Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
July 2020
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier3.222.69
– Principal-and-interest3.152.64
– Interest-only3.893.35
Investment3.583.05
– Principal-and-interest3.442.94
– Interest-only3.843.20
Business (Table F7)
Small business4.643.78
Medium business2.961.95
Large business1.701.54

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.