Retail Payments June 2022

Release date:

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
Value
($ billion)		 Growth
(Per cent)
Monthly Year-ended
Jun 2022 May 2022 Jun 2022 Jun 2021 Jun 2022
ATM withdrawals 8.7 −0.9 −0.7 −4.7 4.8
Total card purchases on Australian-issued cards 74.7 2.3 1.1 9.8 19.0
of which: Credit and charge cards 31.5 0.3 1.7 12.1 17.3
of which: Debit cards 43.2 3.8 0.7 8.1 20.3
Total balances outstanding on credit and charge cards 37.5 0.2 0.9 −5.6 0.1
of which: Balances accruing interest 17.6 −1.6 0.1 −14.1 −11.0
New Payments Platform transactions 110.7 4.6 5.6 77.5 31.7
Cheque payments 26.2 −1.5 −2.0 4.3 −16.3

Source: RBA

Number of Retail Payments
Number
(Million)		 Growth
(Per cent)
Monthly Year-ended
Jun 2022 May 2022 Jun 2022 Jun 2021 Jun 2022
ATM withdrawals 30.0 −1.3 −1.7 −1.1 −2.2
Total card purchases on Australian-issued cards 1145.8 2.4 1.7 11.2 11.4
of which: Credit and charge cards 289.5 0.7 2.0 12.3 9.3
of which: Debit cards 856.2 3.0 1.6 10.8 12.2
Cards on issue 60.4 0.1 0.2 0.4 2.3
of which: Credit and charge cards 17.5 0.0 −0.1 −5.3 −2.1
of which: Debit cards 42.8 0.1 0.3 3.1 4.2
New Payments Platform transactions 100.6 3.2 2.5 76.8 26.1
Cheque payments 2.3 −0.5 0.6 −18.2 −17.8

Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.