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RBA Glossary definition for BNPL

BNPL – Buy now, pay later

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Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
Mobile payment applications offer convenience and security to cardholders. ‘Buy now, pay later’ (BNPL) services, which enable customers to purchase goods or services but defer payment via low- or zero-interest ... any potential policy issues
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

Regulatory Developments

12 Apr 2019 FSR – April 2019
2020. Authorities are also reviewing arrangements that allow consumers to pay for a purchase over time but obtain goods and services immediately, known as ‘buy now pay later’ (BNPL) services. ... The Senate also issued a report into the operation of
https://www.rba.gov.au/publications/fsr/2019/apr/regulatory-developments.html

Abbreviations

28 Sep 2022 PSB Annual Report – 2022
BETF. Black Economy Taskforce. BNPL. Buy now, pay later. CAC Act.
https://www.rba.gov.au/publications/annual-reports/psb/2022/abbreviations.html

Read me

20 Jan 2021 RDP 2021-01
Nicholas Garvin, David W Hughes and José-Luis Peydró
summary(lm(Bnpl ˜ Bsz Blev Bdom Bw1btr, data=bank_data)). See below for a description of the process for formatting the raw data sources into the regression dataset read by
https://www.rba.gov.au/publications/rdp/2021/2021-01/read-me.html

Regulatory Developments

10 Feb 2020 FSR April 2019 PDF 707KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/04-regulatory-developments.pdf

Household and Business Finances

21 Nov 2022 FSR - April 2022 PDF 1082KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/02-household-business-finances.pdf

RBAFOI-232408 - documents for release

28 Sep 2023 PDF 2341KB
Mortgage Stress
https://www.rba.gov.au/information/foi/disclosure-log/pdf/232408.pdf

Payments: The Future?

8 Dec 2021 Speech PDF 299KB
and buy now, pay later (BNPL) services. Some of these companies already play a material role infacilitating payments and I expect that we will see further innovation in these areas.
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-12-09.pdf

Payments: The Future? - Presentation Slides

10 Dec 2021 Speech PDF 871KB
Online payments. Point-of-sale acceptance technology. Cross-border retail payments. Buy now, pay later (BNPL) services.
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-12-09-presentation-slides.pdf

Reforms to the Payment Systems (Regulation) Act 1998

1 Dec 2023 Submissions PDF 446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf