Retail Payments July 2022

Release date:

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
Value
($ billion)		 Growth
(Per cent)
Monthly Year-ended
Jul 2022 Jun 2022 Jul 2022 Jul 2021 Jul 2022
ATM withdrawals 8.8 −0.6 1.5 −24.1 20.3
Total card purchases on Australian-issued cards 73.5 1.3 −1.6 1.2 27.3
of which: Credit and charge cards 31.4 1.9 −0.4 3.8 28.3
of which: Debit cards 42.1 0.8 −2.5 −0.7 26.6
Total balances outstanding on credit and charge cards 38.0 0.7 0.2 −7.0 5.5
of which: Balances accruing interest 17.8 0.1 0.6 −12.0 −9.5
New Payments Platform transactions 114.5 7.5 0.3 56.7 31.1
Cheque payments 27.2 −2.0 3.5 7.9 −13.5

Source: RBA

Number of Retail Payments
Number
(Million)		 Growth
(Per cent)
Monthly Year-ended
Jul 2022 Jun 2022 Jul 2022 Jul 2021 Jul 2022
ATM withdrawals 30.9 −1.3 2.2 −23.1 15.7
Total card purchases on Australian-issued cards 1132.3 2.0 −0.9 0.6 20.9
of which: Credit and charge cards 286.7 2.3 −0.2 0.4 21.0
of which: Debit cards 845.6 1.9 −1.1 0.7 20.9
Cards on issue 60.6 0.2 0.4 0.6 2.5
of which: Credit and charge cards 17.5 −0.1 0.0 −4.8 −1.8
of which: Debit cards 43.1 0.3 0.5 3.2 4.3
New Payments Platform transactions 102.2 2.9 1.3 68.0 25.9
Cheque payments 2.2 0.5 −3.2 −23.1 −13.8

Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.