{"text_format":"3","workbook":"xls","n_sheets":6,"sheets":["2018","2014","2010","2006","2002","Notes"],"not_rendered":{"external_links":2,"defined_names":75},"read":"whole","date_system":"1900","formulas":"cached_only"}

{"sheet":"2018","index":0,"n_rows":54,"n_cols":9,"rows_kept":54,"flags":["formulas_cached_only"]}
["E3 HOUSEHOLD BALANCE SHEETS – DISTRIBUTION"]
["Title","HH wealth: Mean","HH wealth: Median","HH financial assets: Mean","HH financial assets: Median","HH non-financial assets: Mean","HH non-financial assets: Median","HH debt: Mean","HH debt: Median"]
["Description","Mean value of wealth for households (HH)","Median value of wealth for households (HH)","Mean value of financial assets for households (HH)","Median value of financial assets for households (HH)","Mean value of non-financial assets for households (HH)","Median value of non-financial assets for households (HH)","Mean value of debt for households (HH)","Median value of debt for households (HH)"]
["Frequency","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years"]
["Type","Original","Original","Original","Original","Original","Original","Original","Original"]
["Units","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices"]
[]
[]
["Source","RBA","RBA","RBA","RBA","RBA","RBA","RBA","RBA"]
["Publication date","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18"]
[]
["All Households",{"v":931.5686999999999,"d":"932"},{"v":502.239,"d":"502"},{"v":386.8537,"d":"387"},151,{"v":747.6762,"d":"748"},490,{"v":202.96120000000002,"d":"203"},{"v":25.1,"d":"25"}]
["Percentile of income"]
["Less than 20",{"v":440.0448,"d":"440"},215,{"v":112.789,"d":"113"},20,{"v":354.6524,"d":"355"},{"v":174.641,"d":"175"},{"v":27.39657,"d":"27"},0]
["20-39.9",{"v":550.016,"d":"550"},{"v":256.52,"d":"257"},{"v":210.6671,"d":"211"},{"v":82.925,"d":"83"},{"v":403.1891,"d":"403"},{"v":236.384,"d":"236"},{"v":63.840129999999995,"d":"64"},{"v":2.5,"d":"3"}]
["40-59.9",{"v":708.6641999999999,"d":"709"},{"v":384.1,"d":"384"},{"v":270.0388,"d":"270"},{"v":121.1,"d":"121"},{"v":603.3908,"d":"603"},450,{"v":164.7653,"d":"165"},40]
["60-79.9",{"v":986.2644,"d":"986"},{"v":627.51,"d":"628"},{"v":434.72040000000004,"d":"435"},{"v":224.348,"d":"224"},{"v":841.9809,"d":"842"},655,{"v":290.43690000000004,"d":"290"},{"v":166.7,"d":"167"}]
["80-100",{"v":1974.434,"d":"1974"},{"v":1287.119,"d":"1287"},{"v":906.819,"d":"907"},{"v":459.571,"d":"460"},{"v":1536.322,"d":"1536"},1053,{"v":468.7065,"d":"469"},280]
["Age of reference person (years)"]
["15-24",{"v":135.6236,"d":"136"},21,{"v":86.5073,"d":"87"},{"v":20.8,"d":"21"},{"v":113.4332,"d":"113"},9,{"v":64.31689,"d":"64"},18]
["25-34",{"v":351.6638,"d":"352"},{"v":120.16,"d":"120"},{"v":155.728,"d":"156"},74,{"v":395.9093,"d":"396"},49,{"v":199.9735,"d":"200"},48]
["35-44",{"v":738.4151999999999,"d":"738"},{"v":414.5,"d":"415"},{"v":313.25329999999997,"d":"313"},{"v":173.2,"d":"173"},{"v":782.8475999999999,"d":"783"},527,{"v":357.6857,"d":"358"},{"v":202.076,"d":"202"}]
["45-54",{"v":1046.031,"d":"1046"},658,{"v":412.0231,"d":"412"},{"v":250.957,"d":"251"},{"v":927.1669,"d":"927"},630,{"v":293.1594,"d":"293"},147]
["55-64",{"v":1353.018,"d":"1353"},{"v":929.999,"d":"930"},{"v":564.6786999999999,"d":"565"},{"v":299.76,"d":"300"},{"v":984.4948,"d":"984"},687,{"v":196.1552,"d":"196"},30]
["65-74",{"v":1430.749,"d":"1431"},{"v":893.7,"d":"894"},{"v":624.4359000000001,"d":"624"},{"v":230.954,"d":"231"},{"v":859.7139,"d":"860"},{"v":612.521,"d":"613"},{"v":53.40039,"d":"53"},0]
["75 and over",{"v":1053.789,"d":"1054"},{"v":618.5,"d":"619"},{"v":392.3703,"d":"392"},85,{"v":679.113,"d":"679"},458,{"v":17.69455,"d":"18"},0]
["Education of reference person"]
["University degree or higher",{"v":1257.73,"d":"1258"},705,{"v":553.372,"d":"553"},{"v":259.022,"d":"259"},{"v":1035.233,"d":"1035"},719,{"v":330.8751,"d":"331"},{"v":104.965,"d":"105"}]
["Diploma",{"v":1080.554,"d":"1081"},{"v":691.2,"d":"691"},{"v":430.3108,"d":"430"},{"v":215.44,"d":"215"},{"v":867.5446,"d":"868"},610,{"v":217.3014,"d":"217"},42]
["Finished year 12",{"v":768.9155999999999,"d":"769"},{"v":309.9,"d":"310"},{"v":326.3048,"d":"326"},{"v":89.347,"d":"89"},{"v":590.121,"d":"590"},316,{"v":147.5101,"d":"148"},{"v":20.016,"d":"20"}]
["Finished year 11",{"v":682.3131,"d":"682"},{"v":378.5,"d":"379"},{"v":267.7788,"d":"268"},70,{"v":483.7143,"d":"484"},325,{"v":69.17996000000001,"d":"69"},0]
["Labour market status of reference person"]
["Employee",{"v":779.5776999999999,"d":"780"},439,{"v":340.42990000000003,"d":"340"},{"v":179.9,"d":"180"},{"v":685.5731999999999,"d":"686"},487,{"v":246.4255,"d":"246"},{"v":96.55,"d":"97"}]
["Employer or self-employed",{"v":1819.025,"d":"1819"},{"v":991.123,"d":"991"},{"v":688.5052,"d":"689"},{"v":208.4,"d":"208"},{"v":1592.442,"d":"1592"},930,{"v":461.92159999999996,"d":"462"},180]
["Unemployed",{"v":406.8659,"d":"407"},{"v":118.166,"d":"118"},{"v":157.1516,"d":"157"},{"v":30.2,"d":"30"},{"v":379.1921,"d":"379"},34,{"v":129.4778,"d":"129"},9]
["Retired",{"v":1185.942,"d":"1186"},749,{"v":490.59709999999995,"d":"491"},{"v":148.289,"d":"148"},{"v":723.1488,"d":"723"},518,{"v":27.80426,"d":"28"},0]
["Other not in the labour force",{"v":388.9817,"d":"389"},{"v":52.74,"d":"53"},{"v":137.4189,"d":"137"},17,{"v":339.08029999999997,"d":"339"},18,{"v":87.51752,"d":"88"},4]
["State or Territory"]
["NSW",{"v":1064.927,"d":"1065"},563,{"v":387.6873,"d":"388"},{"v":145.2,"d":"145"},{"v":890.5275,"d":"891"},600,{"v":213.2876,"d":"213"},20]
["Vic",{"v":1074.629,"d":"1075"},{"v":624.5,"d":"625"},{"v":425.2393,"d":"425"},176,{"v":852.7665999999999,"d":"853"},590,{"v":203.377,"d":"203"},{"v":31.659,"d":"32"}]
["Qld",{"v":676.4893000000001,"d":"676"},{"v":383.529,"d":"384"},{"v":333.00870000000003,"d":"333"},{"v":136.5,"d":"137"},{"v":530.4043,"d":"530"},373,{"v":186.9238,"d":"187"},{"v":25.7,"d":"26"}]
["SA",{"v":698.5781,"d":"699"},{"v":389.6,"d":"390"},{"v":338.5951,"d":"339"},{"v":134.779,"d":"135"},{"v":518.3285999999999,"d":"518"},400,{"v":158.34560000000002,"d":"158"},20]
["WA",{"v":896.4705,"d":"896"},483,{"v":430.21090000000004,"d":"430"},{"v":162.2,"d":"162"},{"v":699.8285,"d":"700"},505,{"v":233.56879999999998,"d":"234"},40]
["Tas, ACT and NT",{"v":779.3205,"d":"779"},{"v":434.285,"d":"434"},{"v":379.9454,"d":"380"},{"v":151.64,"d":"152"},{"v":602.4367,"d":"602"},433,{"v":203.0615,"d":"203"},34]
["Housing status"]
["Home owner - outright",{"v":1920.97,"d":"1921"},{"v":1351.7,"d":"1352"},{"v":734.8897,"d":"735"},{"v":407.9,"d":"408"},{"v":1306.237,"d":"1306"},884,{"v":120.1575,"d":"120"},0]
["Home owner - mortgage",{"v":985.8238,"d":"986"},{"v":646.866,"d":"647"},{"v":379.5432,"d":"380"},{"v":224.53,"d":"225"},{"v":1075.658,"d":"1076"},{"v":755.5,"d":"756"},{"v":469.37690000000003,"d":"469"},335]
["Renter",{"v":174.409,"d":"174"},{"v":56.103,"d":"56"},{"v":136.558,"d":"137"},{"v":56.16,"d":"56"},{"v":85.52904,"d":"86"},12,{"v":47.67802,"d":"48"},{"v":6.97,"d":"7"}]
