Retail Payments February 2022

Release date:

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
Value
($ billion)		 Growth
(Per cent)
Monthly Year-ended
Feb 2022 Jan 2022 Feb 2022 Feb 2021 Feb 2022
ATM withdrawals 8.5 −1.1 2.1 −14.0 −2.8
Total card purchases on Australian-issued cards 68.9 2.0 2.1 5.6 13.2
of which: Credit and charge cards 28.6 1.4 1.3 −8.6 11.2
of which: Debit cards 40.3 2.4 2.8 19.1 14.7
Total balances outstanding on credit and charge cards 37.0 −2.9 1.6 −21.5 −2.8
of which: Balances accruing interest 18.0 −0.9 −0.4 −25.7 −11.2
New Payments Platform transactions 95.9 0.8 −0.5 71.5 44.1
Cheque payments 28.1 0.0 −1.0 −28.4 −13.6

Source: RBA

Number of Retail Payments
Number
(Million)		 Growth
(Per cent)
Monthly Year-ended
Feb 2022 Jan 2022 Feb 2022 Feb 2021 Feb 2022
ATM withdrawals 30.3 −4.0 4.7 −21.6 −11.2
Total card purchases on Australian-issued cards 1074.3 1.1 2.3 11.3 6.5
of which: Credit and charge cards 263.8 0.7 1.4 0.7 3.2
of which: Debit cards 810.5 1.3 2.6 15.4 7.6
Cards on issue 60.0 −0.1 0.3 −1.6 1.9
of which: Credit and charge cards 17.6 −0.2 0.0 −9.4 −3.1
of which: Debit cards 42.4 −0.1 0.4 2.4 4.1
New Payments Platform transactions 86.1 −2.0 2.5 72.0 30.8
Cheque payments 2.3 −2.5 −0.5 −27.6 −21.4

Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.