Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
February 2021
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier2.992.50
– Principal-and-interest2.932.44
– Interest-only3.753.16
Investment3.342.87
– Principal-and-interest3.222.79
– Interest-only3.593.01
Business (Table F7)
Small business4.473.42
Medium business2.761.98
Large business1.601.35

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.