Search: BNPL
RBA Glossary definition for BNPL
BNPL – Buy now, pay later
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Submission to Payments System Review – January 2021 | Responses and Options Paper
8 May 2024
Submissions
The recent emergence of new ways to smooth spending and fund consumer purchases (such as BNPL services) may have also played a role. ... remainder to the BNPL provider in a series of low- or zero-interest instalments.
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html
Freedom of Information Disclosure Log
19 Apr 2024
Listing of documents which have been released by the Reserve Bank of Australia following a request under the Freedom of Information Act 1982
https://www.rba.gov.au/information/foi/disclosure-log/
Modernising Australia's Payments System
11 Mar 2024
Speech
PDF
486KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-12-12.pdf
RBAFOI-232437 Documents Released
22 Feb 2024
Summary of Request: Documents between 1 January and 30 June 2023 containing statistics on concentration in debit card issuing and/or merchant acquiring and/or credit card issuing and/or BNPL
https://www.rba.gov.au/information/foi/disclosure-log/rbafoi-232437.html
RBAFOI-232437 - documents for release
21 Feb 2024
PDF
479KB
statistics on market concentration card issuers
https://www.rba.gov.au/information/foi/disclosure-log/pdf/232437.pdf
Modernising Australia's Payments System
12 Dec 2023
Speech
Speech delivered by Michele Bullock, Governor, Australian Payments Network Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-gov-2023-12-12.html
Reforms to the Payment Systems (Regulation) Act 1998
1 Dec 2023
Submissions
PDF
446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
27 Nov 2023
RDP
2023-08
By contrast, credit cards and buy now, pay later (BNPL) services were valued more by consumers for large purchases than small purchases. ... This result is consistent with BNPL payments making up just 0.7 per cent of the number of payments in 2022.
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html
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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
PDF
2354KB
for small purchases. By contrast, credit cards and buy now, pay later (BNPL) services were valued. ... consumers felt that it was ‘very important’ or ‘important’ for merchants to accept BNPL for large.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf