Financial Aggregates June 2015

Release date: 31 July 2015
Financial Aggregates
Percentage change
Monthly Year-ended
May 2015 Jun 2015 Jun 2014 Jun 2015
Total credit 0.5 0.4   5.0 5.9
– Housing 0.6 0.6   6.4 7.3
– Personal 0.0 0.1   0.6 0.4
– Business 0.4 0.0   3.4 4.3
M3 −0.1 0.5   6.9 6.6
Broad money −0.1 0.6   6.9 6.6

Sources: ABS; APRA; RBA

There have been a number of amendments to the data over recent years due to reclassifications by a financial institution, largely regarding housing lending and deposit classifications. 

All growth rates for the financial aggregates are seasonally adjusted, and adjusted for the effects of breaks in the series as recorded in the notes to the tables listed below. Data for the levels of financial aggregates are not adjusted for series breaks. Historical levels and growth rates for the financial aggregates have been revised owing to the resubmission of data by some other financial intermediaries, the re-estimation of seasonal factors and the incorporation of securitisation data. The RBA credit aggregates measure credit provided by financial institutions operating domestically. They do not capture cross-border or non-intermediated lending.