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RBA Glossary definition for PIN

PIN – Personal Identification Number

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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

21 Nov 2023 RDP PDF 2354KB
card into a terminal at the store checkout (and providing a personal identification number (PIN) or. ... facilitated a move to contactless transactions by increasing the transaction limit below which a PIN.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf

Gresham's Law of Payments

23 Mar 2005 Speech
Ian Macfarlane
Speech by Ian Macfarlane to the Australasian Institute of Banking + Finance (AIBF) Industry Forum 2005, Sydney
https://www.rba.gov.au/speeches/2005/sp-gov-230305.html

Gresham’s Law of Payments

19 Apr 2005 Bulletin PDF 49KB
Address by Governor to Australian Institute of Banking and Finance Industry Forum 2005, Sydney, 23 March 2005
https://www.rba.gov.au/publications/bulletin/2005/apr/pdf/bu-0405-2.pdf

The Shift to Electronic Payments – Some Policy Issues

28 Mar 2023 Speech
Ellis Connolly
Speech delivered by Ellis Connolly, Head of Payments Policy, AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-03-28.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

8 May 2024 Submissions
Apple Pay and Samsung Pay both require biometric or PIN authentication for every transaction, whereas Google Pay allows a limited number of low-value payments to be made without transaction-based
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

Changing Patterns in Household Saving and Spending

22 Sep 2011 Speech
Philip Lowe
Speech by Philip Lowe to Australian Economic Forum 2011, Sydney
https://www.rba.gov.au/speeches/2011/sp-ag-220911.html

Payments System Reform: The Australian Experience

17 May 2005 Bulletin PDF 53KB
Remarks by Dr Philip Lowe, Assistant Governor (Financial System) for the Federal Reserve Bank of Kansas City Conference on 'Interchange Fees in Credit and Debit Card Industries: What Role for Public Authorities? Santa Fe, 4-6 May 2005
https://www.rba.gov.au/publications/bulletin/2005/may/pdf/bu-0505-3.pdf

Payment Cards

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
Most in-person card payments are now made using contactless functionality rather than by inserting the card into the terminal (and then entering a PIN), and consumers are increasingly storing their ... Payment providers have facilitated a move to
https://www.rba.gov.au/publications/rdp/2020/2020-06/payment-cards.html
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Leaning In: Towards Better Payment and Clearing Systems

17 May 2019 Speech PDF 401KB
PIN@POS was a good example earlier in this decade of a successful collaboration between financialinstitutions in Australia to improve the security of card transactions at the point of sale. ... Furthermore, the fraud wouldprobably just move to a merchant
https://www.rba.gov.au/speeches/2019/pdf/sp-ag-2019-05-16.pdf

List of tables

11 Nov 2004 PSB Annual Report – 2004
Market share. 1993. 2003. MasterCard. 7. 12. Visa. 32. 48. PIN-based.
https://www.rba.gov.au/publications/annual-reports/psb/2004/tables.html