examples include REG-AB, REG D and 144A, UCITS regulations.","Text","N/A",null,null,"RBA has decided to move this data field to the security level template"]
[null,"RT217","Transaction enhancement and support","External Credit Enhancement ","Upfront","Any form of irrevocable and unconditional external credit enhancements (e.g. Letters of Credit, Guarantees or monoline insurance) that only apply at the transaction level, along with a description of the form of enhancement and provider(s) name and ABN.","Text","N/A"]
[null,"RT218","Transaction enhancement and support","Default Allocation Structure","Upfront","List the order in which defaulted amounts (also known as charge-offs) are to be absorbed across the transaction. ","Text","V(B3); V(B2)","List each party in the rows below using the letter assigned to that party in the Guidance Notes to RT063 (above). Use a separate row for each party and for parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses. Leave any unused fields blank.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT219","Transaction enhancement and support","Default Allocation - 1st loss bearing","Upfront","The first party to absorb losses in the event of default (or charge-offs).","Text","V(B3); V(B2)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT220","Transaction enhancement and support","Default Allocation - 2nd loss bearing","Upfront","The second party to absorb losses in the event of default (or charge-offs).","Text","V(B3); V(B2)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT221","Transaction enhancement and support","Default Allocation - 3rd loss bearing","Upfront","The third party to absorb losses in the event of default (or charge-offs).","Text","V(B3); V(B2)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT222","Transaction enhancement and support","Default Allocation - 4th loss bearing","Upfront","The fourth party to absorb losses in the event of default (or charge-offs).","Text","V(B3); V(B2)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT223","Transaction enhancement and support","Default Allocation - 5th loss bearing","Upfront","The fifth party to absorb losses in the event of default (or charge-offs).","Text","V(B3); V(B2)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT224","Transaction enhancement and support","Default Allocation - 6th loss bearing","Upfront","The sixth party to absorb losses in the event of default (or charge-offs).","Text","V(B3); V(B2)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT225","Transaction enhancement and support","Default Allocation - 7th loss bearing","Upfront","The seventh party to absorb losses in the event of default (or charge-offs).","Text","V(B3); V(B2)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT226","Transaction enhancement and support","Default Allocation - 8th loss bearing","Upfront","The eighth party to absorb losses in the event of default (or charge-offs).","Text","V(B3); V(B2)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT227","Transaction enhancement and support","Default Allocation - 9th loss bearing","Upfront","The ninth party to absorb losses in the event of default (or charge-offs).","Text","V(B3); V(B2)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT228","Transaction enhancement and support","Default Allocation - 10th loss bearing","Upfront","The tenth party to absorb losses in the event of default (or charge-offs).","Text","V(B3); V(B2)","Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT229 - RT258","Transaction enhancement and support","Default Allocation - other loss bearing","Upfront","Additional parties to absorb losses in the event of default (or charge-offs), in order of descending priority.","Text","V(B3); V(B2)","Include data in fields RT229 to RT258 as required to report the full loss-bearing structure of the transaction, in order of descending priority. Use the party identifiers listed in field RT063. For parties which rate pari passu, list them on the same row separated by a semi colon (;). In the case of note holders, also include the Class Name (as identified in RS003 of the Security Level Data Template) in parentheses. Leave any unused fields blank.","Most respondents have requested that this data be presented in some other format.","RBA has agreed to request this data in another format."]
[null,"RT259","Transaction enhancement and support","Default Allocation - Changes to Structure","Upfront","Describe any events specific to the transaction that would force a change in the structure of the Default Allocation Structure and their impact on the Default Allocation Structure.","Text","N/A",null,"Most respondents have requested that this data be presented in some other format.","RBA is pleased with the current format of this data field."]
