Retail Payments February 2023

Release date:

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
Value
($ billion)		 Growth
(Per cent)
Monthly Year-ended
Feb 2023 Jan 2023 Feb 2023 Feb 2022 Feb 2023
ATM withdrawals 8.7−0.1−0.1−2.61.0
Total card purchases on Australian-issued cards 79.35.60.013.414.3
of which: Credit and charge cards 33.22.70.311.116.1
of which: Debit cards 46.27.7−0.315.113.0
Total balances outstanding on credit and charge cards 40.40.21.3−2.88.7
of which: Balances accruing interest 18.4−1.61.1−11.31.9
New Payments Platform transactions 127.10.05.045.229.3
Cheque payments 23.7−0.70.1−13.7−15.6

Source: RBA

Number of Retail Payments
Number
(Million)		 Growth
(Per cent)
Monthly Year-ended
Feb 2023 Jan 2023 Feb 2023 Feb 2022 Feb 2023
ATM withdrawals 29.90.1−1.4−11.3−0.2
Total card purchases on Australian-issued cards 1205.96.1−0.36.711.0
of which: Credit and charge cards 298.52.51.23.510.7
of which: Debit cards 907.47.3−0.87.811.2
Cards on issue 62.00.40.51.93.3
of which: Credit and charge cards 17.60.00.4−3.10.1
of which: Debit cards 44.40.60.54.14.7
New Payments Platform transactions 107.61.21.632.220.9
Cheque payments 1.9−1.8−3.0−21.2−18.0
Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.