["Percentile of net worth"]
["Less than 20",{"v":9.116577999999999,"d":"9"},14,{"v":27.697080000000003,"d":"28"},{"v":17.508,"d":"18"},{"v":40.02458,"d":"40"},6,{"v":58.60508,"d":"59"},{"v":5.6,"d":"6"}]
["20-39.9",{"v":187.01139999999998,"d":"187"},{"v":184.833,"d":"185"},{"v":110.74789999999999,"d":"111"},{"v":98.15,"d":"98"},{"v":212.4761,"d":"212"},109,{"v":136.2125,"d":"136"},30]
["40-59.9",{"v":506.7882,"d":"507"},{"v":502.239,"d":"502"},{"v":195.1289,"d":"195"},{"v":167.3,"d":"167"},{"v":544.3584000000001,"d":"544"},500,{"v":232.69920000000002,"d":"233"},140]
["60-79.9",{"v":1000.476,"d":"1000"},986,{"v":366.49159999999995,"d":"366"},{"v":319.88,"d":"320"},{"v":863.0327,"d":"863"},808,{"v":229.0482,"d":"229"},73]
["80-100",{"v":2956.129,"d":"2956"},{"v":2243.5,"d":"2244"},{"v":1234.845,"d":"1235"},{"v":882.654,"d":"883"},{"v":2079.712,"d":"2080"},1645,{"v":358.4276,"d":"358"},{"v":50.135,"d":"50"}]

{"sheet":"2014","index":1,"n_rows":54,"n_cols":9,"rows_kept":54,"flags":["formulas_cached_only"]}
["E3 HOUSEHOLD BALANCE SHEETS – DISTRIBUTION"]
["Title","HH wealth: Mean","HH wealth: Median","HH financial assets: Mean","HH financial assets: Median","HH non-financial assets: Mean","HH non-financial assets: Median","HH debt: Mean","HH debt: Median"]
["Description","Mean value of wealth for households (HH)","Median value of wealth for households (HH)","Mean value of financial assets for households (HH)","Median value of financial assets for households (HH)","Mean value of non-financial assets for households (HH)","Median value of non-financial assets for households (HH)","Mean value of debt for households (HH)","Median value of debt for households (HH)"]
["Frequency","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years"]
["Type","Original","Original","Original","Original","Original","Original","Original","Original"]
["Units","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices"]
[]
[]
["Source","RBA","RBA","RBA","RBA","RBA","RBA","RBA","RBA"]
["Publication date","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18"]
[]
["All Households",{"v":790.2511102039587,"d":"790"},{"v":434.15883446099997,"d":"434"},{"v":334.491113625141,"d":"334"},{"v":120.58308267192,"d":"121"},{"v":640.8507615629229,"d":"641"},{"v":445.67311077346193,"d":"446"},{"v":185.09076498410516,"d":"185"},{"v":23.468045105999998,"d":"23"}]
["Percentile of income"]
["Less than 20",{"v":474.12416856599185,"d":"474"},{"v":263.973904998903,"d":"264"},{"v":131.2616832327438,"d":"131"},{"v":25.468162586625,"d":"25"},{"v":384.47186267084754,"d":"384"},{"v":229.34680444499998,"d":"229"},{"v":41.60932400113334,"d":"42"},0]
["20-39.9",{"v":521.8348109394221,"d":"522"},{"v":315.767880547845,"d":"316"},{"v":189.07553237017166,"d":"189"},{"v":57.815662577276996,"d":"58"},{"v":398.64709527953306,"d":"399"},{"v":304.01892378432296,"d":"304"},{"v":65.88783804486906,"d":"66"},{"v":2.40014097675,"d":"2"}]
["40-59.9",{"v":601.9959993561062,"d":"602"},{"v":285.35009390249996,"d":"285"},{"v":259.6538645866176,"d":"260"},{"v":94.72556388239998,"d":"95"},{"v":470.00958022131624,"d":"470"},{"v":380.822368311,"d":"381"},{"v":127.66744545182759,"d":"128"},{"v":25.458562022718,"d":"25"}]
["60-79.9",{"v":756.8635491233816,"d":"757"},{"v":501.36278180999994,"d":"501"},{"v":319.4186549828802,"d":"319"},{"v":155.84915409029998,"d":"156"},{"v":683.4065411558879,"d":"683"},{"v":539.7650374379999,"d":"540"},{"v":245.96154034245419,"d":"246"},{"v":157.87593980399998,"d":"158"}]
["80-100",{"v":1596.838326606204,"d":"1597"},{"v":1024.0601500799999,"d":"1024"},{"v":773.3146487426877,"d":"773"},{"v":389.13218973717,"d":"389"},{"v":1268.0435475658828,"d":"1268"},{"v":917.3872177799999,"d":"917"},{"v":444.5198697023667,"d":"445"},{"v":288.01691721,"d":"288"}]
["Age of reference person (years)"]
["15-24",{"v":230.09074147486015,"d":"230"},{"v":25.361489654324995,"d":"25"},{"v":106.32585058017548,"d":"106"},{"v":22.401315782999998,"d":"22"},{"v":209.86800698822307,"d":"210"},{"v":10.667293229999999,"d":"11"},{"v":86.10316943000453,"d":"86"},{"v":18.134398491,"d":"18"}]
["25-34",{"v":331.1814792276012,"d":"331"},{"v":132.8078007135,"d":"133"},{"v":136.4291334192204,"d":"136"},{"v":63.749877801126,"d":"64"},{"v":392.51137488656934,"d":"393"},{"v":199.47838340099997,"d":"199"},{"v":197.75913575112088,"d":"198"},{"v":50.136278180999994,"d":"50"}]
["35-44",{"v":594.1682329109999,"d":"594"},{"v":316.923148404654,"d":"317"},{"v":265.0975976677512,"d":"265"},{"v":127.796306354046,"d":"128"},{"v":623.7702916430469,"d":"624"},{"v":442.69266904499995,"d":"443"},{"v":294.6996563997981,"d":"295"},{"v":144.008458605,"d":"144"}]
["45-54",{"v":914.6035876116314,"d":"915"},{"v":577.5272554722,"d":"578"},{"v":370.28713617118734,"d":"370"},{"v":194.19807325214998,"d":"194"},{"v":827.041644497838,"d":"827"},{"v":560.032894575,"d":"560"},{"v":282.7251930573938,"d":"283"},{"v":114.14003756099999,"d":"114"}]
["55-64",{"v":1212.5842900631128,"d":"1213"},{"v":795.8184772136278,"d":"796"},{"v":538.6337709909585,"d":"539"},{"v":278.416353303,"d":"278"},{"v":828.5868019222034,"d":"829"},{"v":589.9013156189999,"d":"590"},{"v":154.63628285004899,"d":"155"},{"v":21.334586459999997,"d":"21"}]
["65-74",{"v":1293.9736039493669,"d":"1294"},{"v":801.3473352947369,"d":"801"},{"v":564.0554241791007,"d":"564"},{"v":170.78336461229998,"d":"171"},{"v":768.8306520334571,"d":"769"},{"v":529.097744208,"d":"529"},{"v":38.91202423687523,"d":"39"},0]
["75 and over",{"v":815.8071712867988,"d":"816"},{"v":524.2974622544999,"d":"524"},{"v":287.20097595083723,"d":"287"},{"v":64.941414454917,"d":"65"},{"v":536.5387146005864,"d":"537"},{"v":394.68984951,"d":"395"},{"v":7.932577934737664,"d":"8"},0]
["Education of reference person"]
["University degree or higher",{"v":1053.4691308045838,"d":"1053"},{"v":627.39685132245,"d":"627"},{"v":470.8145341684521,"d":"471"},{"v":193.994327951457,"d":"194"},{"v":877.0461816074475,"d":"877"},{"v":641.104323123,"d":"641"},{"v":294.3915849713157,"d":"294"},{"v":96.00563906999999,"d":"96"}]
["Diploma",{"v":706.3736501718072,"d":"706"},{"v":419.244891796137,"d":"419"},{"v":296.5819002902316,"d":"297"},{"v":122.99389094189999,"d":"123"},{"v":589.0289443786505,"d":"589"},{"v":442.69266904499995,"d":"443"},{"v":179.2370878241427,"d":"179"},{"v":25.63350563169,"d":"26"}]
["Finished year 12",{"v":628.4435261341774,"d":"628"},{"v":273.082706688,"d":"273"},{"v":274.05396373659147,"d":"274"},{"v":86.10639095255999,"d":"86"},{"v":501.1717305882507,"d":"501"},{"v":353.08740591299994,"d":"353"},{"v":146.78216819066458,"d":"147"},{"v":26.668233074999996,"d":"27"}]
["Finished year 11",{"v":667.7279669122985,"d":"668"},{"v":345.62030065199997,"d":"346"},{"v":249.64549005943468,"d":"250"},{"v":64.17443607167999,"d":"64"},{"v":493.2170233537073,"d":"493"},{"v":328.76597734859996,"d":"329"},{"v":75.13457850272317,"d":"75"},{"v":0.1066729323,"d":"0"}]
["Labour market status of reference person"]
