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RBA Glossary definition for BNPL

BNPL – Buy now, pay later

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The Evolving Payments Landscape

21 Oct 2021 PSB Annual Report – 2021
The customer receives their purchase immediately and the merchant is paid upfront by the BNPL provider. ... BNPL accounts for a relatively small, though growing, share of payments in the Australian economy.
https://www.rba.gov.au/publications/annual-reports/psb/2021/the-evolving-payments-landscape.html

Surcharging | Review of Retail Payments Regulation – Conclusions Paper

9 Mar 2023
Review of Retail Payments Regulation – Conclusions Paper
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/conclusions-paper-202110/surcharging.html

Modernising Australia's Payments System

11 Mar 2024 Speech PDF 486KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-12-12.pdf

The Evolving Retail Payments Landscape

8 Oct 2023 PSB Annual Report - 2023 PDF 716KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/the-evolving-retail-payments-landscape.pdf

Non-technical summary for 'The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey'

20 Nov 2023 RDP PDF 283KB
RDP 2023-08 non-technical summary
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-non-technical-summary.pdf

Abbreviations

27 Sep 2023 PSB Annual Report – 2023
BNPL. Buy now, pay later. CBDC. Central bank digital currency. CBL.
https://www.rba.gov.au/publications/annual-reports/psb/2023/abbreviations.html

RBAFOI-232437 Documents Released

22 Feb 2024
Summary of Request: Documents between 1 January and 30 June 2023 containing statistics on concentration in debit card issuing and/or merchant acquiring and/or credit card issuing and/or BNPL
https://www.rba.gov.au/information/foi/disclosure-log/rbafoi-232437.html

Payments System Regulation and Policy Issues

27 Sep 2023 PSB Annual Report – September 2023
Payments System Regulation and Policy Issues | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/payments-system-regulation-and-policy-issues.html

Innovation and Regulation in the Australian Payments System

7 Dec 2020 Speech
Philip Lowe
Speech delivered by Philip Lowe, Governor, to the Australian Payments Network, Online
https://www.rba.gov.au/speeches/2020/sp-gov-2020-12-07.html

Consumer Payment Behaviour in Australia

15 Jun 2023 Bulletin – June 2023
Thuong Nguyen and Benjamin Watson
The results of the Reserve Bank’s 2022 Consumer Payments Survey show that consumers continue to shift from using cash to electronic payment methods – a trend that was accelerated by the COVID-19 pandemic and consumers’ preference towards using
https://www.rba.gov.au/publications/bulletin/2023/jun/consumer-payment-behaviour-in-australia.html