[null,"RT260","Transaction enhancement and support","Reserve Account A - Name and Description","Upfront","If there is a reserve account, name this account and describe the circumstance(s) under which it is to used. For example, is it used to provide credit or liquidity support to the transaction, meet credit losses or subsequent claims by security holders. If there is no reserve account to the transaction, enter N/A for this data field. If there is more than one reserve account to the transaction, enter details of other reserve accounts in the fields below.","Text","N/A",null,"Some respondents argue that the RBA revise all reserve/facility balances to the following fields: Description/Name, Current Balance, Required/Target Balance, Drawn Balance (facilities only), Loss absorbing (true/false), available for liquidity (true/false), liquidity priority (number), loss priority (number). Principal draws should be tracked in a similar method.","RBA has changed this data field so that respondents Name and Describe each reserve account to the transaction. There will be space for respondents to include up to four reserve accounts for each transaction."]
[null,"NEW","Transaction enhancement and support","Reserve Account A - Current Balance","Ongoing","The balance of the Reserve Account A (described above) as at the report data. If there is no reserve account in the transaction, enter N/A for this data field.","Numeric",{"v":123456789.12,"d":"$123,456,789.12"}]
[null,"RT261","Transaction enhancement and support","Internal Credit Enhancement - Overcollateralisation","Upfront","Indicate, if applicable, the level of overcollateralisation (where the assets - loans - to be used as security exceed the amount of debt that is issued) for the transaction.","Text","N/A",null,"Some respondents noted that the format of this data field should be changed to \"$\". Some asked whether the RBA can calculate this from other data fields.","RBA has agreed to make the suggested changes to this data field."]
[null,"RT262","Transaction enhancement and support","Internal Credit Enhancement - Cash collateral","Upfront","Indicate, if applicable, the level of overcollateralisation in the form of cash (not loans as per above) for the transaction.","Numeric",{"v":123456789.12,"d":"$123,456,789.12"},null,"Some respondents have noted that the term \"collateral\" in the description be replaced with \"overcollateralsation\" in the description.","RBA has agreed to make the suggested changes to this data field."]
[null,"RT263","Transaction enhancement and support","Liquidity Provision","Upfront","The aggregate notional size of the liquidity provisions - as agreed to at the set up of the trust - per liquidity provider listed in RT031/32.","Numeric",{"v":123456789.12,"d":"$123,456,789.12"},null,"Some respondents have noted that the term \"provision\" be replaced by \"facility\" in the description.","RBA has agreed to make the suggested changes to this data field."]
[null,"RT264","Transaction enhancement and support","Starting Liquidity Facility","Ongoing","The balance of funds on deposit in each liquidity facility at the Accrual Start Date","Numeric",{"v":123456789.12,"d":"$123,456,789.12"}]
[null,"RT265","Transaction enhancement and support","Ending Liquidity Facility","Ongoing","The balance of funds on deposit in each liquidity facility at the Accrual End Date","Numeric",{"v":123456789.12,"d":"$123,456,789.12"}]
[null,"RT266","Transaction enhancement and support","Starting Reserve Account Balance","Ongoing","The balance of funds on deposit in each reserve account at the Accrual Start Date","Numeric",{"v":123456789.12,"d":"$123,456,789.12"},null,null,"RBA has decided to delete this data field."]
[null,"RT267","Transaction enhancement and support","Ending Reserve Account Balance","Ongoing","The balance of funds on deposit in the reserve account at the Accrual End Date","Numeric",{"v":123456789.12,"d":"$123,456,789.12"},null,null,"RBA has decided to delete this data field."]
[null,"RT268","Transaction enhancement and support","Reserve Account A - Target Balance","Ongoing","The target balance of the Reserve Account A (described above) as at the report data. If there is no reserve account in the transaction, enter N/A for this data field.","Numeric",{"v":123456789.12,"d":"$123,456,789.12"},null,null,"This data field will be relocated to be with the Reserve Account data fields above."]
[null,"RT269","Transaction enhancement and support","Other Account Balance","Ongoing","The amount of funds that would be on deposit in any other account as at Report Date.","Numeric",{"v":123456789.12,"d":"$123,456,789.12"}]
[null,"RT270","Transaction enhancement and support","Fixed-for-floating Interest Rate Swap Provision Notional Amount","Ongoing","The current aggregate notional face value of fixed-for-floating interest rate swaps per interest rate swap provider listed in RT037/38.","Numeric",{"v":123456789.12,"d":"$123,456,789.12"},null,"Some respondents have request the RBA to delete the term \"provision\" from the field name.","RBA has agreed to make this change to the field name."]