["Employee",{"v":762.3398174488667,"d":"762"},{"v":411.11748108419994,"d":"411"},{"v":338.96561644339675,"d":"339"},{"v":144.06179507115,"d":"144"},{"v":671.0217070429258,"d":"671"},{"v":474.69454873499996,"d":"475"},{"v":247.64739936452338,"d":"248"},{"v":87.471804486,"d":"87"}]
["Employer or self-employed",{"v":1199.937147209625,"d":"1200"},{"v":660.8921520646498,"d":"661"},{"v":389.8712198121444,"d":"390"},{"v":118.12960522901999,"d":"118"},{"v":1075.595977132776,"d":"1076"},{"v":698.707706565,"d":"699"},{"v":265.53079644582147,"d":"266"},{"v":93.87218042399999,"d":"94"}]
["Unemployed",{"v":294.6130379787705,"d":"295"},{"v":125.67138154262999,"d":"126"},{"v":117.0855972405999,"d":"117"},{"v":32.001879689999996,"d":"32"},{"v":282.4366427755224,"d":"282"},{"v":19.201127814,"d":"19"},{"v":104.9092447065247,"d":"105"},{"v":17.711973679091997,"d":"18"}]
["Retired",{"v":983.8453079863584,"d":"984"},{"v":597.3684208799999,"d":"597"},{"v":415.96939273693323,"d":"416"},{"v":100.27255636199999,"d":"100"},{"v":587.6161680632694,"d":"588"},{"v":435.5455825809,"d":"436"},{"v":19.74019947737805,"d":"20"},0]
["Other not in the labour force",{"v":455.5621182894012,"d":"456"},{"v":124.43397552795,"d":"124"},{"v":153.2358805948146,"d":"153"},{"v":20.931362775906,"d":"21"},{"v":366.452457600867,"d":"366"},{"v":39.468984950999996,"d":"39"},{"v":64.12618790440071,"d":"64"},{"v":1.19473684176,"d":"1"}]
["State or Territory"]
["NSW",{"v":837.8099569947259,"d":"838"},{"v":458.439727311126,"d":"458"},{"v":327.8296023488706,"d":"328"},{"v":115.84573774847699,"d":"116"},{"v":684.8497192569747,"d":"685"},{"v":469.36090211999993,"d":"469"},{"v":174.86936461111918,"d":"175"},{"v":18.667763152499997,"d":"19"}]
["Vic",{"v":831.4795585003149,"d":"831"},{"v":459.76033821299995,"d":"460"},{"v":342.81053561521793,"d":"343"},{"v":123.9539473326,"d":"124"},{"v":665.7708386233904,"d":"666"},{"v":445.9472602094729,"d":"446"},{"v":177.1018157382936,"d":"177"},{"v":26.230874052569998,"d":"26"}]
["Qld",{"v":627.5046976570052,"d":"628"},{"v":368.0994876755789,"d":"368"},{"v":289.50105771708985,"d":"290"},{"v":115.86067195899899,"d":"116"},{"v":526.3705440208181,"d":"526"},{"v":407.490601386,"d":"407"},{"v":188.3669040809028,"d":"188"},{"v":24.1080826998,"d":"24"}]
["SA",{"v":635.5560505682124,"d":"636"},{"v":350.953947267,"d":"351"},{"v":275.5667992624701,"d":"276"},{"v":109.044271585029,"d":"109"},{"v":509.16238660097906,"d":"509"},{"v":388.28947357199996,"d":"388"},{"v":149.1731352952368,"d":"149"},{"v":19.201127814,"d":"19"}]
["WA",{"v":1001.6803822293244,"d":"1002"},{"v":536.322701912679,"d":"536"},{"v":455.9922235524348,"d":"456"},{"v":144.008458605,"d":"144"},{"v":791.1674306924157,"d":"791"},{"v":564.2998118669999,"d":"564"},{"v":245.47927201552588,"d":"245"},{"v":44.802631565999995,"d":"45"}]
["Tas, ACT and NT",{"v":720.7006783631555,"d":"721"},{"v":402.184689733398,"d":"402"},{"v":349.53679736139446,"d":"350"},{"v":139.406588305578,"d":"139"},{"v":576.6021878032944,"d":"577"},{"v":439.49248107599993,"d":"439"},{"v":205.43830680153326,"d":"205"},{"v":54.200516901629996,"d":"54"}]
["Housing status"]
["Home owner - outright",{"v":1433.49219883386,"d":"1433"},{"v":968.2702064870999,"d":"968"},{"v":573.0819810373944,"d":"573"},{"v":240.014097675,"d":"240"},{"v":909.1849226695884,"d":"909"},{"v":632.5704885389999,"d":"633"},{"v":48.7745661983108,"d":"49"},0]
["Home owner - mortgage",{"v":859.2112140374135,"d":"859"},{"v":573.1077958870109,"d":"573"},{"v":337.36893599273037,"d":"337"},{"v":167.97253284619498,"d":"168"},{"v":937.6646754809069,"d":"938"},{"v":677.3731201049999,"d":"677"},{"v":415.8223974362237,"d":"416"},{"v":311.48496231599995,"d":"311"}]
["Renter",{"v":186.35878613035527,"d":"186"},{"v":50.619506564318996,"d":"51"},{"v":133.580112743352,"d":"134"},{"v":42.919854310904995,"d":"43"},{"v":116.43403897011149,"d":"116"},{"v":11.734022552999999,"d":"12"},{"v":63.65542958686757,"d":"64"},{"v":5.7603383442,"d":"6"}]
["Percentile of net worth"]
["Less than 20",{"v":1.4386327674413968,"d":"1"},{"v":11.719088342477999,"d":"12"},{"v":26.69503998288699,"d":"27"},{"v":15.661719920285998,"d":"16"},{"v":59.15762940019746,"d":"59"},{"v":6.400375938,"d":"6"},{"v":84.41402488162049,"d":"84"},{"v":5.066964284249999,"d":"5"}]
["20-39.9",{"v":158.4486667775187,"d":"158"},{"v":154.67575183499997,"d":"155"},{"v":94.25988319644433,"d":"94"},{"v":80.017499976876,"d":"80"},{"v":211.32707935622247,"d":"211"},{"v":116.273496207,"d":"116"},{"v":147.13834911161427,"d":"147"},{"v":32.995004689713,"d":"33"}]
["40-59.9",{"v":436.7818151933247,"d":"437"},{"v":434.15883446099997,"d":"434"},{"v":142.6367513685543,"d":"143"},{"v":109.918989629889,"d":"110"},{"v":490.4048048394825,"d":"490"},{"v":439.49248107599993,"d":"439"},{"v":196.2597410147121,"d":"196"},{"v":82.13815787099999,"d":"82"}]
["60-79.9",{"v":857.1391990004183,"d":"857"},{"v":833.7556388567999,"d":"834"},{"v":310.164351414126,"d":"310"},{"v":269.599835448405,"d":"270"},{"v":755.750737093628,"d":"756"},{"v":701.907894534,"d":"702"},{"v":208.77599618026798,"d":"209"},{"v":57.17669171279999,"d":"57"}]
["80-100",{"v":2498.8273066086986,"d":"2499"},{"v":1899.8449242629997,"d":"1900"},{"v":1099.304036336451,"d":"1099"},{"v":760.7913531636,"d":"761"},{"v":1688.7082560909328,"d":"1689"},{"v":1305.6766913519998,"d":"1306"},{"v":289.18562585627876,"d":"289"},{"v":37.62354322221,"d":"38"}]

{"sheet":"2010","index":2,"n_rows":54,"n_cols":9,"rows_kept":54,"flags":["formulas_cached_only"]}
["E3 HOUSEHOLD BALANCE SHEETS – DISTRIBUTION"]
["Title","HH wealth: Mean","HH wealth: Median","HH financial assets: Mean","HH financial assets: Median","HH non-financial assets: Mean","HH non-financial assets: Median","HH debt: Mean","HH debt: Median"]
["Description","Mean value of wealth for households (HH)","Median value of wealth for households (HH)","Mean value of financial assets for households (HH)","Median value of financial assets for households (HH)","Mean value of non-financial assets for households (HH)","Median value of non-financial assets for households (HH)","Mean value of debt for households (HH)","Median value of debt for households (HH)"]
["Frequency","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years"]
["Type","Original","Original","Original","Original","Original","Original","Original","Original"]
["Units","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices"]
[]
[]
["Source","RBA","RBA","RBA","RBA","RBA","RBA","RBA","RBA"]
["Publication date","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18"]
[]
["All Households",{"v":783.3516116157269,"d":"783"},{"v":449.99016434364296,"d":"450"},{"v":291.23310611884494,"d":"291"},{"v":103.502612752044,"d":"104"},{"v":671.6298494299679,"d":"672"},{"v":472.81817185584293,"d":"473"},{"v":179.51134393308598,"d":"180"},{"v":24.464370293682,"d":"24"}]
["Percentile of income"]
["Less than 20",{"v":439.19379686556,"d":"439"},{"v":279.92790875369093,"d":"280"},{"v":107.57751876590399,"d":"108"},{"v":20.935629693198,"d":"21"},{"v":363.453881473914,"d":"363"},{"v":254.05225556567999,"d":"254"},{"v":31.838670103581,"d":"32"},0]
