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RBA Glossary definition for direct entry payment
direct entry payment – A direct debit or credit.
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Resource Costs of Payments
31 Dec 2014
RDP
2014-14
built into direct entry payments) and pay scheme fees to BPAY for clearing, marketing, centralised governance and product development services. ... In total, direct debit payments involve the least resource cost across all payment methods, reflecting the
https://www.rba.gov.au/publications/rdp/2014/2014-14/resource-costs-payments.html
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The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
The per transaction resource costs presented in Table 1 are the sum of both the direct costs of each payment and the costs of managing the accounts from which payments are ... 16 For example, the Community of Interest Network (COIN) has worked to reduce
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
becoming fully current on their scheduled payments) or are fully repaid (i.e. ... may become current on payments and cure. (b) the loan’s equity position:.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
Did Labour Market Concentration Lower Wages Growth Pre-COVID?
1 Mar 2023
RDP
2023-02
Declining industry or occupational mobility. Declining firm dynamism and entry. Declining union membership. ... Table 7 shows the results of the regression with entry rates constructed using the entries of firms, and entries of plants (recording a firm
https://www.rba.gov.au/publications/rdp/2023/2023-02/full.html
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Did Labour Market Concentration Lower Wages Growth Pre-COVID?
28 Feb 2023
RDP
PDF
1812KB
However, declining firm entry rates appear to have played a more significant role in making employer concentration more impactful. ... See Appendix B. Another approach would be to try to instrument using some ‘direct’ measure of changes in competition
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-02.pdf
Results
22 Jul 2020
RDP
2020-03
Figure 8: Stage One Hazard Ratios – SEIFA. Event: entries to 90+ day arrears. ... Sources: ABS; Author's calculations; CoreLogic data; RBA; Securitisation System. As highlighted in Hypothesis B, the double-trigger hypothesis implies no direct link
https://www.rba.gov.au/publications/rdp/2020/2020-03/results.html
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Do Monetary Policy and Economic Conditions Impact Innovation? Evidence from Australian Administrative Data
13 Feb 2024
RDP
PDF
1260KB
direct and could reflect factors other than the ability to access overseas financing, it is consistent. ... innovative activity and reinforces the above, more direct results. 11 The survey question asks firms about what factors are hampering their
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-01.pdf
The Evolving Structure of the Australian Financial System
1 Dec 2009
RDP
PDF
129KB
The fact that direct forms of financing have not been favoured to date, however,provides little guide to the future. ... a day-to-day basis.While direct forms of financing could be an efficient means of obtaining longer-term.
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9605.pdf
BA-MARTIN in Detail
18 Jan 2022
RDP
2022-01
With this alternative assumption, banks' credit supply reductions have only marginal direct effects on their NIMs (as NIMs are determined by outstanding loans). ... of outstanding loans increase households' interest burdens and therefore increase the
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-detail.html
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Valuing Safety and Privacy in Retail Central Bank Digital Currency
4 Apr 2024
RDP
PDF
1594KB
3. The Consumer Payments Survey 7. 4. Statistical Method for Estimating Willingness to Pay 7. ... Consumer Payments Survey (CPS), which is a large, nationally representative survey of payments.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-02.pdf