Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
October 2024
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier6.096.23
– Principal-and-interest6.066.17
– Interest-only7.006.89
Investment6.466.47
– Principal-and-interest6.396.39
– Interest-only6.636.59
Business (Table F7)
Small business7.417.22
Medium business6.266.21
Large business5.825.43

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.