Debit Cards Consultations

June 2023

The Australian Debit Card Market: Default Settings and Tokenisation

Expectations for Tokenisation of Payment Cards and Storage of PANs

Feedback received on Conclusions Paper

Media Release issued on 21 December 2023

Conclusions Paper

Media Release issued on 28 September 2023

[See also: Submissions]

Issues Paper

Media Release issued on 16 June 2023

October 2021

Review of Retail Payments Regulation

February 2019

The Operation of the Interchange Standards

A Consultation Document

Media Release issued on 28 February 2019

December 2016

Dual-Network Cards and Mobile Wallet Technology

A Consultation Document

Media Release issued on 7 December 2016

Media Release issued on 19 May 2017

[See also: Submissions]

December 2015

Review of Card Payments Regulation

December 2013

Proposed Variations to the MasterCard and Visa Access Regimes

A Consultation Document

Gazettal Notice 374KB

Media Release issued on 6 December 2013

[See also: Submissions]

May 2013

Review of Card System Access Regimes

A Consultation Document

Media Release issued on 28 May 2013

[See also: Submissions]

November 2012

Guidance Note: Interpretation of the Surcharging Standards

Guidance Note

Media Release issued on 22 November 2012

August 2012

Revised Draft Guidance Note: Interpretation of the Surcharging Standards

Revised Draft Guidance Note

Media Release issued on 23 August 2012

[See also: Submissions]

June 2012

A Variation to the Surcharging Standards: Final Reforms and Regulation Impact Statement

Draft Guidance Note

Media Release issued on 12 June 2012

[See also: Submissions]

June 2012

Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform

Consultation on Options for Reform

Media Release issued on 12 June 2012

[See also: Submissions]

March 2012

Review of the Regulatory Framework for the eftpos System: Consultation on Designation

Consultation on Designation

Media Release issued on 9 March 2012

[See also: Submissions]

December 2011

A Variation to the Surcharging Standards

A Consultation Document

Media Release issued on 16 December 2011

[See also: Submissions]

June 2011

Review of Card Surcharging

A Consultation Document

Media Release issued on 8 June 2011

[See also: Submissions]

September 2009

Proposed Changes to the EFTPOS Interchange Fee Standard

Consultation Proposal

Gazettal Notice 429KB

Media Release issued on 22 September 2009

[See also: Submissions]

December 2005

Reform of Debit Card Systems in Australia

A Consultation Document

Gazettal Notices:

Draft Access Regime for the EFTPOS System 189KB

The Setting of Interchange Fees in the EFTPOS System 186KB

Media Release issued 20 December 2005

July 2005

An Access Regime for the Visa Debit System

A Consultation Document

Gazettal Notice 96KB

Media Release issued on 20 July 2005

February 2005

Reform of the EFTPOS and Visa Debit Systems in Australia

A Consultation Document

Gazettal Notices:

The Setting of Interchange Fees in the EFTPOS Payment System 73KB

The Setting of Interchange Fees in the Visa Debit Payment System 97KB

The ‘honour all cards’ rules in the Visa Debit and Visa credit card systems and the ‘no surcharge’ rule in the Visa Debit card system 86KB

Media Release issued on 24 February 2005

[See also: Submissions: April 2005 and October 2004]

October 2004

Reasons for the Decision to Designate the EFTPOS Payment System

June 2004

Reform of Card Payment Systems (Possible Designation of EFTPOS System)

Media Release issued on 11 June 2004

July 2002

EFTPOS Industry Working Group

Discussion Paper: Options for EFTPOS Interchange Fee Reform 205KB

Responses to Discussion Paper