Retail Payments July 2020

Release date:

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
Value
($ billion)		 Growth
(Per cent)
Monthly Year-ended
Jul 2020 Jun 2020 Jul 2020 Jul 2019 Jul 2020
ATM withdrawals 9.9 15.5 11.6 −6.6 −7.5
Total card purchases on Australian-issued cards 57.3 10.2 −0.2 5.1 2.0
of which: Credit and charge cards 23.7 10.9 −1.0 0.8 −14.3
of which: Debit cards 33.5 9.7 0.4 9.7 17.9
Total balances outstanding on credit and charge cards 38.9 0.2 −3.2 −3.1 −22.8
of which: Balances accruing interest 22.5 −5.7 −3.2 −6.6 −26.3
New Payments Platform transactions 53.5 24.6 3.1 422.7 192.4

Source: RBA

Number of Retail Payments
Number
(Million)		 Growth
(Per cent)
Monthly Year-ended
Jul 2020 Jun 2020 Jul 2020 Jul 2019 Jul 2020
ATM withdrawals 35.1 24.7 11.5 −9.9 −23.3
Total card purchases on Australian-issued cards 934.9 12.4 0.1 11.1 6.0
of which: Credit and charge cards 237.1 7.7 1.6 3.8 −5.4
of which: Debit cards 694.8 14.0 −0.4 14.4 11.1
Cards on issue 62.2 −0.2 −0.1 −0.4 −2.8
of which: Credit and charge cards 18.7 −0.9 −0.9 −7.0 −10.3
of which: Debit cards 43.4 0.1 0.2 3.1 0.8
New Payments Platform transactions 49.3 4.0 15.9 303.4 119.3

Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.