Responses to Issues Paper

On 29 May 2007 the Reserve Bank released an Issues Paper for its 2007/08 Review of Reforms to the Payments System. Interested parties were invited to make written submissions on questions raised in the paper by 31 August. The following submissions have been received:

Received by 31 August 2007

Abacus Australian Mutuals Pty Ltd
Abacus submission to RBA's payments reform review 58KB
31 August 2007

American Express Australia Limited
Review of Payments System Reforms: A Submission to the Reserve Bank of Australia 168KB
Submission to the Reserve Bank of Australia: 2007/08 Review of the Reform of Australia's Payments System (ACIL Tasman) 525KB
31 August 2007

Australian Bankers' Association
ABA's Submission: 2007/08 Payments Systems Review 275KB
31 August 2007

Australian Merchant Payments Forum
The Reserve Bank of Australia's 2007/08 Review of Payment System Reforms 91KB
The Reserve Bank of Australia's 2007/08 Review of Payment System Reforms: Comments of Alan S. Frankel, PhD 208KB
31 August 2007

Australian Payments Clearing Association
Submission to Reserve Bank of Australia on 'Reform of Australia's Payment System: Issues for the 2007/08 Review' 173KB
31 August 2007

Australian Settlements Limited
Submission to the Reserve Bank of Australia on Review of the Reforms to Australia's Payments System 339KB
31 August 2007

Bank of Queensland Limited
Reform of Australia's Payments System – 2007/08 Review 16KB
31 August 2007

BPAY Pty Ltd
Submission by BPAY Pty Limited on 'Reform of Australia's payments system - Issues for the 2007/08 Review' 38KB
31 August 2007

Commonwealth Bank of Australia
Submission to Reserve Bank of Australia: Reform of Australia's Payments System - Issues for the 2007/08 Review 36KB
31 August 2007

Cuscal Limited
Review of Reforms to Australia's Payments System 282KB
31 August 2007

Professor Joshua Gans, University of Melbourne
Evaluating the Impact of the Payment System Reforms 972KB
27 August 2007

Indue Ltd
Reform of Australia's Payment System: Submission on the Issues for the 2007/08 Review 82KB
31 August 2007

Peter Mair
Submission to RBA: 2007/08 Review of Payments System Reforms 62KB
28 August 2007

MasterCard Worldwide
Payments System Regulation: Response by MasterCard Worldwide to the Issues for the 2007/08 Review 559KB
31 August 2007

National Australia Bank Limited
Reform of Australia's Payments System: Issues for the 2007/08 Review 54KB
31 August 2007

St George Bank Limited
Review of the Reforms to Australia's Payments System 721KB
31 August 2007

Tyro Payments
Submission on Review of Card Payment Systems Reforms 79KB
27 August 2007

VillageMall Pty Ltd
Review of Payment Systems Reform 132KB
4 June 2007

Woolworths Limited
Review of the Reforms to Australia's Payments System 2.8MB
31 August 2007

Received after 31 August 2007

Australian and New Zealand Banking Group Limited
Submission to the Reserve Bank of Australia: Reform of Australia's Payment System - Issues for the 2007-08 Review 44KB
7 September 2007

Diners Club
Review of Reform of Australia's Payments System: Regulation of Credit Card Payments and the Role of Diners Club (Allen Consulting Group) 583KB
6 September 2007

GE Money
Letter 1MB
11 September 2007

MWE Consulting
Letter 26KB
3 December 2007

PayPal
2007/08 Review of Australia's Payments System 1.2MB
11 September 2007

Visa International
Review of RBA Payments System Regulation 148KB
4 September 2007

Westpac Banking Corporation
Review of the Reforms to Australia's Payments System 32KB
3 September 2007