Retail Payments May 2021

Release date:

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
Value
($ billion)		 Growth
(Per cent)
Monthly Year-ended
May 2021 Apr 2021 May 2021 May 2020 May 2021
ATM withdrawals 8.8 0.8 −1.5 −30.6 17.8
Total card purchases on Australian-issued cards 64.2 −0.1 1.6 −5.6 23.9
of which: Credit and charge cards 27.5 0.1 1.2 −20.9 27.9
of which: Debit cards 36.7 −0.2 1.8 9.5 21.1
Total balances outstanding on credit and charge cards 38.9 −0.1 0.4 −20.9 −3.1
of which: Balances accruing interest 20.6 0.1 −0.1 −19.7 −16.8
New Payments Platform transactions 77.2 3.8 4.2 166.1 82.8
Cheque payments 32.7 −2.9 0.8 −44.5 13.8

Source: RBA

Number of Retail Payments
Number
(Million)		 Growth
(Per cent)
Monthly Year-ended
May 2021 Apr 2021 May 2021 May 2020 May 2021
ATM withdrawals 33.3 1.0 −3.3 −46.3 33.2
Total card purchases on Australian-issued cards 1063.4 −1.2 1.4 −3.2 30.1
of which: Credit and charge cards 274.8 0.2 1.4 −13.1 30.9
of which: Debit cards 788.6 −1.7 1.4 0.7 29.8
Cards on issue 59.0 0.2 0.0 −1.5 0.3
of which: Credit and charge cards 18.0 −0.5 0.0 −9.0 −5.8
of which: Debit cards 41.1 0.5 0.1 2.5 3.1
New Payments Platform transactions 79.3 6.0 3.8 119.9 85.4
Cheque payments 2.9 −4.3 −0.4 −32.0 −13.4

Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.