International Comparisons of Bank Branches – An Update 4. Access through Automated Teller Machines (ATMs)

Graph 4 shows the growth in electronic access to payment and some other banking services through ATMs and cash dispensers. Latest data show that between 1992 and 1996, the number of ATMs per million inhabitants in Australia rose by around 29 per cent (from 302 to 389), following a 27 per cent increase between 1988 and 1992. Growth in most other countries was even stronger, pushing Australia's ranking in terms of ATM penetration down from seventh to ninth. Graph 4 also shows that Australia's position is in line with several other countries where market penetration has reached around 400 ATM's per million inhabitants.