Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
December 2020
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier3.052.54
– Principal-and-interest2.992.48
– Interest-only3.793.20
Investment3.402.91
– Principal-and-interest3.292.82
– Interest-only3.663.07
Business (Table F7)
Small business4.533.53
Medium business2.821.90
Large business1.631.48

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.