Retail Payments October 2021

Release date:

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
Value
($ billion)		 Growth
(Per cent)
Monthly Year-ended
Oct 2021 Sep 2021 Oct 2021 Oct 2020 Oct 2021
ATM withdrawals 8.3 0.0 13.2 −15.6 −6.5
Total card purchases on Australian-issued cards 63.1 2.3 4.5 0.6 10.1
of which: Credit and charge cards 26.5 0.2 7.2 −12.4 7.7
of which: Debit cards 36.6 3.8 2.6 13.1 11.9
Total balances outstanding on credit and charge cards 35.9 −1.1 0.9 −23.7 −5.2
of which: Balances accruing interest 18.4 −2.0 −2.2 −27.9 −13.1
New Payments Platform transactions 92.4 −2.6 2.4 63.3 84.0
Cheque payments 29.2 −4.4 2.6 −36.1 −5.0

Source: RBA

Number of Retail Payments
Number
(Million)		 Growth
(Per cent)
Monthly Year-ended
Oct 2021 Sep 2021 Oct 2021 Oct 2020 Oct 2021
ATM withdrawals 28.7 4.5 11.3 −25.1 −14.3
Total card purchases on Australian-issued cards 975.4 0.6 3.7 5.0 4.2
of which: Credit and charge cards 248.1 0.2 4.7 −3.1 0.9
of which: Debit cards 727.3 0.7 3.4 8.2 5.4
Cards on issue 59.7 0.6 0.1 −2.1 1.8
of which: Credit and charge cards 17.7 −0.2 −0.2 −9.1 −4.0
of which: Debit cards 42.0 0.9 0.3 1.4 4.4
New Payments Platform transactions 83.7 −0.7 −0.4 71.8 57.1
Cheque payments 2.5 −2.5 −1.2 −29.1 −22.5

Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.