Retail Payments July 2021

Release date: 7 September 2021

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
	Value ($ billion)	Growth (Per cent)
		Monthly		Year-ended
	Jul 2021	Jun 2021	Jul 2021	Jul 2020	Jul 2021
ATM withdrawals	7.5	−6.3	−9.3	−7.8	−23.8
Total card purchases on Australian-issued cards	58.0	−1.1	−8.6	2.1	1.1
of which: Credit and charge cards	24.6	−1.7	−9.0	−14.4	3.8
of which: Debit cards	33.4	−0.6	−8.4	18.0	−0.8
Total balances outstanding on credit and charge cards	36.1	−1.0	−6.0	−22.9	−6.9
of which: Balances accruing interest	20.0	−0.9	−1.8	−26.1	−11.6
New Payments Platform transactions	82.2	14.8	−4.9	192.4	56.9
Cheque payments	32.1	−3.8	2.6	−38.7	8.7
Source: RBA

Number of Retail Payments
	Number (Million)	Growth (Per cent)
		Monthly		Year-ended
	Jul 2021	Jun 2021	Jul 2021	Jul 2020	Jul 2021
ATM withdrawals	26.9	−7.0	−13.2	−23.5	−23.0
Total card purchases on Australian-issued cards	928.2	−2.2	−10.5	6.1	0.4
of which: Credit and charge cards	236.1	−4.6	−10.1	−5.4	0.3
of which: Debit cards	692.2	−1.4	−10.6	10.6	0.4
Cards on issue	59.1	0.0	0.1	−2.4	0.6
of which: Credit and charge cards	17.8	−0.4	−0.4	−10.3	−4.8
of which: Debit cards	41.3	0.2	0.4	1.9	3.2
New Payments Platform transactions	80.9	4.4	−0.5	119.3	60.0
Cheque payments	2.6	−3.5	−6.3	−28.9	−22.7
Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.