Retail Payments December 2020

Release date: 8 February 2021

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
	Value ($ billion)	Growth (Per cent)
		Monthly		Year-ended
	Dec 2020	Nov 2020	Dec 2020	Dec 2019	Dec 2020
ATM withdrawals	9.0	-0.9	2.1	-6.3	-13.6
Total card purchases on Australian-issued cards	61.7	7.8	-0.8	8.3	6.1
of which: Credit and charge cards	26.6	7.7	0.3	4.3	-6.2
of which: Debit cards	35.1	7.9	-1.6	12.4	17.8
Total balances outstanding on credit and charge cards	39.5	3.1	1.4	-4.4	-19.4
of which: Balances accruing interest	21.2	-0.6	0.9	-10.0	-25.6
New Payments Platform transactions	66.5	8.3	13.7	226.1	85.7
Cheque payments	31.0	2.9	-0.6	-22.0	-32.9
Source: RBA

Number of Retail Payments
	Number (Million)	Growth (Per cent)
		Monthly		Year-ended
	Dec 2020	Nov 2020	Dec 2020	Dec 2019	Dec 2020
ATM withdrawals	34.7	-0.2	4.0	-10.7	-21.1
Total card purchases on Australian-issued cards	999.6	7.1	-0.6	12.0	10.5
of which: Credit and charge cards	255.4	4.3	-0.2	5.0	1.1
of which: Debit cards	744.2	8.1	-0.8	15.0	14.2
Cards on issue	59.1	0.5	0.0	1.3	-1.5
of which: Credit and charge cards	18.3	0.0	-0.4	-4.7	-9.1
of which: Debit cards	40.8	0.8	0.1	4.6	2.4
New Payments Platform transactions	67.9	10.5	9.2	190.9	87.5
Cheque payments	3.1	-0.7	-1.2	-17.0	-27.6
Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.