["20-39.9",{"v":503.8610618844659,"d":"504"},{"v":294.644506493799,"d":"295"},{"v":167.42956762078796,"d":"167"},{"v":53.675686074713994,"d":"54"},{"v":415.63187957913595,"d":"416"},{"v":311.68444069940097,"d":"312"},{"v":79.20038531545799,"d":"79"},{"v":1.647030074712,"d":"2"}]
["40-59.9",{"v":646.333430264346,"d":"646"},{"v":351.697457605131,"d":"352"},{"v":234.898063841892,"d":"235"},{"v":82.23309678074699,"d":"82"},{"v":547.1948071726949,"d":"547"},{"v":411.65831285096095,"d":"412"},{"v":135.75837402091798,"d":"136"},{"v":26.957316721532997,"d":"27"}]
["60-79.9",{"v":802.318058978667,"d":"802"},{"v":502.811400230634,"d":"503"},{"v":324.03823298906394,"d":"324"},{"v":147.020902213152,"d":"147"},{"v":694.6381341977549,"d":"695"},{"v":529.2748212756179,"d":"529"},{"v":216.35937493747497,"d":"216"},{"v":109.38349150974298,"d":"109"}]
["80-100",{"v":1525.2117194840457,"d":"1525"},{"v":1010.0049245201518,"d":"1010"},{"v":622.317086286324,"d":"622"},{"v":302.109478296153,"d":"302"},{"v":1337.3745531849447,"d":"1337"},{"v":970.3364611857509,"d":"970"},{"v":434.47885325789997,"d":"434"},{"v":308.155700098917,"d":"308"}]
["Age of reference person (years)"]
["15-24",{"v":242.11022079469498,"d":"242"},{"v":27.942974615984998,"d":"28"},{"v":93.16387215352799,"d":"93"},{"v":16.489501874934,"d":"16"},{"v":233.32143790249796,"d":"233"},{"v":17.642636273097,"d":"18"},{"v":84.37508926133098,"d":"84"},{"v":17.642636273097,"d":"18"}]
["25-34",{"v":359.599788429915,"d":"360"},{"v":149.944807287495,"d":"150"},{"v":131.49572364621,"d":"131"},{"v":59.749642839875996,"d":"60"},{"v":437.95959103884894,"d":"438"},{"v":294.041804426304,"d":"294"},{"v":209.856592984467,"d":"210"},{"v":65.831066710299,"d":"66"}]
["35-44",{"v":621.463702827924,"d":"621"},{"v":416.24524893986097,"d":"416"},{"v":212.86050275803495,"d":"213"},{"v":113.73574714758298,"d":"114"},{"v":674.939910519237,"d":"675"},{"v":493.989548729424,"d":"494"},{"v":266.337777178671,"d":"266"},{"v":143.49216161266799,"d":"143"}]
["45-54",{"v":906.518312707953,"d":"907"},{"v":607.2698024560859,"d":"607"},{"v":334.97540873778297,"d":"335"},{"v":162.22819544184,"d":"162"},{"v":833.247875699052,"d":"833"},{"v":593.9634208809839,"d":"594"},{"v":261.70497172888196,"d":"262"},{"v":97.56306388157998,"d":"98"}]
["55-64",{"v":1334.6309253661889,"d":"1335"},{"v":901.959111581451,"d":"902"},{"v":534.2809819884569,"d":"534"},{"v":252.05213808505496,"d":"252"},{"v":942.9097835620979,"d":"943"},{"v":628.0752911718779,"d":"628"},{"v":142.55984018436598,"d":"143"},{"v":10.585155072128998,"d":"11"}]
["65-74",{"v":1259.8222646735217,"d":"1260"},{"v":707.0111276152319,"d":"707"},{"v":510.783068461413,"d":"511"},{"v":138.55747176446997,"d":"139"},{"v":783.464684923965,"d":"783"},{"v":541.0365787910159,"d":"541"},{"v":34.425488711856,"d":"34"},0]
["75 and over",{"v":759.125121961074,"d":"759"},{"v":493.01349139887895,"d":"493"},{"v":221.791160650191,"d":"222"},{"v":63.513063891419996,"d":"64"},{"v":542.315587249293,"d":"542"},{"v":391.42779124026595,"d":"391"},{"v":4.98162593841,"d":"5"},0]
["Education of reference person"]
["University degree or higher",{"v":1070.1471237508918,"d":"1070"},{"v":688.3401642747629,"d":"688"},{"v":437.76224611409395,"d":"438"},{"v":186.67123114906198,"d":"187"},{"v":916.780248795213,"d":"917"},{"v":696.290497919082,"d":"696"},{"v":284.395371158415,"d":"284"},{"v":117.96959583056999,"d":"118"}]
["Diploma",{"v":752.24685128637,"d":"752"},{"v":470.46603369862794,"d":"470"},{"v":268.33682792997297,"d":"268"},{"v":108.55997647238699,"d":"109"},{"v":665.3329462362989,"d":"665"},{"v":478.699050613542,"d":"479"},{"v":181.422922879902,"d":"181"},{"v":35.285272546194,"d":"35"}]
["Finished year 12",{"v":667.3277300703089,"d":"667"},{"v":279.339074167395,"d":"279"},{"v":244.30661647075198,"d":"244"},{"v":69.889971784314,"d":"70"},{"v":591.1184537765429,"d":"591"},{"v":370.49216154706795,"d":"370"},{"v":168.09734017698597,"d":"168"},{"v":23.523515030796,"d":"24"}]
["Finished year 11",{"v":616.050051513699,"d":"616"},{"v":354.02612771723994,"d":"354"},{"v":208.119957646623,"d":"208"},{"v":60.06006107286899,"d":"60"},{"v":494.956005496062,"d":"495"},{"v":355.201663431186,"d":"355"},{"v":87.02591162898598,"d":"87"},{"v":0.706174811826,"d":"1"}]
["Labour market status of reference person"]
["Employee",{"v":782.38195466112,"d":"782"},{"v":447.789501750294,"d":"448"},{"v":303.775709498679,"d":"304"},{"v":126.01486838463599,"d":"126"},{"v":718.1616492285509,"d":"718"},{"v":502.2225656443379,"d":"502"},{"v":239.55540406610996,"d":"240"},{"v":94.09299339386098,"d":"94"}]
["Employer or self-employed",{"v":1139.091973355028,"d":"1139"},{"v":623.666498879919,"d":"624"},{"v":310.525972654623,"d":"311"},{"v":83.037410690289,"d":"83"},{"v":1067.0770767592978,"d":"1067"},{"v":693.937293032544,"d":"694"},{"v":238.511076058893,"d":"239"},{"v":54.33919171361999,"d":"54"}]
["Unemployed",{"v":240.453590156076,"d":"240"},{"v":23.820065782589996,"d":"24"},{"v":95.219459558949,"d":"95"},{"v":30.227908825850996,"d":"30"},{"v":198.825545055324,"d":"199"},{"v":5.880878757699,"d":"6"},{"v":53.591414458196994,"d":"54"},{"v":4.7042763144299995,"d":"5"}]
["Retired",{"v":909.268340902647,"d":"909"},{"v":589.2591445665539,"d":"589"},{"v":341.916616442544,"d":"342"},{"v":82.77286181818499,"d":"83"},{"v":584.371390808568,"d":"584"},{"v":456.58788520639797,"d":"457"},{"v":17.019666348464998,"d":"17"},0]
["Other not in the labour force",{"v":476.05356189250193,"d":"476"},{"v":150.313895633253,"d":"150"},{"v":155.679544127943,"d":"156"},{"v":16.653778190675997,"d":"17"},{"v":382.47579876164997,"d":"382"},{"v":178.18859957256598,"d":"178"},{"v":62.10178099709099,"d":"62"},{"v":0.678439849428,"d":"1"}]
["State or Territory"]
["NSW",{"v":776.4456059786249,"d":"776"},{"v":453.96479780114095,"d":"454"},{"v":263.46827529980095,"d":"263"},{"v":106.927880608197,"d":"107"},{"v":681.8117808180028,"d":"682"},{"v":479.87565305681096,"d":"480"},{"v":168.83445013917898,"d":"169"},{"v":21.171376873581,"d":"21"}]
["Vic",{"v":857.9575937370239,"d":"858"},{"v":480.2287404627239,"d":"480"},{"v":320.508425659257,"d":"321"},{"v":112.27966162168799,"d":"112"},{"v":696.6617197234859,"d":"697"},{"v":475.17137674238097,"d":"475"},{"v":159.21255164571897,"d":"159"},{"v":23.523515030796,"d":"24"}]
["Qld",{"v":651.9252253755119,"d":"652"},{"v":409.89074236274996,"d":"410"},{"v":254.24213338517396,"d":"254"},{"v":91.15308737967298,"d":"91"},{"v":595.1602911813899,"d":"595"},{"v":456.9505731762179,"d":"457"},{"v":197.47719919105197,"d":"197"},{"v":29.404393788495,"d":"29"}]
["SA",{"v":614.0179321533839,"d":"614"},{"v":340.088242382922,"d":"340"},{"v":255.008045039088,"d":"255"},{"v":85.85997647894699,"d":"86"},{"v":494.52611357889293,"d":"495"},{"v":411.65831285096095,"d":"412"},{"v":135.51515973527398,"d":"136"},{"v":18.936578941896,"d":"19"}]
