Retail Payments August 2020

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
Value
($ billion)
Growth
(Per cent)
Monthly Year-ended
Aug 2020 Jul 2020 Aug 2020 Aug 2019 Aug 2020
ATM withdrawals 9.213.1-7.6-3.7-15.6
Total card purchases on Australian-issued cards 56.5-1.1-0.75.70.6
of which: Credit and charge cards 23.9-1.41.01.8-14.4
of which: Debit cards 32.6-0.9-1.99.815.3
Total balances outstanding on credit and charge cards 38.3-3.2-1.8-3.7-23.9
of which: Balances accruing interest 21.8-3.6-3.2-6.0-28.6
New Payments Platform transactions 49.23.1-7.9176.7141.6
Cheque payments 29.5-2.00.8-38.4-34.4

Source: RBA

Number of Retail Payments
Number
(Million)
Growth
(Per cent)
Monthly Year-ended
Aug 2020 Jul 2020 Aug 2020 Aug 2019 Aug 2020
ATM withdrawals 32.711.5-7.0-8.1-29.3
Total card purchases on Australian-issued cards 916.90.2-1.010.65.1
of which: Credit and charge cards 236.60.90.64.4-5.4
of which: Debit cards 680.3-0.1-1.513.39.4
Cards on issue 62.2-0.10.0-0.5-3.0
of which: Credit and charge cards 18.6-0.9-0.7-7.0-10.7
of which: Debit cards 43.60.20.33.00.8
New Payments Platform transactions 49.415.90.4219.199.3
Cheque payments 3.2-1.6-3.8-24.2-28.1

Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.