[null,"RT271","Transaction enhancement and support","Floating-for-fixed Interest Rate Swap Notional Amount","Ongoing","The current aggregate notional face value of floating-for-fixed interest rate swaps per interest rate swap provider listed in RT037/38.","Numeric",{"v":123456789.12,"d":"$123,456,789.12"}]
[null,"RT272","Transaction enhancement and support","Currency Swap Notional Amount","Ongoing","The current aggregate notional face value of interest rate swap (or other currency hedging facility) per currency swap provider listed in RT041/42.","Numeric",{"v":123456789.12,"d":"$123,456,789.12"}]
[null,"RT273","Transaction enhancement and support","Material Terms of derivative contracts","Upfront","Outline any variations (i.e. non-standard terms) of the ISDA agreement between the Trustee and Derivative Counterparties.","Text","N/A",null,"Many respondents have request that the RBA provide more clarification on this field, especially in regards to non-standard terms.","RBA has decided to delete this data field."]
[null,"RT274","Transaction enhancement and support","Minimum requirements regarding Enhancement Counterparties","Upfront","Detail any requirements within the transaction for the entities providing enhancement to have certain credit ratings or meet certain credit/other criteria. The consequences of a failure by an entity to meet any such requirements must also be outlined. Examples include required ratings for swap counterparties or LMI providers.","Text","N/A",null,"Many respondents have noted that this is information is very detailed and difficult to provide in the current format.","RBA has decided to delete this data field."]
[null,"RT275","Transaction enhancement and support","Secondary Market Liquidity","Upfront","Name of the secondary market liquidity provider.","Text","N/A",null,"Some respondents have questioned the usefulness of this data.","RBA has decided to delete this data field."]
[null,"RT276","Transaction enhancement and support","Secondary Market Liquidity","Upfront","ABN of the secondary market liquidity provider.","Numeric",12345678901,null,"Some respondents have questioned the usefulness of this data.","RBA has decided to delete this data field."]
[null,"RT277","Trigger Ratios","Trigger Measurements/Ratios","Ongoing","The status of various arrears, default, loss and similar collateral measurements and ratios in relation to their early amortisation or other trigger event levels.","Text","N/A",null,"Most respondents have requested that this data be presented in some other format.","RBA has decided to delete this data field."]
[null,"RT278","Affiliations and related transactions","Inter-related parties","Upfront","If material parties related to the RMBS transaction are affiliated to each other, details of this must be disclosed (e.g. swap providers, originator, mortgage insurer, servicer, trustee, liquidity provider, etc) including the nature of the relationship between the parties and their affiliation with the transaction.","Text","N/A",null,"Respondents have noted that this would be difficult to determine, and in the case that this information was provided, respondents would not be confident they would have covered all possible past or present inter-related parties in the transaction. They would also have difficulties providing this data on an ongoing basis.","RBA has decided to delete this data field."]
[null,"RT279","Affiliations and related transactions","Relationships Outside the Ordinary Course of Business","Upfront","Disclose whether any relationship or agreement exists (or has existed during the past few years) outside the ordinary course of business, or on terms other than would be obtained in an arm's length transaction, between the significant transaction participants and any other material parties related to the RMBS (or any of their Affiliates).","Text","N/A",null,"Respondents have noted that this would be difficult to determine, and in the case that this information was provided, respondents would not be confident they would have covered all possible past or present inter-related parties in the transaction. They would also have difficulties providing this data on an ongoing basis.","RBA has decided to delete this data field."]
