Research Discussion Paper – RDP 9202 Some Tests of Competition in the Australian Housing Loan Market

Contents

• Introduction
• Data Issues
• The Conjectural Variations Model
• Results
• Conclusions
• Appendix: Data Sources
• References

We are grateful to colleagues at the Reserve Bank for helpful comments and to David Moore for outstanding research assistance. Any errors are ours alone. The views expressed herein are those of the authors and do not necessarily reflect the views of the Reserve Bank of Australia.