["WA",{"v":1027.711564552629,"d":"1028"},{"v":544.623989504265,"d":"545"},{"v":396.9321145469459,"d":"397"},{"v":113.4999999672,"d":"113"},{"v":897.4639142143288,"d":"897"},{"v":603.3730402391669,"d":"603"},{"v":266.684464208646,"d":"267"},{"v":34.108670102925,"d":"34"}]
["Tas, ACT and NT",{"v":747.078547716435,"d":"747"},{"v":419.4838391644889,"d":"419"},{"v":316.5529933295729,"d":"317"},{"v":118.79311086792599,"d":"119"},{"v":604.998735727419,"d":"605"},{"v":421.06686547982093,"d":"421"},{"v":174.47211461123396,"d":"174"},{"v":58.80878757699,"d":"59"}]
["Housing status"]
["Home owner - outright",{"v":1335.624050365902,"d":"1336"},{"v":883.0940035041959,"d":"883"},{"v":471.53596320959696,"d":"472"},{"v":197.83135332628797,"d":"198"},{"v":923.8377299961809,"d":"924"},{"v":615.1347977545649,"d":"615"},{"v":59.748576110552996,"d":"60"},0]
["Home owner - mortgage",{"v":880.0815598960439,"d":"880"},{"v":572.8165787818319,"d":"573"},{"v":297.429736756152,"d":"297"},{"v":138.519069508842,"d":"139"},{"v":975.1218089287289,"d":"975"},{"v":693.937293032544,"d":"694"},{"v":392.46998578883694,"d":"392"},{"v":277.810451047536,"d":"278"}]
["Renter",{"v":184.03214280396,"d":"184"},{"v":43.42655073933,"d":"43"},{"v":123.00242477648399,"d":"123"},{"v":38.81294641735499,"d":"39"},{"v":114.34804977898499,"d":"114"},{"v":11.761757515398,"d":"12"},{"v":53.31833175150899,"d":"53"},{"v":5.880878757699,"d":"6"}]
["Percentile of net worth"]
["Less than 20",{"v":0.498162593841,"d":"0"},{"v":9.678435147579,"d":"10"},{"v":23.407241534588998,"d":"23"},{"v":12.150046988969999,"d":"12"},{"v":52.562020661502,"d":"53"},{"v":5.880878757699,"d":"6"},{"v":75.47216633157299,"d":"75"},{"v":4.629605261819999,"d":"5"}]
["20-39.9",{"v":168.273350515281,"d":"168"},{"v":160.84038059261698,"d":"161"},{"v":84.028402231356,"d":"84"},{"v":69.121926671754,"d":"69"},{"v":235.87945481905197,"d":"236"},{"v":212.88610426178695,"d":"213"},{"v":151.63450653512697,"d":"152"},{"v":44.693825175054,"d":"45"}]
["40-59.9",{"v":452.41910701211395,"d":"452"},{"v":450.39232129841395,"d":"450"},{"v":131.34531481166698,"d":"131"},{"v":96.03444076172099,"d":"96"},{"v":502.2225656443379,"d":"502"},{"v":464.585154940929,"d":"465"},{"v":181.147706714568,"d":"181"},{"v":68.09999998031999,"d":"68"}]
["60-79.9",{"v":838.4631153591989,"d":"838"},{"v":824.4921614158679,"d":"824"},{"v":255.91049804634596,"d":"256"},{"v":206.417457647115,"d":"206"},{"v":773.2539518442089,"d":"773"},{"v":723.3416868210389,"d":"723"},{"v":190.70133453135597,"d":"191"},{"v":54.150380623448996,"d":"54"}]
["80-100",{"v":2457.9065030490956,"d":"2458"},{"v":1765.425295542447,"d":"1765"},{"v":961.7076876920039,"d":"962"},{"v":643.48312951329,"d":"643"},{"v":1794.8712917745388,"d":"1795"},{"v":1302.015676315464,"d":"1302"},{"v":298.67247641744694,"d":"299"},{"v":39.989548860624,"d":"40"}]

{"sheet":"2006","index":3,"n_rows":54,"n_cols":9,"rows_kept":54,"flags":["formulas_cached_only"]}
["E3 HOUSEHOLD BALANCE SHEETS – DISTRIBUTION"]
["Title","HH wealth: Mean","HH wealth: Median","HH financial assets: Mean","HH financial assets: Median","HH non-financial assets: Mean","HH non-financial assets: Median","HH debt: Mean","HH debt: Median"]
["Description","Mean value of wealth for households (HH)","Median value of wealth for households (HH)","Mean value of financial assets for households (HH)","Median value of financial assets for households (HH)","Mean value of non-financial assets for households (HH)","Median value of non-financial assets for households (HH)","Mean value of debt for households (HH)","Median value of debt for households (HH)"]
["Frequency","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years"]
["Type","Original","Original","Original","Original","Original","Original","Original","Original"]
["Units","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices"]
[]
[]
["Source","RBA","RBA","RBA","RBA","RBA","RBA","RBA","RBA"]
["Publication date","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18"]
[]
["All Households",{"v":784.0925603270408,"d":"784"},{"v":428.21049583934393,"d":"428"},{"v":277.56837362220847,"d":"278"},{"v":91.47550170366858,"d":"91"},{"v":657.7958608248999,"d":"658"},{"v":432.0069202903806,"d":"432"},{"v":151.27180503125558,"d":"151"},{"v":20.94579007468512,"d":"21"}]
["Percentile of income"]
["Less than 20",{"v":445.810457771974,"d":"446"},{"v":256.5950921980504,"d":"257"},{"v":95.44955954565741,"d":"95"},{"v":16.691176465764702,"d":"17"},{"v":389.9435846623978,"d":"390"},{"v":244.80392149788233,"d":"245"},{"v":39.58266025384371,"d":"40"},0]
["20-39.9",{"v":515.4430350298212,"d":"515"},{"v":283.2080275998175,"d":"283"},{"v":153.14187135136106,"d":"153"},{"v":45.818915788373694,"d":"46"},{"v":414.7629058778321,"d":"415"},{"v":288.0046135269204,"d":"288"},{"v":52.461676743778135,"d":"52"},{"v":2.61822375933564,"d":"3"}]
["40-59.9",{"v":644.080819306372,"d":"644"},{"v":344.95098029247055,"d":"345"},{"v":222.4545016658174,"d":"222"},{"v":73.31026526139792,"d":"73"},{"v":543.6987749293834,"d":"544"},{"v":363.9331025476539,"d":"364"},{"v":122.07235255987841,"d":"122"},{"v":24.87312571368858,"d":"25"}]
["60-79.9",{"v":724.9083977143864,"d":"725"},{"v":499.9498268451404,"d":"500"},{"v":273.8867582830187,"d":"274"},{"v":125.21655129022699,"d":"125"},{"v":636.4329877053525,"d":"636"},{"v":506.62629743144635,"d":"507"},{"v":185.41134827398486,"d":"185"},{"v":98.51066894500346,"d":"99"}]
["80-100",{"v":1590.3156569798662,"d":"1590"},{"v":986.5467125176692,"d":"987"},{"v":642.9864017749697,"d":"643"},{"v":329.6343713003571,"d":"330"},{"v":1304.2363542943729,"d":"1304"},{"v":890.1960781741176,"d":"890"},{"v":356.90709908947673,"d":"357"},{"v":209.59012104669765,"d":"210"}]
["Age of reference person (years)"]
["15-24",{"v":452.89563308711223,"d":"453"},{"v":29.12381198696999,"d":"29"},{"v":179.04278080177687,"d":"179"},{"v":18.99914070961907,"d":"19"},{"v":398.91152468287436,"d":"399"},{"v":18.32756631534948,"d":"18"},{"v":125.05879021760822,"d":"125"},{"v":13.0911187966782,"d":"13"}]
["25-34",{"v":358.28166656312794,"d":"358"},{"v":145.1045789661405,"d":"145"},{"v":132.27528254539587,"d":"132"},{"v":53.02426757406538,"d":"53"},{"v":401.2061359855561,"d":"401"},{"v":256.5859284148927,"d":"257"},{"v":175.199751967824,"d":"175"},{"v":52.3644751867128,"d":"52"}]
["35-44",{"v":686.8906105281412,"d":"687"},{"v":413.57462502465773,"d":"414"},{"v":203.7321072075601,"d":"204"},{"v":105.95689731655402,"d":"106"},{"v":701.8102967983394,"d":"702"},{"v":486.989619236429,"d":"487"},{"v":218.65179347775828,"d":"219"},{"v":111.2745097717647,"d":"111"}]
["45-54",{"v":944.4109830027407,"d":"944"},{"v":650.859007885728,"d":"651"},{"v":316.5136665751984,"d":"317"},{"v":173.71914643191968,"d":"174"},{"v":838.6517615800167,"d":"839"},{"v":564.2272201368304,"d":"564"},{"v":210.75444515247418,"d":"211"},{"v":66.76470586305881,"d":"67"}]
