Retail Payments January 2021

Release date: 8 March 2021

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
	Value ($ billion)	Growth (Per cent)
		Monthly		Year-ended
	Jan 2021	Dec 2020	Jan 2021	Jan 2020	Jan 2021
ATM withdrawals	8.9	2.1	-0.5	-6.0	-12.9
Total card purchases on Australian-issued cards	60.9	-1.1	-1.1	7.2	4.9
of which: Credit and charge cards	26.1	-0.5	-1.5	3.3	-7.6
of which: Debit cards	34.8	-1.6	-0.9	11.2	16.8
Total balances outstanding on credit and charge cards	38.7	1.3	-2.0	-5.1	-20.4
of which: Balances accruing interest	20.9	0.9	-1.5	-9.5	-26.7
New Payments Platform transactions	55.4	13.7	-16.8	198.3	73.5
Cheque payments	31.7	-0.5	1.9	-19.8	-29.8
Source: RBA

Number of Retail Payments
	Number (Million)	Growth (Per cent)
		Monthly		Year-ended
	Jan 2021	Dec 2020	Jan 2021	Jan 2020	Jan 2021
ATM withdrawals	34.6	4.2	-0.6	-9.5	-21.1
Total card purchases on Australian-issued cards	1001.0	-0.6	0.1	10.1	10.7
of which: Credit and charge cards	260.1	-0.1	1.8	4.6	2.9
of which: Debit cards	740.9	-0.8	-0.5	12.4	13.7
Cards on issue	59.1	0.0	0.0	1.2	-1.6
of which: Credit and charge cards	18.2	-0.4	-0.6	-5.0	-9.2
of which: Debit cards	40.9	0.1	0.3	4.6	2.3
New Payments Platform transactions	62.1	9.2	-8.5	166.3	76.0
Cheque payments	3.0	-1.6	-2.2	-19.4	-27.2
Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.