Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
September 2024
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier6.086.26
– Principal-and-interest6.046.19
– Interest-only7.006.97
Investment6.446.49
– Principal-and-interest6.386.41
– Interest-only6.616.61
Business (Table F7)
Small business7.427.25
Medium business6.286.21
Large business5.815.57

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.