["55-64",{"v":1284.2147972067335,"d":"1284"},{"v":845.6862742654116,"d":"846"},{"v":545.9284542828336,"d":"546"},{"v":236.38371388785893,"d":"236"},{"v":857.4033492331906,"d":"857"},{"v":589.1003458505189,"d":"589"},{"v":119.11703249152829,"d":"119"},{"v":4.58189157883737,"d":"5"}]
["65-74",{"v":1207.0457937688266,"d":"1207"},{"v":586.4821220911833,"d":"586"},{"v":439.3927986042785,"d":"439"},{"v":117.8200691701038,"d":"118"},{"v":790.3870320668595,"d":"790"},{"v":454.26182224473354,"d":"454"},{"v":22.73397144671738,"d":"23"},0]
["75 and over",{"v":659.7391064990787,"d":"660"},{"v":446.4071509667266,"d":"446"},{"v":186.1902698423872,"d":"186"},{"v":51.05536330704498,"d":"51"},{"v":479.61539201826025,"d":"480"},{"v":373.28932515163984,"d":"373"},{"v":6.066645690288341,"d":"6"},0]
["Education of reference person"]
["University degree or higher",{"v":1038.7241156167772,"d":"1039"},{"v":634.2018683288346,"d":"634"},{"v":404.2482501715282,"d":"404"},{"v":170.1845443568166,"d":"170"},{"v":865.1788192424776,"d":"865"},{"v":619.2099190828789,"d":"619"},{"v":230.7029537972284,"d":"231"},{"v":73.31026526139792,"d":"73"}]
["Diploma",{"v":777.8623659805137,"d":"778"},{"v":485.6805073567612,"d":"486"},{"v":263.0356608236401,"d":"263"},{"v":99.49250285475432,"d":"99"},{"v":674.4567968062441,"d":"674"},{"v":464.17965384509694,"d":"464"},{"v":159.62996073818277,"d":"160"},{"v":30.109573232359857,"d":"30"}]
["Finished year 12",{"v":688.3276226384526,"d":"688"},{"v":301.7502882634325,"d":"302"},{"v":262.3889595550842,"d":"262"},{"v":71.95533446594173,"d":"72"},{"v":564.8250915322748,"d":"565"},{"v":354.7693193899792,"d":"355"},{"v":138.88642844890632,"d":"139"},{"v":28.392018446235678,"d":"28"}]
["Finished year 11",{"v":636.2702650987098,"d":"636"},{"v":329.76528248832386,"d":"330"},{"v":202.2352686843479,"d":"202"},{"v":49.74625142737716,"d":"50"},{"v":521.5146959277205,"d":"522"},{"v":328.5870817966228,"d":"329"},{"v":87.47977806007127,"d":"87"},{"v":0.8993598613317924,"d":"1"}]
["Labour market status of reference person"]
["Employee",{"v":779.3749138462819,"d":"779"},{"v":433.9705881098823,"d":"434"},{"v":287.0900679677844,"d":"287"},{"v":113.76182234313356,"d":"114"},{"v":692.204164736525,"d":"692"},{"v":468.6620529210796,"d":"469"},{"v":199.91931885802757,"d":"200"},{"v":66.33924450216678,"d":"66"}]
["Employer or self-employed",{"v":1196.1537211076145,"d":"1196"},{"v":667.7740424829159,"d":"668"},{"v":301.4129301320421,"d":"301"},{"v":89.01960781741175,"d":"89"},{"v":1116.665625974876,"d":"1117"},{"v":683.356401186602,"d":"683"},{"v":221.92483499930378,"d":"222"},{"v":74.61937714106574,"d":"75"}]
["Unemployed",{"v":286.3680927661476,"d":"286"},{"v":27.798990764746158,"d":"28"},{"v":142.2024088401049,"d":"142"},{"v":10.597260665911003,"d":"11"},{"v":211.68155818565495,"d":"212"},{"v":18.32756631534948,"d":"18"},{"v":67.51584807737461,"d":"68"},{"v":5.3267762383683595,"d":"5"}]
["Retired",{"v":858.3527171683257,"d":"858"},{"v":518.1687368744775,"d":"518"},{"v":332.72754084963617,"d":"333"},{"v":74.61937714106574,"d":"75"},{"v":541.7095794282282,"d":"542"},{"v":403.2064589376885,"d":"403"},{"v":16.084442382895062,"d":"16"},0]
["Other not in the labour force",{"v":514.6283747071038,"d":"515"},{"v":193.355824626937,"d":"193"},{"v":141.34978427287726,"d":"141"},{"v":15.316608992113492,"d":"15"},{"v":428.7643810756314,"d":"429"},{"v":172.8027681161522,"d":"173"},{"v":55.48577755028599,"d":"55"},{"v":0.9163783157674739,"d":"1"}]
["State or Territory"]
["NSW",{"v":817.8700032238538,"d":"818"},{"v":462.82472304964074,"d":"463"},{"v":260.6982415624932,"d":"261"},{"v":95.04152246388372,"d":"95"},{"v":728.2457166292236,"d":"728"},{"v":484.37139547709336,"d":"484"},{"v":171.07395496786287,"d":"171"},{"v":18.720299879249826,"d":"19"}]
["Vic",{"v":809.4910326380401,"d":"809"},{"v":437.70155696693564,"d":"438"},{"v":311.6600033701419,"d":"312"},{"v":102.63437136595708,"d":"103"},{"v":628.8042691377764,"d":"629"},{"v":420.61764693727054,"d":"421"},{"v":130.97323986987826,"d":"131"},{"v":18.32756631534948,"d":"18"}]
["Qld",{"v":687.1532183712026,"d":"687"},{"v":400.0881544403198,"d":"400"},{"v":269.50070984137966,"d":"270"},{"v":83.49515568521356,"d":"83"},{"v":576.6853833396892,"d":"577"},{"v":418.9158014937024,"d":"419"},{"v":159.03287480986629,"d":"159"},{"v":26.96770472115709,"d":"27"}]
["SA",{"v":565.5439248654002,"d":"566"},{"v":298.9160610439517,"d":"299"},{"v":222.51458990109415,"d":"223"},{"v":54.98269894604844,"d":"55"},{"v":433.8059018354202,"d":"434"},{"v":320.7324105186159,"d":"321"},{"v":90.77651450663876,"d":"91"},{"v":11.91291810497716,"d":"12"}]
["WA",{"v":1015.3550285416392,"d":"1015"},{"v":574.8310263621397,"d":"575"},{"v":300.10970925583274,"d":"300"},{"v":91.6417589123864,"d":"92"},{"v":890.9629559132271,"d":"891"},{"v":569.4636676555017,"d":"569"},{"v":175.7175057162326,"d":"176"},{"v":34.29873124729688,"d":"34"}]
["Tas, ACT and NT",{"v":701.8923781131946,"d":"702"},{"v":371.9186850136277,"d":"372"},{"v":292.84178192229297,"d":"293"},{"v":110.93937713056974,"d":"111"},{"v":548.783758203577,"d":"549"},{"v":353.46020751031136,"d":"353"},{"v":139.73303110148748,"d":"140"},{"v":25.134948089622142,"d":"25"}]
["Housing status"]
["Home owner - outright",{"v":1324.194157633473,"d":"1324"},{"v":815.7403400180103,"d":"816"},{"v":449.3334087513481,"d":"449"},{"v":185.42522485990935,"d":"185"},{"v":929.9395366401409,"d":"930"},{"v":569.4636676555017,"d":"569"},{"v":55.07843429780855,"d":"55"},0]
["Home owner - mortgage",{"v":832.0559322854982,"d":"832"},{"v":540.1238522083866,"d":"540"},{"v":267.21264409809623,"d":"267"},{"v":121.60994806174212,"d":"122"},{"v":893.0376364201245,"d":"893"},{"v":619.2099190828789,"d":"619"},{"v":328.19434823272246,"d":"328"},{"v":224.51268736303112,"d":"225"}]
["Renter",{"v":195.91081828248468,"d":"196"},{"v":36.06603228484844,"d":"36"},{"v":118.66570307989403,"d":"119"},{"v":29.127739322608996,"d":"29"},{"v":129.38831120828323,"d":"129"},{"v":11.78200691701038,"d":"12"},{"v":52.14326146128653,"d":"52"},{"v":5.629181082571625,"d":"6"}]
["Percentile of net worth"]
["Less than 20",{"v":6.755328867713312,"d":"7"},{"v":9.186038059629093,"d":"9"},{"v":18.185684769831084,"d":"18"},{"v":9.84321222322234,"d":"10"},{"v":34.51027063593241,"d":"35"},{"v":5.23644751867128,"d":"5"},{"v":45.94061082870761,"d":"46"},{"v":3.9273356390034597,"d":"4"}]
["20-39.9",{"v":170.273433053446,"d":"170"},{"v":169.46453282299927,"d":"169"},{"v":75.55988238877548,"d":"76"},{"v":60.48096884065329,"d":"60"},{"v":230.15548320915127,"d":"230"},{"v":210.11245668668508,"d":"210"},{"v":135.44189327112434,"d":"135"},{"v":39.33881198401799,"d":"39"}]
["40-59.9",{"v":437.24611694399914,"d":"437"},{"v":428.3230794609953,"d":"428"},{"v":117.99406323003046,"d":"118"},{"v":85.0922721784083,"d":"85"},{"v":463.024624433666,"d":"463"},{"v":420.61764693727054,"d":"421"},{"v":143.77255762857848,"d":"144"},{"v":45.16435984853979,"d":"45"}]
["60-79.9",{"v":807.6578832729411,"d":"808"},{"v":782.4378429111407,"d":"782"},{"v":246.50511238551064,"d":"247"},{"v":204.22799878757823,"d":"204"},{"v":736.0645182417277,"d":"736"},{"v":667.6470586305882,"d":"668"},{"v":174.9117473542971,"d":"175"},{"v":52.3644751867128,"d":"52"}]
