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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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Measuring Productivity in the Australian Banking Sector

7 Dec 2006 Conferences PDF 54KB
RBA Conference Volume 1995
https://www.rba.gov.au/publications/confs/1995/pdf/oster-antioch.pdf

Banking Concentration, Financial Stability and Public Policy | Conference – 2007

20 Aug 2007 Conferences
Kevin Davis
At the same time, however, bank interest margins have been declining (Battellino 2006) and fees charged to retail customers (while increasing in aggregate value due to increased use of banking services) ... do not appear to have involved increased fee
https://www.rba.gov.au/publications/confs/2007/davis.html

Competition: Profitability and Margins | Conference – 1991

21 Jun 1991 Conferences
Les Phelps
a greater diversity of services for the same cost;. reduced fees for existing services;. ... Logically, banks should be compensated for cheque processing by the users and that means fee for service.
https://www.rba.gov.au/publications/confs/1991/phelps.html

The Evolving Structure of the Australian Financial System | Conference – 1996

9 Jul 1996 Conferences
Malcolm Edey and Brian Gray
This has typically involved very low fees for transactions services, with bank revenue essentially coming from the net interest margin, a system often described as one involving ‘implicit’ interest payments to ... Particularly important has been the
https://www.rba.gov.au/publications/confs/1996/edey-gray.html

Central Bank Frameworks: Evolution or Revolution?

4 Jan 2023 Conferences PDF 7522KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018.pdf

Banking Concentration, Financial Stability and Public Policy

20 Nov 2007 Conferences PDF 191KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/davis.pdf

General discussion of Australian Industry Perspectives on the Future of the Financial System

7 Dec 2006 Conferences PDF 10KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/general-disc.pdf

Introduction to The Future of the Financial System

7 Dec 2006 Conferences PDF 25KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/intro-96.pdf

The Evolution of Risk and Risk Management – A Prudential Regulator's Perspective | Conference – 2007

20 Aug 2007 Conferences
John Laker
For smaller banking institutions, the strategic risk issue is the long-term viability of a business model which has competitive strengths – personalised customer service and low fees – as well as limitations,
https://www.rba.gov.au/publications/confs/2007/laker.html

How the Private Sector Can Improve Public Transportation Infrastructure

27 Jul 2014 Conferences PDF 191KB
RBA Conference Volume 2014
https://www.rba.gov.au/publications/confs/2014/pdf/winston.pdf