How Australians Pay Snapshot 2016


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Card payments

52 % of payments are made with a card (trend: rising)

Cash payments

37 % of payments are made with cash (trend: falling)

Cheque payments

0.2 % of payments are made with cheques (trend: falling)

Online payments

13 % of payments are online

Contactless payments

2 of 3 of in-person card payments are contactless

Mobile phone payments

1 of 50 in-person card payments is made with a mobile phone

ATM withdrawals

During a typical week 27 % of people withdraw money from ATMs

Money transfers

During a typical week 16 % of people transfer money to family or friends

Automatic payments

During a typical week 65 % of people have automatic payments deducted