Retail Payments June 2020

Release date: 7 August 2020

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
	Value ($ billion)	Growth (Per cent)
		Monthly		Year-ended
	Jun 2020	May 2020	Jun 2020	Jun 2019	Jun 2020
ATM withdrawals	8.8	18.5	14.8	-4.7	-19.1
Total card purchases on Australian-issued cards	57.4	15.9	9.7	6.2	3.2
of which: Credit and charge cards	23.9	10.9	9.4	2.1	-13.8
of which: Debit cards	33.4	19.9	9.9	10.6	20.0
Total balances outstanding on credit and charge cards	40.2	-3.1	0.2	-2.5	-20.8
of which: Balances accruing interest	23.2	-7.1	-6.5	-5.5	-25.0
New Payments Platform transactions	51.9	5.0	24.6	390.6	218.9
Cheque payments	28.0	-1.8	1.4	-35.1	-38.0
Source: RBA

Number of Retail Payments
	Number (Million)	Growth (Per cent)
		Monthly		Year-ended
	Jun 2020	May 2020	Jun 2020	Jun 2019	Jun 2020
ATM withdrawals	31.5	13.8	24.6	-7.5	-32.8
Total card purchases on Australian-issued cards	933.7	16.1	12.8	11.8	7.9
of which: Credit and charge cards	235.2	15.8	10.2	4.5	-5.5
of which: Debit cards	694.8	16.2	13.5	15.3	13.8
Cards on issue	62.3	-0.1	-0.2	-0.4	-2.5
of which: Credit and charge cards	18.9	-0.7	-0.9	-6.9	-9.8
of which: Debit cards	43.4	0.2	0.1	3.2	1.1
New Payments Platform transactions	42.5	8.7	4.0	279.9	136.9
Cheque payments	3.3	1.6	2.9	-20.0	-28.0
Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.