| ABS |
Australian Bureau of Statistics |
| ACCC |
Australian Competition and Consumer Commission |
| ADI |
Authorised deposit-taking institutions |
| API |
Application programming interface |
| APRA |
Australian Prudential Regulation Authority |
| ASIC |
Australian Securities and Investments Commission |
| ATM |
Automated Teller Machine |
| AUD |
Australian Dollar |
| AUSTRAC |
Australian Transaction Reports and Analysis Centre |
| CCP |
Central counterparty |
| CFR |
Council of Financial Regulators |
| CHESS |
Clearing House Electronic Sub-register System |
| CNP |
Card not present |
| CPMI |
Committee on Payments and Market Infrastructures |
| CPS |
Consumer Payments Survey |
| CS |
Clearing and settlement |
| DLT |
Distributed ledger technology |
| DMF |
Default management framework |
| EBA |
European Banking Authority |
| EMV |
Europay, Mastercard and Visa |
| ePAL |
eftpos Payments Australia Ltd |
| ETF |
Exchange traded fund |
| EU |
European Union |
| FAST |
Fast and Secure Transfers |
| FEX |
Financial and Energy Exchange |
| Fintech |
Financial technology |
| FMI |
Financial market infrastructures |
| FSS |
Fast Settlement Service |
| FX |
Foreign exchange |
| GRMA |
Global Master Repurchase Agreement |
| IFR |
Interchange Fee Regulation |
| IOSCO |
International Organization of Securities Commissions |
| IRD |
Interest Rate Derivatives |
| ISO |
International Organization for Standardization |
| KPI |
Key Performance Indicator |
| LVSS |
Low Value Settlement Service |
| MoU |
Memorandum of Understanding |
| NFC |
Near-field communication |
| NPP |
New Payments Platform |
| OG |
SWIFT Oversight Group |
| OTC |
Over-the-counter |
| PAN |
Primary account number |
| PEXA |
Property Exchange Australia Limited |
| PPS |
Protected Payments System |
| PSD2 |
Second Payment Services Directive |
| RBA |
Reserve Bank of Australia |
| RITS |
Reserve Bank Information and Transfer System |
| RTGS |
Real-time gross settlement |
| SEC |
Securities and Exchange Commission |
| SEPA |
Single Euro Payments Area |
| SSF |
Securities settlement facility |
| TIPS |
TARGET instant payment settlement |
| TSP |
Token service provider |
| UK |
United Kingdom |
| US |
United States |
| USD |
United States Dollar |