Retail Payments February 2021

Release date:

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
Value
($ billion)		 Growth
(Per cent)
Monthly Year-ended
Feb 2021 Jan 2021 Feb 2021 Feb 2020 Feb 2021
ATM withdrawals 8.8 −0.6 −1.0 −7.0 −13.9
Total card purchases on Australian-issued cards 61.0 −1.1 0.1 5.6 5.6
of which: Credit and charge cards 25.8 −1.7 −1.1 2.5 −8.6
of which: Debit cards 35.2 −0.7 1.0 8.7 19.1
Total balances outstanding on credit and charge cards 38.4 −2.0 −0.7 −5.8 −20.7
of which: Balances accruing interest 20.6 −1.7 −1.4 −12.8 −24.5
New Payments Platform transactions 60.6 −16.8 9.4 207.1 71.5
Cheque payments 32.4 2.0 1.6 −18.4 −28.4

Source: RBA

Number of Retail Payments
Number
(Million)		 Growth
(Per cent)
Monthly Year-ended
Feb 2021 Jan 2021 Feb 2021 Feb 2020 Feb 2021
ATM withdrawals 34.0 −0.8 −1.4 −10.3 −21.8
Total card purchases on Australian-issued cards 1013.6 0.2 1.1 9.7 11.3
of which: Credit and charge cards 260.0 1.8 0.1 5.4 1.0
of which: Debit cards 753.6 −0.3 1.4 11.5 15.3
Cards on issue 59.1 0.0 0.0 0.5 −1.5
of which: Credit and charge cards 18.1 −0.6 −0.6 −4.9 −9.6
of which: Debit cards 41.0 0.3 0.3 3.4 2.6
New Payments Platform transactions 63.2 −8.5 1.9 162.0 72.1
Cheque payments 3.0 −2.2 −2.8 −20.0 −27.5

Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.