Retail Payments September 2020

Release date: 9 November 2020

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
	Value ($ billion)	Growth (Per cent)
		Monthly		Year-ended
	Sep 2020	Aug 2020	Sep 2020	Sep 2019	Sep 2020
ATM withdrawals	8.9	-7.8	-1.8	-5.9	-16.3
Total card purchases on Australian-issued cards	57.0	-0.8	0.5	7.7	-0.2
of which: Credit and charge cards	24.1	0.9	0.9	2.9	-14.6
of which: Debit cards	32.9	-1.9	0.3	12.8	13.9
Total balances outstanding on credit and charge cards	38.0	-1.9	-0.3	-4.4	-23.5
of which: Balances accruing interest	21.2	-3.2	-2.6	-10.1	-27.6
New Payments Platform transactions	51.5	-7.9	4.6	238.1	75.6
Cheque payments	29.1	0.8	-1.3	-32.3	-38.4
Source: RBA

Number of Retail Payments
	Number (Million)	Growth (Per cent)
		Monthly		Year-ended
	Sep 2020	Aug 2020	Sep 2020	Sep 2019	Sep 2020
ATM withdrawals	32.7	-7.8	1.4	-9.5	-27.6
Total card purchases on Australian-issued cards	931.8	-1.2	1.8	13.2	4.6
of which: Credit and charge cards	237.0	-0.8	0.8	5.2	-6.1
of which: Debit cards	694.7	-1.3	2.1	16.7	8.8
Cards on issue	58.9	0.0	-0.1	0.1	-1.9
of which: Credit and charge cards	18.5	-0.7	-0.5	-9.0	-9.1
of which: Debit cards	40.4	0.3	0.0	5.5	1.7
New Payments Platform transactions	52.8	0.4	6.8	215.1	82.7
Cheque payments	3.2	-3.0	0.1	-19.3	-30.4
Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.