["80-100",{"v":2500.267542530051,"d":"2500"},{"v":1754.3015565864555,"d":"1754"},{"v":930.246392464735,"d":"930"},{"v":652.8645672853792,"d":"653"},{"v":1826.466348953144,"d":"1826"},{"v":1296.0207608711416,"d":"1296"},{"v":256.44441342070064,"d":"256"},{"v":32.7277969916955,"d":"33"}]

{"sheet":"2002","index":4,"n_rows":54,"n_cols":9,"rows_kept":54,"flags":["formulas_cached_only"]}
["E3 HOUSEHOLD BALANCE SHEETS – DISTRIBUTION"]
["Title","HH wealth: Mean","HH wealth: Median","HH financial assets: Mean","HH financial assets: Median","HH non-financial assets: Mean","HH non-financial assets: Median","HH debt: Mean","HH debt: Median"]
["Description","Mean value of wealth for households (HH)","Median value of wealth for households (HH)","Mean value of financial assets for households (HH)","Median value of financial assets for households (HH)","Mean value of non-financial assets for households (HH)","Median value of non-financial assets for households (HH)","Mean value of debt for households (HH)","Median value of debt for households (HH)"]
["Frequency","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years"]
["Type","Original","Original","Original","Original","Original","Original","Original","Original"]
["Units","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices","$'000, September 2018 prices"]
[]
[]
["Source","RBA","RBA","RBA","RBA","RBA","RBA","RBA","RBA"]
["Publication date","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18"]
[]
["All Households",{"v":583.1049985344737,"d":"583"},{"v":317.976653604607,"d":"318"},{"v":215.65765493119272,"d":"216"},{"v":69.77821009656654,"d":"70"},{"v":463.5339998660449,"d":"464"},{"v":297.36705568578986,"d":"297"},{"v":96.08667098390538,"d":"96"},{"v":13.249027233525293,"d":"13"}]
["Percentile of income"]
["Less than 20",{"v":360.75364062207643,"d":"361"},{"v":170.8859532580092,"d":"171"},{"v":93.61786197035165,"d":"94"},{"v":17.665369644700387,"d":"18"},{"v":297.369999914064,"d":"297"},{"v":151.6277561170117,"d":"152"},{"v":30.234250704621978,"d":"30"},0]
["20-39.9",{"v":381.10105501308345,"d":"381"},{"v":200.20752263993774,"d":"200"},{"v":117.06192733322645,"d":"117"},{"v":29.515888448020235,"d":"30"},{"v":303.3994849966276,"d":"303"},{"v":176.6536964470039,"d":"177"},{"v":39.36038675905339,"d":"39"},{"v":0.05888456548233463,"d":"0"}]
["40-59.9",{"v":412.16722685883985,"d":"412"},{"v":228.17474701577257,"d":"228"},{"v":148.34199736309742,"d":"148"},{"v":50.179954589908526,"d":"50"},{"v":335.9940057394781,"d":"336"},{"v":242.89883261463038,"d":"243"},{"v":72.16889401286659,"d":"72"},{"v":13.985084302054474,"d":"14"}]
["60-79.9",{"v":614.7071671375328,"d":"615"},{"v":376.1251620184125,"d":"376"},{"v":242.95668670021675,"d":"243"},{"v":108.12678336693698,"d":"108"},{"v":489.80402385326505,"d":"490"},{"v":355.51556409959534,"d":"356"},{"v":118.05361702165581,"d":"118"},{"v":58.88456548233464,"d":"59"}]
["80-100",{"v":1146.9902221069267,"d":"1147"},{"v":744.6880737147561,"d":"745"},{"v":476.41102385713543,"d":"476"},{"v":243.9293125105712,"d":"244"},{"v":891.2474880692895,"d":"891"},{"v":588.8456548233463,"d":"589"},{"v":220.66828981949828,"d":"221"},{"v":132.4902723352529,"d":"132"}]
["Age of reference person (years)"]
["15-24",{"v":254.56990070464278,"d":"255"},{"v":26.642321652482305,"d":"27"},{"v":80.15024050861456,"d":"80"},{"v":13.985084302054474,"d":"14"},{"v":232.53824052942727,"d":"233"},{"v":17.665369644700387,"d":"18"},{"v":58.118462564268086,"d":"58"},{"v":11.776913096466927,"d":"12"}]
["25-34",{"v":291.3623021207288,"d":"291"},{"v":130.32479243964005,"d":"130"},{"v":104.19547312163985,"d":"104"},{"v":44.18845005208097,"d":"44"},{"v":297.6385135326634,"d":"298"},{"v":153.09987025407005,"d":"153"},{"v":110.47166981243312,"d":"110"},{"v":33.85862515234241,"d":"34"}]
["35-44",{"v":511.6821425239855,"d":"512"},{"v":309.67392987159786,"d":"310"},{"v":177.54447271133793,"d":"178"},{"v":79.49416340115175,"d":"79"},{"v":486.07221451582217,"d":"486"},{"v":323.8651101528405,"d":"324"},{"v":151.93469191458837,"d":"152"},{"v":77.05045393363487,"d":"77"}]
["45-54",{"v":794.5388635836184,"d":"795"},{"v":558.4464978930911,"d":"558"},{"v":317.0181600899683,"d":"317"},{"v":157.7370297858039,"d":"158"},{"v":605.3554148704559,"d":"605"},{"v":422.496757335751,"d":"422"},{"v":127.83474081908858,"d":"128"},{"v":42.69130997469261,"d":"43"}]
["55-64",{"v":1027.5492111168003,"d":"1028"},{"v":635.5116729680965,"d":"636"},{"v":407.131713241618,"d":"407"},{"v":158.9883268023035,"d":"159"},{"v":695.4838363748898,"d":"695"},{"v":429.8573280210428,"d":"430"},{"v":75.06632377856624,"d":"75"},{"v":0.736057068529183,"d":"1"}]
["65-74",{"v":706.3936742446294,"d":"706"},{"v":447.5241697798802,"d":"448"},{"v":241.30350252430017,"d":"241"},{"v":76.55876781185736,"d":"77"},{"v":474.2228734038119,"d":"474"},{"v":323.8651101528405,"d":"324"},{"v":9.132735542107843,"d":"9"},0]
["75 and over",{"v":449.6721315172621,"d":"450"},{"v":326.36770418583967,"d":"326"},{"v":143.69073497793053,"d":"144"},{"v":36.802853426459144,"d":"37"},{"v":309.06020548785824,"d":"309"},{"v":228.1776912440467,"d":"228"},{"v":3.0788810821193233,"d":"3"},0]
["Education of reference person"]
["University degree or higher",{"v":805.9872008046939,"d":"806"},{"v":501.27988960870357,"d":"501"},{"v":342.9780096285104,"d":"343"},{"v":135.43450060936965,"d":"135"},{"v":619.2411314682589,"d":"619"},{"v":457.82749662515175,"d":"458"},{"v":156.23194029207545,"d":"156"},{"v":57.265239931570434,"d":"57"}]
["Diploma",{"v":614.6132462555885,"d":"615"},{"v":361.99286630265215,"d":"362"},{"v":215.16361342679593,"d":"215"},{"v":82.37214653910085,"d":"82"},{"v":504.5808111382295,"d":"505"},{"v":338.58625152342415,"d":"339"},{"v":105.1312813574265,"d":"105"},{"v":23.553826192933855,"d":"24"}]
["Finished year 12",{"v":529.5469836342572,"d":"530"},{"v":256.2214655550086,"d":"256"},{"v":201.17484883939883,"d":"201"},{"v":61.82879375645136,"d":"62"},{"v":416.2920906708774,"d":"416"},{"v":242.89883261463038,"d":"243"},{"v":87.91983810688805,"d":"88"},{"v":17.076523989877046,"d":"17"}]
["Finished year 11",{"v":445.85022879463116,"d":"446"},{"v":239.58657580624904,"d":"240"},{"v":146.7350817345086,"d":"147"},{"v":39.01102463204669,"d":"39"},{"v":355.6810297286007,"d":"356"},{"v":213.4594941017372,"d":"213"},{"v":56.565838505053996,"d":"57"},{"v":0.2944228274116732,"d":"0"}]
["Labour market status of reference person"]
["Employee",{"v":613.6428286164396,"d":"614"},{"v":328.7584175444225,"d":"329"},{"v":238.25637347200308,"d":"238"},{"v":91.71271073873619,"d":"92"},{"v":503.73758416052254,"d":"504"},{"v":331.9617379066615,"d":"332"},{"v":128.3511437372273,"d":"128"},{"v":48.57976652292607,"d":"49"}]
["Employer or self-employed",{"v":856.9048317886825,"d":"857"},{"v":515.136899980834,"d":"515"},{"v":259.244893569699,"d":"259"},{"v":76.54993512703503,"d":"77"},{"v":764.7621165105113,"d":"765"},{"v":510.82360555925294,"d":"511"},{"v":167.10217829152808,"d":"167"},{"v":58.73735406862879,"d":"59"}]
