Retail Payments September 2022

Release date: 7 November 2022

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
	Value ($ billion)	Growth (Per cent)
		Monthly		Year-ended
	Sep 2022	Aug 2022	Sep 2022	Sep 2021	Sep 2022
ATM withdrawals	8.8	−0.9	0.7	−16.9	19.9
Total card purchases on Australian-issued cards	76.9	3.9	0.5	4.5	27.9
of which: Credit and charge cards	32.2	1.6	0.5	2.1	30.9
of which: Debit cards	44.8	5.5	0.5	6.1	25.8
Total balances outstanding on credit and charge cards	38.9	1.1	0.6	−7.9	11.0
of which: Balances accruing interest	18.1	0.2	1.2	−11.8	−3.7
New Payments Platform transactions	110.7	−1.3	−0.8	82.2	20.3
Cheque payments	26.4	3.3	−5.9	−4.1	−8.7
Source: RBA

Number of Retail Payments
	Number (Million)	Growth (Per cent)
		Monthly		Year-ended
	Sep 2022	Aug 2022	Sep 2022	Sep 2021	Sep 2022
ATM withdrawals	30.5	−1.5	0.5	−21.4	19.6
Total card purchases on Australian-issued cards	1171.4	1.3	1.1	0.1	24.9
of which: Credit and charge cards	293.2	0.6	1.5	−2.6	26.0
of which: Debit cards	878.1	1.5	0.9	1.0	24.6
Cards on issue	60.9	0.3	0.2	1.6	2.1
of which: Credit and charge cards	17.5	0.0	−0.1	−4.3	−1.2
of which: Debit cards	43.4	0.4	0.3	4.3	3.5
New Payments Platform transactions	99.4	−2.9	1.1	65.0	19.3
Cheque payments	2.2	5.2	−3.9	−22.9	−11.4
Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.