Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
March 2020
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier3.372.96
– Principal-and-interest3.302.92
– Interest-only4.013.48
Investment3.763.32
– Principal-and-interest3.623.22
– Interest-only4.023.49
Business (Table F7)
Small business5.014.00
Medium business3.402.32
Large business2.211.89

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.