International Comparisons of Bank Branches – An Update Appendix

Table A1: Bank Branches and Total Entry Points

Table A2: Bank Branches in Australia (1983–1996)

Table A3: Bank Branches per million inhabitants

Table A4: Entry Points per million inhabitants

Table A5: ATMs per million inhabitants

Table A6: EFTPOS terminals per million inhabitants

Table A1: Bank Branches and Total Entry Points
Country Bank Branches Entry Points Population
1992
Australia 6,920 13,048 17,572,000
Belgium 7,263 12,507 10,050,000
Canada 7,764 13,879 28,700,000
France 14,663 42,334 57,200,000
Germany 28,895 71,686 81,000,000
Italy 14,830 35,201 56,900,000
Japan 15,138 71,062 124,500,000
Netherlands 3,112 7,468 15,200,000
Sweden 2,910 4,683 8,670,000
Switzerland 4,111 7,912 6,908,000
UK 13,259 39,184 57,800,000
USA 53,744 84,970 255,400,000
1996
Australia 6,507 12,257 18,310,700
Belgium n.a. 11,710 10,170,000
Canada 8,125 13,712 30,100,000
France 14,609 42,425 58,500,000
Germany 46,912 66,441 82,000,000
Italy 17,713 38,993 57,500,000
Japan 15,119 72,202 125,900,000
Netherlands 2,543 6,683 15,500,000
Sweden 3,707 3,707 8,840,000
Switzerland 3,600 7,130 7,108,000
UK 12,033 35,941 58,800,000
USA 60,093 84,258 265,500,000

Sources: Australia: Reserve Bank of Australia Bulletin (bank branches) and the Australian Financial Institutions Commission (building society and credit union branches). Post Office agencies are defined as Commonwealth Bank agencies. Data are as at end June.
Other countries: BIS (1993), Payment Systems in the Group of Ten countries and BIS (1997), Statistics on Payment Systems in the Group of Ten countries.
Data are as at end calendar year.

Table A2: Bank Branches in Australia (1983–1996)
Number of branches Population
Metro Non-Metro Total Metro Non-Metro
1983 3,311 2,716 6,027 9,742,700 5,709,200
1984 3,224 2,655 5,879 9,849,300 5,706,600
1985 3,266 2,646 5,912 9,972,800 5,927,800
1986 3,496 2,769 6,265 10,114,800 6,024,200
1987 3,484 2,935 6,419 10,276,900 6,122,000
1988 3,501 2,951 6,452 10,458,300 6,238,700
1989 3,585 2,984 6,569 10,633,900 6,322,900
1990 3,796 2,779 6,575 10,776,000 6,434,800
1991 3,960 2,957 6,917 10,937,900 6,446,600
1992 4,032 2,888 6,920 11,050,400 6,521,500
1993 4,158 2,906 7,064 11,134,400 6,611,400
1994 4,105 2,685 6,790 11,229,500 6,613,800
1995 3,990 2,665 6,655 11,328,400 6,672,100
1996 3,878 2,629 6,507 11,599,400 6,711,300
1997 3,499 2,622 6,121 n.a. n.a.

Sources: Reserve Bank of Australia. Data are as at end June. Population from Australian Bureau of Statistics Catalogue No. 3101.0

Table A3: Bank Branches
per million inhabitants
Country 1992 1996
Germany 357 572
Switzerland 595 506
Sweden 336 419
Australia 394 355
Italy 261 308
Canada 271 270
France 256 250
USA 210 226
UK 229 205
Netherlands 205 164
Japan 122 120
Table A4: Entry Points
per million inhabitants
Country 1992 1996
Belgium 1,244 1,151
Switzerland 1,145 1,003
Germany 885 810
France 740 725
Italy 619 678
Australia 743 669
UK 678 611
Japan 571 573
Canada 484 456
Netherlands 491 431
Sweden 540 419
USA 333 317
Table A5: ATMs
per million inhabitants
Country 1992 1996
Japan 870 1,051
Canada 509 617
Switzerland 386 585
USA 342 524
Germany 235 459
Italy 245 420
France 305 419
Belgium 109 414
Australia 302 389
UK 324 376
Netherlands 261 374
Sweden 254 269

Sources: Australia: The Australian Payments System Council. Data are as at end June. Other countries: BIS (1997), Statistics on Payment Systems in the Group of Ten countries. Data are as at end calendar year.

Table A6: EFTPOS terminals
per million inhabitants
Country 1992 1996
Switzerland 1,640 9,376
UK 3,806 9,354
France 9,091 9,333
Canada 1,031 8,408
Belgium 4,042 7,997
Sweden 1,647 7,579
Australia 1,497 6,373
Netherlands 753 6,196
Italy 1,094 3,758
USA 368 3,297
Germany 640 1,402
Japan 264 183

Sources: Australia: The Australian Payments System Council. Data are as at end June. Other countries: BIS (1997), Statistics on Payment Systems in the Group of Ten countries. Data are as at end calendar year.