Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
March 2024
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier5.976.28
– Principal-and-interest5.936.22
– Interest-only7.036.91
Investment6.306.53
– Principal-and-interest6.256.44
– Interest-only6.436.66
Business (Table F7)
Small business7.227.37
Medium business6.296.14
Large business5.805.60

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.