Lenders' Interest Rates

Lenders' interest rates are published on the 20th business day of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
January 2020
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier3.633.21
– Principal-and-interest3.563.17
– Interest-only4.273.77
Investment4.013.58
– Principal-and-interest3.873.49
– Interest-only4.263.76
Business (Table F7)
Small business5.244.22
Medium business3.612.47
Large business2.472.19

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.