International Comparisons of Bank Margins – August 1994 List of tables
Chapters
Table 1: Typical Fees on Interest Bearing Retail Accounts with Chequing Facilities
Table 2: Typical First Mortgage Fees on Home Loans
| Australia (A$) | New Zealand (NZ$) |
Canada (C$) | United States (US$) | United Kingdom(a) (£) |
|
|---|---|---|---|---|---|
| Account keeping fee (per month) |
1.50–2.00 | 2.00–5.00 | 1.00 | 2.50–12.00 | 1.75–2.50 |
| Account balance to waive fees | 300–500 | 1,000–1,500 | 1,000 | 500–5,000 | n.a. |
| Transaction fees: | |||||
| – Withdrawal | 0.30–0.50 | 0.15–0.40 | 0.50–1.25 | 0–0.50 | 0.46–0.77 |
| – Deposit | none | 0.15–0.40 | none | none | 0.32–0.77 |
| Free transactions (per month) |
7 to 15 | 5 to 8 | 0 to 2 | unlimited if min. balance maintained | none |
| (a) Based on business cheque accounts. | |||||
| Australia (A$) | New Zealand (NZ$) | United States (US$) |
|---|---|---|
| $500–$600 | 1% | 1% plus |
| minimum $200 maximum $1,200 |
documentation & appraisal fees of $300–$400 |