Retail Payments August 2021

Release date: 7 October 2021

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
	Value ($ billion)	Growth (Per cent)
		Monthly		Year-ended
	Aug 2021	Jul 2021	Aug 2021	Aug 2020	Aug 2021
ATM withdrawals	7.3	–9.1	–1.9	–15.5	–20.2
Total card purchases on Australian-issued cards	58.9	–8.6	2.0	0.7	3.5
of which: Credit and charge cards	24.6	–8.9	–0.1	–14.5	2.9
of which: Debit cards	34.3	–8.4	3.6	15.4	4.0
Total balances outstanding on credit and charge cards	35.5	–5.7	–1.6	–23.8	–7.2
of which: Balances accruing interest	19.3	–2.0	–2.8	–28.4	–11.7
New Payments Platform transactions	93.4	–1.9	5.6	141.6	86.9
Cheque payments	30.0	2.2	–5.9	–33.9	–1.3
Source: RBA

Number of Retail Payments
	Number (Million)	Growth (Per cent)
		Monthly		Year-ended
	Aug 2021	Jul 2021	Aug 2021	Aug 2020	Aug 2021
ATM withdrawals	24.8	–11.7	–8.4	–29.3	–23.2
Total card purchases on Australian-issued cards	929.9	–10.4	0.1	5.1	1.1
of which: Credit and charge cards	232.9	–10.1	–0.9	–5.3	–1.9
of which: Debit cards	697.0	–10.6	0.5	9.3	2.2
Cards on issue	59.2	0.1	0.2	–2.5	0.8
of which: Credit and charge cards	17.7	–0.4	–0.4	–10.6	–4.6
of which: Debit cards	41.5	0.4	0.5	1.7	3.4
New Payments Platform transactions	84.9	0.6	3.4	99.3	70.4
Cheque payments	2.6	–6.3	0.6	–28.1	–19.7
Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.