[null,"RT280","Affiliations and related transactions","Relationships within the Transaction","Upfront","Disclose any relationships that exist or existed during the past few years, relating to the transaction or the mortgage loans, between the significant transaction parties or any other material parties related to the RMBS (or any of their Affiliates). Examples include loan agreements and servicing agreements.","Text","N/A",null,"Respondents have noted that this would be difficult to determine, and in the case that this information was provided, respondents would not be confident they would have covered all possible past or present inter-related parties in the transaction. They would also have difficulties providing this data on an ongoing basis.","RBA has decided to delete this data field."]
[null,"RT281","Affiliations and related transactions","Interests of Experts and Counsel","Upfront","If any of the Experts or counsels named in the Offer Document has a material direct or indirect economic interest in the Issuer, Arranger/Sponsor, Depositor or their Affiliates, or an interest that depends on the success of the offering or listing, or otherwise has a material conflict of interest in rendering its advice or opinion, the nature and terms of that interest or conflict of interest must be disclosed.","Text","N/A",null,"Respondents have request the RBA to provide examples of direct and indirect economic interests and conflicts of interest. Some also note that this information is difficult to track and report on an ongoing basis.","RBA is pleased with the current format of this template and notes that this data is not required to be reported on an ongoing basis."]
[null,"RELOCATED","Collateral Pool","Currency","Upfront","The units of exchange in which collateral data is reported as specified in the currency codes published by the International Organisation for Standardisation (ISO 4217 codes).","Text","ABC","For example, \"AUD\" for Australian dollar denominated transactions."]
[null,"RELOCATED","Collateral Pool","Collections Period Start Date","Ongoing","The first day on which principal and interest receipts from borrowers are allocated by the Servicer in respect of the current payment date.","Date","dd-mm-yyyy"]
[null,"RELOCATED","Collateral Pool","Collections Period End Date","Ongoing","The final day on which principal and interest receipts from borrowers are allocated by the Servicer in respect of the current payment date.","Date","dd-mm-yyyy"]
[null,"RELOCATED","Collateral Pool","Current Pool Balance","Ongoing","The aggregate balance of all loans in the pool.","Number",{"v":123456789.12,"d":"$123,456,789.12"}]
[null,"RELOCATED","Collateral Pool","Scheduled Pool Balance ","Ongoing","The total balance of the underlying pool of residential mortgage loans at the end of the period assuming only contractual repayments have been made when due (i.e. excluding any prepayments that may have been made). ","Number",{"v":123456789.12,"d":"$123,456,789.12"}]
[null,"RELOCATED","Collateral Pool","Unconsolidated Loan Count ","Ongoing","Number of loans in the pool before consolidating split-loans that secured by the same properties.","Number",12345]
[null,"RELOCATED","Collateral Pool","Weighted Average Approval Amount","Ongoing","The average original loan balance for all the loans in the pool weighted by their balance.","Number",{"v":123456.78,"d":"$123,456.78"}]
[null,"RELOCATED","Collateral Pool","Weighted Average Current LTV","Ongoing","The average Current LTV for all the loans in the pool weighted by their current balance as at Report Date. Expressed as percentage.","Number",12.3456]
[null,"RELOCATED","Collateral Pool","Weighted Average Remaining Term ","Ongoing","The average Remaining Term for all the loans in the pool weighted by loan balance as at Report Date. Expressed as number of months.","Number",123.45]
[null,"RELOCATED","Collateral Pool","Weighted Average Seasoning ","Ongoing","The average Seasoning of the loans weighted by current balance. Expressed as number of months.","Number",123.45]
[null,"RELOCATED","Collateral Pool","Pool Factor","Ongoing","Outstanding principal balance of all receivables on the last day of the immediately preceding collection period divided by the original principal balance of the receivables at cut-off date (i.e. pool cut date).","Numeric",1.2345]
[null,"NEW","Collateral Pool","Trustee Interest Rate Authority ","Upfront","Does the Trustee have the authority under any circumstances to direct the Servicer to increase the interest rate on the mortgages in the pool?","Text","Yes/No","Examples include, if the Trust is unable to meet its obligations or fails to meet a predetermined threshold interest rate."]
