Retail Payments April 2022

Release date: 7 June 2022

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
	Value ($ billion)	Growth (Per cent)
		Monthly		Year-ended
	Apr 2022	Mar 2022	Apr 2022	Apr 2021	Apr 2022
ATM withdrawals	8.9	1.3	1.3	40.5	−0.5
Total card purchases on Australian-issued cards	71.6	0.2	3.7	39.1	13.9
of which: Credit and charge cards	30.6	0.2	7.0	36.6	13.6
of which: Debit cards	40.9	0.3	1.3	41.1	14.1
Total balances outstanding on credit and charge cards	36.9	−0.5	0.4	−7.8	−2.2
of which: Balances accruing interest	17.9	−0.6	−0.6	−23.3	−11.1
New Payments Platform transactions	99.6	5.0	−2.1	75.8	31.4
Cheque payments	27.2	−5.1	2.2	3.7	−15.6
Source: RBA

Number of Retail Payments
	Number (Million)	Growth (Per cent)
		Monthly		Year-ended
	Apr 2022	Mar 2022	Apr 2022	Apr 2021	Apr 2022
ATM withdrawals	31.0	0.5	1.4	56.0	−9.1
Total card purchases on Australian-issued cards	1082.9	1.3	−0.5	46.5	4.6
of which: Credit and charge cards	279.1	1.1	2.6	45.5	3.4
of which: Debit cards	803.8	1.4	−1.6	46.9	5.1
Cards on issue	60.2	0.2	0.1	0.2	2.0
of which: Credit and charge cards	17.5	−0.1	−0.1	−6.4	−2.5
of which: Debit cards	42.6	0.4	0.2	3.4	4.0
New Payments Platform transactions	94.4	8.3	0.6	88.5	26.0
Cheque payments	2.2	−4.1	−0.3	−13.0	−21.6
Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.