["Unemployed",{"v":160.50475157488734,"d":"161"},{"v":18.657574573077724,"d":"19"},{"v":54.681797390163965,"d":"55"},{"v":4.45903372114979,"d":"4"},{"v":147.2268709042757,"d":"147"},{"v":12.512970164996108,"d":"13"},{"v":41.40400504640055,"d":"41"},{"v":2.2081712055875484,"d":"2"}]
["Retired",{"v":600.2284829653227,"d":"600"},{"v":393.79053166311286,"d":"394"},{"v":222.2988034377041,"d":"222"},{"v":58.88456548233464,"d":"59"},{"v":386.214296256742,"d":"386"},{"v":290.00648500049806,"d":"290"},{"v":8.284575509927526,"d":"8"},0]
["Other not in the labour force",{"v":369.79610170895745,"d":"370"},{"v":138.67315171089805,"d":"139"},{"v":114.23003608890863,"d":"114"},{"v":12.058086896645076,"d":"12"},{"v":299.40666982268425,"d":"299"},{"v":145.73929956877822,"d":"146"},{"v":43.84060420263545,"d":"44"},{"v":0.1472114137058366,"d":"0"}]
["State or Territory"]
["NSW",{"v":678.2238869635354,"d":"678"},{"v":389.0061607176732,"d":"389"},{"v":217.77543832876486,"d":"218"},{"v":72.28227624370282,"d":"72"},{"v":566.7012307052322,"d":"567"},{"v":385.69390390929186,"d":"386"},{"v":106.25289983959264,"d":"106"},{"v":7.802204926409338,"d":"8"}]
["Vic",{"v":639.6355063002381,"d":"640"},{"v":377.74595968331374,"d":"378"},{"v":241.24623728436865,"d":"241"},{"v":80.96774965234718,"d":"81"},{"v":487.9113267072491,"d":"488"},{"v":334.16990911224906,"d":"334"},{"v":89.52213129708647,"d":"90"},{"v":11.776913096466927,"d":"12"}]
["Qld",{"v":432.1190841812193,"d":"432"},{"v":250.2652917564704,"d":"250"},{"v":191.86240201978129,"d":"192"},{"v":60.6039947944188,"d":"61"},{"v":329.73590133142926,"d":"330"},{"v":242.89883261463038,"d":"243"},{"v":89.47920444884987,"d":"89"},{"v":22.08171205587549,"d":"22"}]
["SA",{"v":420.63997977467926,"d":"421"},{"v":225.82230862475333,"d":"226"},{"v":184.42793120480914,"d":"184"},{"v":48.57976652292607,"d":"49"},{"v":299.22280276696574,"d":"299"},{"v":210.51232159934634,"d":"211"},{"v":63.010886687367865,"d":"63"},{"v":11.629701682761091,"d":"12"}]
["WA",{"v":574.9134194188123,"d":"575"},{"v":278.13094025684825,"d":"278"},{"v":191.9610336669642,"d":"192"},{"v":63.76020750427194,"d":"64"},{"v":502.5254453800686,"d":"503"},{"v":279.7016860410895,"d":"280"},{"v":119.57298602251375,"d":"120"},{"v":23.553826192933855,"d":"24"}]
["Tas, ACT and NT",{"v":506.80296742811913,"d":"507"},{"v":256.2950712618615,"d":"256"},{"v":259.2953870846002,"d":"259"},{"v":78.02204926409338,"d":"78"},{"v":341.5141393306195,"d":"342"},{"v":211.98590785054174,"d":"212"},{"v":94.00661787166601,"d":"94"},{"v":14.72114137058366,"d":"15"}]
["Housing status"]
["Home owner - outright",{"v":940.0047915571447,"d":"940"},{"v":622.9250970962474,"d":"623"},{"v":335.1469512650147,"d":"335"},{"v":135.43450060936965,"d":"135"},{"v":639.8095101912385,"d":"640"},{"v":431.3294421581012,"d":"431"},{"v":34.951758225956475,"d":"35"},0]
["Home owner - mortgage",{"v":623.9925270570285,"d":"624"},{"v":406.43157575803303,"d":"406"},{"v":213.10530344036087,"d":"213"},{"v":94.50383914259885,"d":"95"},{"v":631.3620776385565,"d":"631"},{"v":449.73086887133076,"d":"450"},{"v":220.47470681047508,"d":"220"},{"v":154.86640721854008,"d":"155"}]
["Renter",{"v":147.60181837498445,"d":"148"},{"v":27.97016860410895,"d":"28"},{"v":87.11236878157017,"d":"87"},{"v":21.71073929333678,"d":"22"},{"v":91.53984037562142,"d":"92"},{"v":10.304798959408561,"d":"10"},{"v":31.050479109055356,"d":"31"},{"v":3.3858625152342414,"d":"3"}]
["Percentile of net worth"]
["Less than 20",{"v":5.668050147518948,"d":"6"},{"v":6.5715175078285455,"d":"7"},{"v":13.062373465745251,"d":"13"},{"v":5.785408558639378,"d":"6"},{"v":22.538464909180586,"d":"23"},{"v":4.416342411175097,"d":"4"},{"v":29.93277645049379,"d":"30"},{"v":2.797016860410895,"d":"3"}]
["20-39.9",{"v":121.62998582736677,"d":"122"},{"v":117.76913096466927,"d":"118"},{"v":53.931019180264194,"d":"54"},{"v":43.2433527760895,"d":"43"},{"v":141.68495002390574,"d":"142"},{"v":123.65758751290272,"d":"124"},{"v":73.9859833768032,"d":"74"},{"v":21.345654987346304,"d":"21"}]
["40-59.9",{"v":321.9654940703804,"d":"322"},{"v":317.9957910883888,"d":"318"},{"v":95.92790347422363,"d":"96"},{"v":73.38488973235954,"d":"73"},{"v":325.3522398540968,"d":"325"},{"v":309.1439687822568,"d":"309"},{"v":99.3146492579401,"d":"99"},{"v":36.802853426459144,"d":"37"}]
["60-79.9",{"v":628.2199972244191,"d":"628"},{"v":619.760051701572,"d":"620"},{"v":203.9948306803478,"d":"204"},{"v":163.67848244297147,"d":"164"},{"v":536.2367119072915,"d":"536"},{"v":496.1024641886693,"d":"496"},{"v":112.01151592093755,"d":"112"},{"v":19.873540850287938,"d":"20"}]
["80-100",{"v":1838.5321784570153,"d":"1839"},{"v":1332.4517246473647,"d":"1332"},{"v":711.5406269020266,"d":"712"},{"v":516.1379375940337,"d":"516"},{"v":1292.23356642293,"d":"1292"},{"v":924.596614518796,"d":"925"},{"v":165.24260371359597,"d":"165"},{"v":22.81776912440467,"d":"23"}]

{"sheet":"Notes","index":5,"n_rows":5,"n_cols":1,"rows_kept":5,"flags":["formulas_cached_only"]}
["E3 HOUSEHOLD BALANCE SHEETS – DISTRIBUTION"]
["Data in this table were extracted from HILDA Release 18.0 (unconfidentialised data set), Melbourne Institute of Applied Economic and Social Research, which provides unit record responses from around 9 000 households. Wealth and income data in this article are based on actual responses, or imputed responses if answers were missing. Data are weighted to be representative of the population as a whole. To enable comparison across time, an adjustment was also made for the change in purchasing power between periods by converting the values in earlier surveys to September 2018 dollars using the consumer price index. Household characteristics such as age, education and labour force status are based on the household reference person, who was chosen from household members as the person with the highest income, highest salary, labour force status, age and respondent number, in that order."]
["Household are only recorded as having assets or debt of a particular type if they had a positive balance in the asset or debt. Thus a number of households with bank accounts, credit cards or business assets or debt with zero balances were excluded from the group of households possessing these assets or debts. Results which are based on less than 0.2 per cent of the sample are not reported."]
["Note that additional households have been included in the sample from HILDA Release 11.0 onwards. While this change has improved the coverage of the survey, it makes it difficult to compare the cross-sectional results from 2014 onwards with the results published for previous years (or wealth modules). For more information on the top-up sample, see: <http://onlinelibrary.wiley.com/doi/10.1111/1467-8462.12027/abstract>."]
["HILDA Disclaimer Notice: please see <http://www.rba.gov.au/disclaimer/hilda-disclaimer.html>."]