Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
January 2025
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier6.156.22
– Principal-and-interest6.126.16
– Interest-only7.007.09
Investment6.496.45
– Principal-and-interest6.426.37
– Interest-only6.666.56
Business (Table F7)
Small business7.437.22
Medium business6.246.22
Large business5.785.38

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.