[null,"RELOCATED","Lenders' Mortgage Insurance (LMI)","LMI Coverage","Ongoing","The percentage of mortgages with LMI.","Number",123.45]
[null,"RELOCATED","Prepayments","Unscheduled Principal Payments","Ongoing","The total principal balance of unscheduled payments received (i.e. prepayments only) of residential mortgage loans during the Collection Period.","Number",{"v":123456.78,"d":"$123,456.78"},"Estimates are permitted if actuals cannot be accurately calculated."]
[null,"RELOCATED","Prepayments","Total Redraws","Ongoing","Gross total redraws by borrowers during the Collection Period.","Number",{"v":123456.78,"d":"$123,456.78"}]
[null,"RELOCATED","Prepayments","Total Inward Substitutions","Ongoing","Total current balance of mortgages substituted into the pool during the Collection Period.","Number",{"v":123456.78,"d":"$123,456.78"}]
[null,"NEW","Prepayments","Total Outward Substitutions","Ongoing","Total current balance of mortgages substituted out of the pool during the Collection Period.","Number",{"v":123456.78,"d":"$123,456.78"}]
[null,"RELOCATED","Prepayments","Average Constant Prepayment Rate (CPR) ","Ongoing","Average (Avg) CPR speed of the underlying residential mortgage loans. Avg CPR speed is the amount expressed as an annualised percentage of principal prepaid in excess of scheduled repayments. Expressed as a percentage.","Number",12.3456,"The Avg CPR speed can be calculated by first dividing the Current Balance of the Pool by the Scheduled Pool Balance assuming no prepayments have been made (i.e. only scheduled repayments have been made).  This quotient is then raised to a power whereby the exponent is the quantity twelve divided by the number of months since issue.  Subtract this result from one then multiply it by one hundred (100) to determine the Avg CPR speed.  This calculation is expressed as follows:"]
[null,"RELOCATED","Prepayments","Periodic Constant Prepayment Rate (CPR)","Ongoing","Periodic CPR speed is the amount expressed as a periodical percentage of principal prepaid in excess of scheduled repayments. Expressed a percentage.","Number",12.3456,"The Periodic CPR speed may be calculated by first dividing the Current Pool Balance (i.e. the actual balance) by the Scheduled Pool Balance assuming no prepayments have been made (i.e. only scheduled repayments have been made).  This quotient is then raised to a power whereby the exponent is the payment period (i.e. one month, two months, three months or six months) divided by the number of months since issue.  Subtract this result from one then multiply it by one hundred (100) to determine the Periodic CPR speed.  This calculation is expressed as follows\n"]
[null,"RELOCATED","Defaults, Losses \nand Claims","Loss Covered by Excess Spread/Income","Ongoing","The cumulative amount of losses/charge offs that were covered/paid for by excess spread/income from the transaction.","Number",123456.78]
[null,"RELOCATED","Defaults, Losses \nand Claims","Loss Covered By Other Means","Ongoing","A description of the way losses were covered / paid for by means other than excess spread in the transaction.","Text","N/A"]
[null,"RELOCATED","Defaults, Losses \nand Claims","Loss Covered By Other Means","Ongoing","The cumulative amount of losses that were covered / paid for by means other than excess spread.","Number",123456.78]
[null,"RELOCATED","Defaults, Losses \nand Claims","Timely Payments Claims Paid By Mortgage Insurers Under Timely Payment Cover","Ongoing","The  cumulative amount of claims paid by the lender's mortgage insurance provider to cover missed interest payments by the borrower.","Number",123456.78]
[null,"RELOCATED","Defaults, Losses \nand Claims","Reimbursed Timely Payments Claims ","Ongoing","The cumulative amount repaid / reimbursed to the lender's mortgage insurance provider by the servicer in relation to timely payment claims.","Number",123456.78]
[null,"RELOCATED","Defaults, Losses \nand Claims","Timely Payment Claims Submitted To Mortgage Insurers","Ongoing","The cumulative amount of claims submitted to the lender's mortgage insurance provider to cover missed interest payments by the borrower.","Number",123456.78]