Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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The Economy in late 2008: Conditions and Prospects
11 Dec 2008
Bulletin
PDF
189KB
Address by Dr Malcolm Edey, Assistant Governor (Economic), to Australia & Japan Economic Outlook Conference 2008, Sydney, 19 November 2008.
https://www.rba.gov.au/publications/bulletin/2008/dec/pdf/bu-1208-4.pdf
Economic Conditions
11 Jul 2008
Bulletin
PDF
56KB
Address by Mr Glenn Stevens, Governor, to the American Chamber of Commerce in Australia Business Luncheon, Melbourne, 13 June 2008
https://www.rba.gov.au/publications/bulletin/2008/jul/pdf/bu-0708-3.pdf
Bulletin September Quarter 2010
28 Feb 2012
Bulletin
PDF
1412KB
Bulletin SeptemBer quarter 2010. Contents. articles. Structural Change in the Australian Economy 1. Durable Goods and the Business Cycle 11. Economic Change in India 19. Ownership of Australian Equities and Corporate Bonds 25. Interpreting Market
https://www.rba.gov.au/publications/bulletin/2010/sep/pdf/bu-0910.pdf
Bulletin December Quarter 2011
22 Feb 2012
Bulletin
PDF
3062KB
Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2011/dec/pdf/bu-1211.pdf
Statement on Monetary Policy
14 Feb 2007
Bulletin
PDF
480KB
Reserve Bank of Australia Bulletin February 2007
https://www.rba.gov.au/publications/bulletin/2007/feb/pdf/bu-0207-1.pdf
Structural Features of Australian Residential Mortgage-backed Securities
18 Jun 2015
Bulletin
– June 2015
This article provides a summary of structural features typically found in Australian residential mortgage-backed securities and their evolution over the past decade. Understanding the structural features of the securities is essential to the
https://www.rba.gov.au/publications/bulletin/2015/jun/6.html
The Distribution of Mortgage Rates
15 Mar 2018
Bulletin
– March 2018
Most of the asset-backed securities in the dataset are underpinned by residential mortgages. ... The Securitisation Dataset provides detailed information on mortgage interest rates and can be used to obtain valuable insights into the pricing of mortgages.
https://www.rba.gov.au/publications/bulletin/2018/mar/the-distribution-of-mortgage-rates.html
Cash Rate Pass-through to Outstanding Mortgage Rates
18 Apr 2024
Bulletin
– April 2024
The interest rate paid by outstanding mortgage borrowers increased by around 320 basis points between May 2022 and December 2023, around 105 basis points less than the cumulative increase in the cash rate over this period.
https://www.rba.gov.au/publications/bulletin/2024/apr/cash-rate-pass-through-to-outstanding-mortgage-rates.html
The Reserve Bank's Securitisation Dataset
13 Dec 2018
Bulletin
– December 2018
The Reserve Bank's Securitisation Dataset contains timely and detailed data on each and every one of the mortgages underlying Australian residential mortgage-backed securities (RMBS).
https://www.rba.gov.au/publications/bulletin/2018/dec/the-reserve-banks-securitisation-dataset.html
Partial Mortgage Prepayments and Housing Credit Growth
19 Sep 2013
Bulletin
– September 2013
Changes in lending rates have an important influence on the pace at which households prepay their mortgages. This has implications for housing credit growth. The effect of the fall in lending rates since October 2011 on prepayments is by itself
https://www.rba.gov.au/publications/bulletin/2013/sep/4.html