Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
November 2020
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier3.092.61
– Principal-and-interest3.032.54
– Interest-only3.813.27
Investment3.442.95
– Principal-and-interest3.322.87
– Interest-only3.703.10
Business (Table F7)
Small business4.583.72
Medium business2.871.97
Large business1.661.41

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.