Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
April 2021
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier2.922.42
– Principal-and-interest2.862.35
– Interest-only3.713.22
Investment3.262.79
– Principal-and-interest3.152.69
– Interest-only3.522.95
Business (Table F7)
Small business4.393.43
Medium business2.742.04
Large business1.591.32

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.